Location: Dubai, United Arab Emirates Currency: AED د.إ United Arab Emirates Dirham
ATMs in Dubai Airport (DXB) Locations & Hours
Here’s a complete list of ATMs located inside Dubai Airport (DXB), plus additional ATMs and banks near Dubai Airport (DXB) for convenient cash withdrawals before or after your flight.
Emirates NBD ATM — DXB Terminal 3 (Landside)
- Location: Terminal 3, landside/public area (Dubai International Airport, Airport Rd) — Emirates NBD ATM
- Hours: 24 hours
Emirates NBD ATM — DXB Terminal 3 (Airside / Duty Free Area)
- Location: Terminal 3 duty-free / airside shopping zone (commonly signed as “Duty Free ATM”) — Emirates NBD ATM
- Hours: 24 hours
HSBC ATM — DXB Terminal 3
- Location: Terminal 3 (Dubai International Airport, Airport Rd) — HSBC ATM
- Hours: 24 hours
Dubai Islamic Bank (DIB) ATM — DXB Terminal 3
- Location: Terminal 3 (Dubai International Airport, Airport Rd) — DIB ATM
- Hours: 24 hours
First Abu Dhabi Bank (FAB) ATM — DXB Terminal 3
- Location: Terminal 3 (Dubai International Airport, Airport Rd) — FAB ATM
- Hours: 24 hours
Abu Dhabi Islamic Bank (ADIB) ATM — DXB Terminal 3
- Location: Terminal 3 (Dubai International Airport, Airport Rd) — ADIB ATM
- Hours: 24 hours
Mashreq Bank ATM — DXB Terminal 3
- Location: Terminal 3 (Dubai International Airport, Airport Rd) — Mashreq ATM
- Hours: 24 hours
Standard Chartered ATM — DXB Terminal 3
- Location: Terminal 3 (Dubai International Airport, Airport Rd) — Standard Chartered ATM
- Hours: 24 hours
Emirates Islamic ATM — DXB Terminal 3
- Location: Terminal 3 (Dubai International Airport, Airport Rd) — Emirates Islamic ATM
- Hours: 24 hours
HSBC ATM — DXB Terminal 2
- Location: Terminal 2 (Dubai International Airport, Al Quds St) — HSBC ATM
- Hours: 24 hours
Mashreq Bank ATM — DXB Terminal 2
- Location: Terminal 2 (Dubai International Airport, Al Quds St) — Mashreq ATM
- Hours: 24 hours
Dubai Islamic Bank (DIB) ATM — DXB Terminal 2
- Location: Terminal 2 (Dubai International Airport, Al Quds St) — DIB ATM
- Hours: 24 hours
Arab Bank ATM — DXB Terminal 2
- Location: Terminal 2 (Dubai International Airport, Al Quds St) — Arab Bank ATM
- Hours: 24 hours
Abu Dhabi Commercial Bank (ADCB) ATM — DXB Terminal 1 Arrivals (Landside)
- Location: Terminal 1 Arrivals hall / landside public area (signed “Arrivals”) — ADCB ATM
- Hours: 24 hours
Abu Dhabi Islamic Bank (ADIB) ATM — DXB Terminal 1 Arrivals (Landside)
- Location: Terminal 1 Arrivals hall / landside public area — ADIB ATM
- Hours: 24 hours
RAKBANK ATM — DXB Concourse D (Terminal 1 Airside)
- Location: Concourse D (Terminal 1 airside concourse area; follow “ATM” signage inside Concourse D)
- Hours: 24 hours
Dubai Islamic Bank (DIB) ATM — DXB Concourse D (Terminal 1 Airside)
- Location: Concourse D (Terminal 1 airside concourse area)
- Hours: 24 hours
Standard Chartered ATM — DXB Terminal 1 (Concourse D Departures)
- Location: Concourse D departures area (look for “ATM” signs near major cafés/retail, e.g., near a Starbucks point)
- Hours: 24 hours
Emirates NBD ATM — DXB Terminal 2 (Main Terminal)
- Location: Terminal 2 main terminal area (follow “ATM” signage for Emirates NBD)
- Hours: 24 hours
ATM Cluster (Multi-bank) — DXB Terminal 3 Arrivals (Landside)
- Location: Terminal 3 public Arrivals hall (after Customs exit; look for an “ATM” cluster / multiple bank machines grouped together)
- Hours: 24 hours
ATM Cluster (Multi-bank) — DXB Terminal 1 Arrivals (Landside)
- Location: Terminal 1 public Arrivals hall (after Customs exit; look for “ATM” signage and grouped machines)
- Hours: 24 hours
ATM Cluster (Multi-bank) — DXB Terminal 2 Arrivals/Departures (Landside)
- Location: Terminal 2 public terminal areas (Arrivals and Departures halls; follow “ATM” signage)
- Hours: 24 hours
ADCB (uBank / Emirates Group HQ Branch) — Near DXB (Al Garhoud)
- Location: Emirates Group Headquarters (Airport Rd, Al Garhoud) — branch/ATM services in the complex
