Location: Seoul, South Korea Currency: KRW ₩ Korean Won
ATMs in Seoul Incheon Airport (ICN) Locations & Hours
Here’s a complete list of ATMs located inside Seoul Incheon Airport (ICN), plus additional ATMs and banks near Seoul Incheon Airport (ICN) for convenient cash withdrawals before or after your flight.
ATM 24H (NICE) — Terminal 1, 1F Near Exit 6
- Location: Near Exit 6 on 1F, Terminal 1 (public arrivals area / landside)
- Hours: 24H (00:00–00:00)
ATM 24H (NICE) — Terminal 1, 1F Near Exit 9
- Location: Near Exit 9 on 1F, Terminal 1 (public arrivals area / landside)
- Hours: 24H (00:00–00:00)
ATM 24H (NICE) — Terminal 1, 1F Near Exit 11
- Location: 1F of Terminal 1, Near Exit 11 (public arrivals area / landside)
- Hours: 24H (00:00–00:00)
ATM 24H (NICE) — Terminal 1, B1 Near All-Stop Train Ticket Machines
- Location: Near ticket machines for the All-stop Train on B1, Terminal 1 (Transportation Center / rail connection level)
- Hours: 24H (00:00–00:00)
Woori Bank ATM (Includes Foreign Currency ATM) — Terminal 1, 3F Near Check-In Counter H
- Location: Near Check-In Counter H on 3F, Terminal 1 (Departure Hall / public area)
- Hours: 24H (00:00–24:00)
KB Bank ATM (Includes Foreign Currency ATM) — Terminal 1, 3F Near Check-In Counter M
- Location: Near Check-In Counter M on 3F, Terminal 1 (Departure Hall / public area)
- Hours: 06:00–22:00
KB Bank ATM (Includes Foreign Currency ATM) — Terminal 1, 3F Near Check-In Counter F
- Location: Near Check-In Counter F on 3F, Terminal 1 (Departure Hall / public area)
- Hours: 06:00–22:00
KB Bank ATM — Terminal 1, 1F Near Exit 9
- Location: Near Exit 9 on 1F, Terminal 1 (public arrivals hall / landside)
- Hours: 06:00–22:00
KB Bank Smart Banking Zone — Terminal 1, 3F Near Check-In Counter H
- Location: Near Check-In Counter H on 3F, Terminal 1 (Departure Hall / public area)
- Hours: 06:00–22:00
Hana Bank ATM — Terminal 1, 1F Near Exit 4 (Public Area)
- Location: Near Exit 4 in Public Area on 1F, Terminal 1 (arrivals / landside)
- Hours: 06:00–22:00
Hana Bank ATM — Terminal 1, 3F Near Exit 11 (Public Area)
- Location: Near Exit 11 in Public Area on 3F, Terminal 1 (Departure Hall / landside)
- Hours: 06:00–22:00
Hana Bank ATM — Terminal 1, 3F Near Check-In Counter B
- Location: Near Check-In Counter B in Public Area on 3F, Terminal 1
- Hours: 06:00–22:00
Hana Bank ATM — Terminal 1, 3F Near Check-In Counter L
- Location: Near Check-In Counter L in Public Area on 3F, Terminal 1
- Hours: 06:00–22:00
Woori Bank ATM — Terminal 1, 1F Near Exit 11
- Location: 1F of Terminal 1, Near Exit 11 (public arrivals hall / landside)
- Hours: 06:00–22:00
Woori Bank ATM — Terminal 1, 1F Near Exit 6
- Location: Near Exit 6 on 1F, Terminal 1 (public arrivals hall / landside)
- Hours: 06:00–22:00
Woori Bank ATM — Terminal 1, 3F Near Exit 4
- Location: Near Exit 4 on 3F, Terminal 1 (Departure Hall / public area)
- Hours: 06:00–22:00
Woori Bank ATM — Terminal 1, 3F Near Check-In Counter C
- Location: 3F of Terminal 1, Near Check-In Counter C (Departure Hall / public area)
- Hours: 06:00–22:00
Hana Bank Smart Banking Zone — Terminal 1, 3F Between Check-In Counters F–G
- Location: Between Check-In Counters F and G on 3F, Terminal 1
- Hours: 06:00–22:00
ATM Zone (Global / Multi-bank) — Terminal 2, 1F Arrivals Hall Near Exit 6–7
- Location: Terminal 2, 1F public arrivals hall near exits 6–7 (common ATM/bank cluster area after Customs)
- Hours: Typically long hours; some machines may operate 24/7 depending on operator
ATM Zone (Global / Multi-bank) — Terminal 2, 1F Arrivals Hall Near Exit 8–9
- Location: Terminal 2, 1F public arrivals hall near exits 8–9 (another common ATM area used by arriving passengers)
- Hours: Typically long hours; some machines may operate 24/7 depending on operator
ATM Zone (Global / Multi-bank) — Terminal 2, 3F Departure Hall Check-In Area
- Location: Terminal 2, 3F departures/check-in public area near airline counters
- Hours: Usually aligned with check-in/departure activity (early morning to late evening)
ATM Zone (Global / Multi-bank) — Terminal 2, 3F Near Security/Immigration Approach
- Location: Terminal 2, 3F public-side approach to security/immigration (use before passing controls)
- Hours: Usually terminal processing hours; can vary by zone
ATM (Transport Center / Rail Concourse) — ICN Transportation Center B1
- Location: Transportation Center B1 rail/subway level near AREX / all-stop train ticketing and transfer corridors
