ATMs at Kota Kinabalu Airport (BKI): Locations, Fees, Hours

Location: Kota Kinabalu, Malaysia Currency: MYR RM Malaysian Ringgit

ATMs in Kota Kinabalu Airport (BKI) Locations & Hours

Here’s a complete list of ATMs located inside Kota Kinabalu Airport (BKI), plus additional ATMs and banks near Kota Kinabalu Airport (BKI) for convenient cash withdrawals before or after your flight.

Maybank ATM — Terminal 1 (T1) Arrivals Hall (Level 1, Landside)

  • Location: Terminal 1, Level 1 public Arrivals hall (landside), near the main exits/meeting area
  • Hours: 24 hours (public terminal access)

Maybank ATM — Terminal 1 (T1) Arrivals Hall (Level 1, Landside) — Secondary Machine

  • Location: Terminal 1, Level 1 public Arrivals hall (landside), same ATM cluster as other bank machines
  • Hours: 24 hours (public terminal access)

Maybank ATM — Terminal 1 (T1) Departures Check-in (Level 3, Landside)

  • Location: Terminal 1, Level 3 departures / check-in public concourse (landside), near airline check-in rows and retail area
  • Hours: Typically aligned with terminal operations (often 24 hours); access depends on entry points and security screening

Maybank ATM — Terminal 1 (T1) International Departures (Level 3, Airside)

  • Location: Terminal 1, Level 3 airside (after security/immigration), near international departure gates where services cluster
  • Hours: During flight operations (airside access required)

CIMB ATM — Terminal 1 (T1) Arrivals Hall (Level 1, Landside)

  • Location: Terminal 1, Level 1 public Arrivals hall (landside), in/near the main ATM cluster
  • Hours: 24 hours (public terminal access)

CIMB ATM — Terminal 1 (T1) Departures Check-in (Level 3, Landside)

  • Location: Terminal 1, Level 3 departures / check-in concourse (landside), near shops and passenger services
  • Hours: Typically aligned with terminal operations (often 24 hours); access depends on entry points

RHB ATM — Terminal 1 (T1) Arrivals Hall (Level 1, Landside)

  • Location: Terminal 1, Level 1 public Arrivals hall (landside), within the bank/ATM zone near passenger exits
  • Hours: 24 hours (public terminal access)

AmBank ATM — Terminal 1 (T1) Arrivals Hall (Level 1, Landside)

  • Location: Terminal 1, Level 1 public Arrivals hall (landside), in the main ATM cluster
  • Hours: 24 hours (public terminal access)

Public Bank ATM — Terminal 1 (T1) Arrivals Hall (Level 1, Landside)

  • Location: Terminal 1, Level 1 public Arrivals hall (landside), near currency exchange counters and passenger services
  • Hours: 24 hours (public terminal access)

Hong Leong Bank ATM — Terminal 1 (T1) Arrivals Hall (Level 1, Landside)

  • Location: Terminal 1, Level 1 public Arrivals hall (landside), in/near the ATM bank line
  • Hours: 24 hours (public terminal access)

Bank Simpanan Nasional (BSN) ATM — Terminal 1 (T1) Arrivals Hall (Level 1, Landside)

  • Location: Terminal 1, Level 1 public Arrivals hall (landside), near the main terminal doors and transport pick-up flow
  • Hours: 24 hours (public terminal access)

Bank Rakyat ATM — Terminal 1 (T1) Arrivals Hall (Level 1, Landside)

  • Location: Terminal 1, Level 1 public Arrivals hall (landside), within the ATM cluster near arrivals services
  • Hours: 24 hours (public terminal access)

Affin Bank ATM — Terminal 1 (T1) Departures (Level 3, Landside)

  • Location: Terminal 1, Level 3 departures public concourse (landside), near the central walkways between entrances and check-in
  • Hours: Typically aligned with terminal operations (often 24 hours); access depends on entry points

Alliance Bank ATM — Terminal 1 (T1) Landside (Level 1)

  • Location: Terminal 1, Level 1 (landside), within the passenger public areas near arrivals services
  • Hours: 24 hours (public terminal access)

HSBC ATM — Terminal 2 (T2) Public Concourse (Landside)

  • Location: Terminal 2, public concourse (landside), near the main passenger pathways by arrivals/departures services
  • Hours: 24 hours (public terminal access)

Maybank ATM — Terminal 2 (T2) Arrivals Area (Landside)