- Hours: Varies by day (bank branch hours; ATMs typically 24 hours if located outside/accessible areas)
Emirates NBD (Emirates Group HQ / Airport Rd area) — Near DXB (Al Garhoud)
- Location: Airport Rd / Emirates Group Headquarters vicinity (Al Garhoud) — Emirates NBD branch/ATM presence
- Hours: Varies by branch; ATMs typically 24 hours
Mashreq Bank ATM — Near DXB (Al Garhoud / Airport Rd area)
- Location: Al Garhoud area near Airport Rd (common hotel/office clusters close to DXB)
- Hours: Typically 24 hours for standalone ATMs
RAKBANK ATM — Near DXB (Deira City Centre area)
- Location: Deira City Centre Mall area (one metro stop from the airport zone; useful if you prefer mall-based ATMs)
- Hours: Mall hours; some ATMs accessible longer
Dubai Islamic Bank (DIB) ATM — Near DXB (Garhoud / Deira area)
- Location: Garhoud/Deira neighborhoods surrounding DXB (short taxi ride; multiple DIB ATMs)
- Hours: Typically 24 hours for standalone ATMs
Dubai Airport (DXB) ATMs Walkthrough & Map
Follow the step-by-step walkthrough below to find ATMs when arriving at Dubai Airport (DXB). For terminal maps and official airport info, visit Dubai Airport (DXB) map/homepage.
International Arrivals (DXB) — Terminal 3 (Common for Emirates and many long-haul connections)
- After landing, follow signs for Immigration (or Transfers if you’re connecting).
- If you’re entering Dubai, proceed through Immigration and then follow signs to Baggage Claim.
- Collect your luggage and continue to Customs.
- As soon as you exit Customs into the public Arrivals hall (landside), slow down and look for large overhead signs that say “ATM”, “Bank”, or “Currency Exchange”.
- Walk toward the closest ATM cluster (DXB typically groups multiple bank ATMs together in the Arrivals hall).
- If you need a specific bank, scan the row for logos like Emirates NBD, DIB, HSBC, FAB, ADIB, and Mashreq.
- Withdraw cash before heading outside to the taxi / ride-hailing pickup, Metro, or hotel transfer areas.
- If you accidentally walk outside, re-enter the terminal and follow the ATM signs back into the Arrivals hall.
International Arrivals (DXB) — Terminal 1 (Common for many international airlines)
- After landing, follow signs for Arrivals and Immigration.
- Complete Immigration, then follow signs to Baggage Claim.
- After collecting your luggage, proceed through Customs.
- When you enter the public Arrivals hall (landside), look for overhead signage for ATMs.
- ATMs are typically placed near high-traffic areas like the exit lanes, information desks, and transport counters—walk slowly and scan for the ATM icon.
- If you need an airside withdrawal while connecting, head into Concourse D (Terminal 1 airside) and follow ATM signs there.
Arrivals/Departures (DXB) — Terminal 2 (Often used by flydubai and regional carriers)
- Follow signs for Arrivals and complete your arrival flow (Immigration, Baggage Claim, Customs).
- In the public terminal halls, look for ATM signage—Terminal 2 commonly has ATMs positioned near busy service points.
- If an ATM is busy, walk a short distance along the same hall—there are often additional machines from different banks within the terminal.
- Withdraw your cash before heading to taxis, buses, or pickup zones outside the terminal.
Quick DXB Landmarks That Mean You’re Close
- Terminal 3 Arrivals: If you’ve just exited Customs into the large public hall with transport desks, you’re in the prime ATM zone.
- Terminal 1 Arrivals: If you can see exit doors and meeting/pick-up areas, you’re close—look for the ATM icon overhead.
- Terminal 2: ATMs are often near the main passenger flow areas—information desks, exchange counters, and the edges of the hall.
- If you can’t spot one quickly, ask any information desk for “the nearest ATM cluster”—DXB staff will usually direct you to a grouped area.
Use the map below to find the nearest ATMs and banks near Dubai Airport (DXB), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.