- Hours: Many machines operate extended hours; some 24H depending on operator
ATM (Concourse / Connector) — Terminal Transfer & Station Corridor
- Location: Public connector corridors between terminal and transportation center areas (follow “Railroad / Airport Railroad / Subway” signage)
- Hours: Typically aligned with terminal + rail access hours
KB Bank Branch — Terminal 1, B1 West Side (Bank Counter + Nearby ATM Access)
- Location: West Side, Basement 1, Terminal 1
- Hours: 09:00–16:00 (weekday bank counter hours; ATM access nearby may run longer)
Hana Bank Branch — Terminal 1, 2F Center (Bank Counter + Nearby ATM Access)
- Location: Center of 2F, Terminal 1
- Hours: 09:00–16:00 (weekday bank counter hours; ATM access nearby may run longer)
Woori Bank Branch — Terminal 1, Public Area 1BF East (Bank Counter + Nearby ATM Access)
- Location: East of Public Area 1BF, Terminal 1
- Hours: 09:00–16:00 (weekday bank counter hours; ATM access nearby may run longer)
Nearby Option: Unseo Station ATMs (AREX, Off-Airport)
- Location: AREX Unseo Station area (one stop access from airport region depending on route), with multiple Korean bank/convenience-store ATMs nearby
- Hours: Varies by ATM/operator; many convenience-store ATMs run late / 24H
Nearby Option: Paradise City / Yeongjong Airport Hotel Area ATMs
- Location: Hotel/commercial zones near ICN on Yeongjong Island (short taxi/shuttle ride from terminals)
- Hours: Varies; hotel/casino/commercial ATMs often extended hours
Seoul Incheon Airport (ICN) ATMs Walkthrough & Map
Follow the step-by-step walkthrough below to find ATMs when arriving at Seoul Incheon Airport (ICN). For terminal maps and official airport info, visit Seoul Incheon Airport (ICN) map/homepage.
International Arrivals (ICN Terminal 1)
- After landing, follow signs for Arrivals, Immigration, and then Baggage Claim.
- Collect your luggage and proceed through Customs into the public Arrivals hall (1F, landside).
- As soon as you enter the public hall, look for overhead signs showing ATM, Bank, or the major Korean bank logos (KB / Woori / Hana).
- In Terminal 1, some of the easiest ATM targets are on 1F near Exits 4, 6, 9, and 11 (including 24H NICE ATMs and bank-branded ATMs).
- If you want a machine with a better chance of foreign-card compatibility, try a bank-branded ATM (KB / Woori / Hana) or an ATM specifically labeled foreign currency / foreign card.
- If one ATM declines your card, stay in the same hall and walk to another exit zone (for example, from Exit 6 toward Exit 9)—ICN T1 has multiple ATM points.
- Withdraw cash before heading outside to buses, taxis, or airport limo pickup areas.
- If your ride is at a different terminal or rail platform, you can also use the B1 Transportation Center ATMs near train ticket machines as a backup.
International Arrivals (ICN Terminal 2)
- After landing, follow signs for Immigration, Baggage Claim, and Customs.
- Once you step into the public Arrivals hall on 1F (landside), slow down and check for signage to ATM, Bank, or Currency Exchange.
- At Terminal 2, the most convenient ATM areas are typically in the 1F arrivals hall near major exits (commonly around the central exits used by arriving passengers).
- If you don’t see an ATM immediately at your exit, walk along the public arrivals frontage and check the next exit cluster—ICN T2 signage is generally clear and multilingual.
- Use an ATM before leaving for curbside pickup, intercity buses, or hotel shuttle pickup, especially if you need KRW cash right away.
- If the arrivals hall is crowded, head to a 3F departure public area ATM (check-in hall) or the transportation/rail connection area for more options.
Departures / Before Security (ICN T1 & T2)
- If you are departing and need cash before security, go to the public Departure Hall (typically 3F in both terminals).
- Look near check-in counters and hall exits—ICN Terminal 1 has many ATMs positioned around check-in zones (B, C, F, H, L, M areas).
- Withdraw cash before passing security/immigration, since landside ATMs are easier to revisit if a machine has issues.
- If you need human assistance, use a bank branch (weekday daytime hours) rather than relying on a currency exchange counter alone.
Quick ICN Landmarks That Mean You’re Close
- Terminal 1 arrivals: If you’re near Exits 4 / 6 / 9 / 11 on 1F, you’re in one of the easiest ATM zones.
- Terminal 1 departures: If you can see check-in counters (especially F/H/L/M), you’re close to multiple bank ATMs and smart banking zones.
- Transportation Center: If you see AREX / All-stop Train ticket machines on B1, you’re near another reliable ATM backup option.
- Terminal 2 arrivals: If you’re in the 1F public arrivals hall by the main exits, you’re in the right zone—follow ATM/bank signs along the hall.
Use the map below to find the nearest ATMs and banks near Seoul Incheon Airport (ICN), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.
ATM Withdrawal Tips & Advice for Seoul Incheon Airport (ICN)
- Terminal 1 has many clearly marked ATM points on both 1F and 3F. If one machine fails, don’t leave the terminal—ICN T1 has multiple alternatives near Exits 4/6/9/11 and around check-in counters.
- Use the B1 Transportation Center as a backup ATM plan. If arrivals-hall ATMs are crowded after a big flight bank, the rail/train ticketing level (B1) often has easier access and less congestion.
- For foreign cards, prioritize bank-branded or foreign-currency-capable ATMs. At ICN, machines labeled KB / Woori / Hana or “includes foreign currency ATM” are often the best first try for international travelers.
- Expect local ATM operator fees on many foreign-card withdrawals. In Korea, airport ATM withdrawals may include a machine fee plus your home bank’s fees. To reduce costs, withdraw larger amounts fewer times.
- Choose KRW (Korean won) if offered a conversion choice. Some ATMs may offer Dynamic Currency Conversion (DCC). Selecting KRW usually avoids the ATM operator’s exchange-rate markup.
- Late-night arrivals should aim for 24H options first. At ICN Terminal 1, the NICE 24H ATMs and some Woori/KB 24H-linked zones are more reliable than branches/counters outside daytime hours.
- If you are connecting by train, withdraw before buying transport if your card setup is uncertain. It’s easier to test your card at an ATM near arrivals before you move to the rail platforms with luggage.
- Branch counters are helpful but limited hours. ICN bank branches (e.g., KB/Hana/Woori branches in Terminal 1) are useful for staffed help, but typically run weekday daytime hours only.
- Keep the ATM receipt and note the terminal + exit/check-in counter landmark. “T1 Exit 9 ATM” or “T1 Check-in H Woori ATM” helps support teams trace a failed or partial transaction faster.
- Terminal 2 arrivals ATM zones can shift by airline/exit flow. If you don’t see one immediately after Customs, walk along the 1F public arrivals hall rather than going outside first—ATMs are usually grouped near major exits/bank counters.
FAQs – Seoul Incheon Airport (ICN) ATMs
Are there ATMs in both Terminal 1 and Terminal 2 at Incheon (ICN)?
Yes. ICN has ATMs in both Terminal 1 and Terminal 2, including easy-to-reach landside arrivals hall ATM areas and additional ATMs in departure/check-in zones and transport/rail connections.
Where is the easiest ATM to use right after arriving at ICN?
For most travelers, the easiest option is the public Arrivals hall (1F, landside) in your arrival terminal. At Terminal 1, areas near Exits 4, 6, 9, and 11 are especially practical starting points.
Does Incheon Airport have 24-hour ATMs?
Yes, ICN has some 24H ATM options (for example, certain NICE ATMs in Terminal 1 and some bank-linked ATM points). Not every ATM runs 24/7, so if you arrive late, prioritize the clearly marked 24H machines.
Do ICN airport ATMs accept foreign debit/credit cards?
Many do, especially bank-branded ATMs and machines designed for international travelers. If one ATM rejects your card, try another operator in the same terminal (KB, Woori, Hana, or a different global ATM machine).
What fees should I expect when withdrawing cash at ICN?
Most foreign-card users should expect a local ATM operator fee (often a few thousand KRW) plus any fees from their own bank (out-of-network, foreign transaction, or cash advance fees depending on card type). Fee amounts vary by machine/operator.
Is it better to use a bank branch or an ATM at ICN?
If you just need cash quickly, an ATM is usually faster and available for longer hours. Use a bank branch if you need staffed help, documentation, or bank-specific assistance during weekday business hours.
Can I find an ATM near the train/AREX station at ICN?
Yes. The Transportation Center / B1 rail connection area (including all-stop train ticketing zones) has ATM access and is a useful backup if terminal arrivals-hall ATMs are crowded.
What should I do if I already went curbside and forgot to get cash?
Re-enter the terminal and return to the nearest 1F public arrivals hall, or use the Transportation Center (B1) ATM area. At ICN, both are usually easier than searching deep inside post-security areas.
Seoul Airport Related Services
- BOOK an AIRPORT HOTEL in Seoul or SLEEPING PODS
- RENT a CAR in Seoul Airport or BOOK a PRIVATE TRANSFER
- STORE your LUGGAGE in Seoul Airport or NEARBY
- BUY a LOCAL eSIM for Seoul, South Korea or a GLOBAL eSIM