ATM Withdrawal Tips & Advice for Dubai Airport (DXB)
- Start with Terminal 3 Arrivals for the biggest selection: If you’re landing in Terminal 3 and entering Dubai, the public Arrivals hall is usually the fastest place to find multiple banks in one stop—perfect if one network is down or out of cash.
- For Terminal 1 connectors, check Concourse D airside: If you’re transiting through Terminal 1 and don’t want to clear Immigration, look for ATMs in Concourse D (airside). Not every traveler realizes there are machines beyond the arrivals halls.
- Use the “multi-bank cluster” strategy: In DXB, ATMs are often grouped—if you see one, there are usually several more within a short walk. If your first attempt fails, don’t leave the area; try the next bank in the same cluster.
- Avoid Dynamic Currency Conversion (DCC) at DXB ATMs: Some machines may ask whether you want to be charged in your home currency. Choose AED (local currency) when possible to avoid marked-up exchange rates.
- Time your withdrawal before transport: If you need cash for taxis, tips, or small purchases, withdraw before you walk outside—re-entry is possible, but it’s slower with luggage.
- Terminal 2 can be quieter, but fewer options: Terminal 2 has ATMs, but if you must find a specific bank/network, be ready to try a second machine or use Terminal 2’s main ATM areas rather than hunting deep inside.
- Plan for “small note” availability: For metro cards, small shops, or quick payments right after landing, try to withdraw an amount that gives you smaller denominations (or do a smaller first withdrawal if the ATM offers note selection).
- When the ATM offers “fast cash” presets, skip if you need exact change: At DXB, fast cash presets can be large; use the custom amount option if you want a tight cash buffer.
- If you see “Cash Deposit Machine” (CDM), don’t assume it dispenses cash: Some machines focus on deposits; confirm the on-screen option says Cash Withdrawal before inserting your card.
- If your card fails repeatedly, switch banks (not just machines): DXB’s mix of bank networks means a different bank’s ATM can succeed even when another rejects due to network routing or security filters.
FAQs – Dubai Airport (DXB) ATMs
Are ATMs available 24/7 at Dubai Airport (DXB)?
Most ATMs inside DXB operate 24 hours, especially in Arrivals halls and major terminal zones. Individual bank counters follow business hours, but standalone ATMs are generally always on.
Where is the easiest place to find multiple ATMs after arriving?
The easiest spot is usually the public Arrivals hall (landside) of your terminal—especially Terminal 3—where DXB commonly clusters multiple banks’ ATMs in one area.
Can I use an ATM while transiting without entering Dubai?
Yes—some ATMs are located airside (after security) in concourse areas (for example, Terminal 1’s Concourse D). Follow “ATM” signs inside the concourse if you are connecting.
What fees should I expect when withdrawing at DXB ATMs?
Fees vary by your card issuer and the ATM operator. Some UAE banks do not charge their own customers at their own ATMs, while withdrawing from other banks’ ATMs may incur local network charges. International cards may also trigger foreign transaction fees from your home bank.
Do DXB ATMs offer Dynamic Currency Conversion (DCC)?
Some ATMs may offer to charge you in your home currency. When given the choice, selecting AED (local currency) is usually the better value versus DCC.
Which terminals have the most bank options?
Terminal 3 typically has the widest spread of banks and ATM clusters due to high passenger volume. Terminal 1 also has good coverage (including concourse areas). Terminal 2 has ATMs but usually fewer bank brands in a single spot.
What should I do if an ATM is out of cash or declines my card?
First, try another ATM in the same cluster. If it still fails, switch to a different bank’s ATM (not just a second machine of the same bank). If multiple banks fail, consider using a currency exchange counter or withdrawing outside the airport in the Garhoud/Deira area.
Is it better to withdraw at DXB or in the city?
DXB is convenient immediately after landing, and ATMs are abundant. If you want to compare exchange/fees, you can also withdraw later in the city—but for first-day transport, it’s often easiest to take cash at the airport.
Do I need cash immediately after landing at DXB?
Not always—Dubai is very card-friendly. But cash can be useful for taxis in edge cases, small tips, and quick purchases right after arrival, especially if you’re getting settled or your card is temporarily blocked for travel security reasons.
Dubai Airport Related Services
- BOOK an AIRPORT HOTEL in Dubai or SLEEPING PODS
- RENT a CAR in Dubai Airport or BOOK a PRIVATE TRANSFER
- STORE your LUGGAGE in Dubai Airport or NEARBY
- BUY a LOCAL eSIM for Dubai, United Arab Emirates or a GLOBAL eSIM