  • Location: Terminal 2 arrivals flow area, landside (near passenger exit from arrivals)
  • Hours: 24 hours (public terminal access)

CIMB ATM — Terminal 2 (T2) Public Concourse (Landside)

  • Location: Terminal 2 public concourse (landside), near passenger services / transport-facing exits
  • Hours: 24 hours (public terminal access)

RHB ATM — Terminal 2 (T2) Public Concourse (Landside)

  • Location: Terminal 2 public concourse (landside), in/near the ATM bay close to arrivals exit
  • Hours: 24 hours (public terminal access)

Nearby: Maybank Branch/ATM — Jalan Lintas / Kepayan Area (short drive from BKI)

  • Location: Commercial area along the airport-to-city corridor (Kepayan / Lintas), typically 10–20 minutes by car depending on traffic
  • Hours: Branch hours vary; ATMs are usually 24 hours

Nearby: CIMB Bank / ATM — Lintas / Donggongon Area (near BKI access roads)

  • Location: Along major roads serving the airport approach (Lintas / Penampang side), convenient if you’re heading toward Penampang or the city
  • Hours: Branch hours vary; ATMs are usually 24 hours

Nearby: Public Bank / ATM — Kota Kinabalu South (airport corridor)

  • Location: City-side commercial strips between BKI and central Kota Kinabalu (good backup if airport machines are busy or out of service)
  • Hours: Branch hours vary; ATMs are usually 24 hours

Nearby: Multiple ATMs — KK Times Square / Imago / Waterfront District (city center)

  • Location: Major shopping and business zones in central Kota Kinabalu (best option for multiple backup banks, especially in evenings)
  • Hours: Mall ATMs follow mall hours; street/bank ATMs often 24 hours

Kota Kinabalu Airport (BKI) ATMs Walkthrough & Map

Follow the step-by-step walkthrough below to find ATMs when arriving at Kota Kinabalu Airport (BKI). For terminal maps and official airport info, visit Kota Kinabalu Airport (BKI) map/homepage.

International Arrivals (BKI) — Terminal 1 (Main Terminal)

  1. After landing, follow overhead signs for Immigration (International Arrivals).
  2. Complete Immigration checks, then proceed to Baggage Claim.
  3. Collect your luggage and continue to Customs.
  4. After Customs, you will exit into the public Arrivals hall (Level 1, landside).
  5. Slow down as soon as you enter the Arrivals hall and scan for signs reading “ATM”, “Cash”, or bank logos (Maybank/CIMB/RHB/AmBank, etc.).
  6. Head toward the closest ATM cluster (machines are usually grouped together in the public Arrivals hall area so multiple banks are side-by-side).
  7. Withdraw Malaysian Ringgit (MYR) before you walk out to transport pick-up, because the arrivals curb can get hectic during peak periods.
  8. If you accidentally walk outside first, turn back into the terminal through the same arrivals doors and re-enter the Arrivals hall—the ATMs are inside in the public area.

Domestic Arrivals (BKI) — Terminal 1 (Main Terminal)

  1. After landing, follow signs for Arrivals and Baggage Claim.
  2. Collect your luggage, then follow the flow to the exit into the public Arrivals hall (Level 1, landside).
  3. Once you are in the public Arrivals hall, look for the nearest ATM cluster (usually positioned near other passenger services like forex counters, SIM kiosks, and transport help points).
  4. If the first machine is busy or out of cash, check the other bank machines in the same cluster—BKI typically has multiple banks side-by-side.
  5. Withdraw cash before heading outside for e-hailing / taxis / pick-up.

Arriving at Terminal 2 (BKI) — Regional/Charter Terminal

  1. After landing, follow signs for Arrivals and proceed to the passenger exit.
  2. As you enter the public concourse (landside), look immediately to the right/left for passenger services zones (these often include ATMs and exchange desks).
  3. Find the ATM machine(s) in the public area (Terminal 2 is smaller than Terminal 1, so services are usually close to the main flow).
  4. Withdraw cash before you go outside to the curbside pick-up area.

Quick BKI Landmarks That Mean You’re Close

  • Terminal 1 (International): If you’ve just cleared Customs and stepped into the public Arrivals hall on Level 1, you’re in the right zone—this is the easiest place to find multiple ATMs quickly.
  • Terminal 1 (Domestic): If you’ve just exited baggage claim into the public Arrivals hall, look around before heading outside—ATMs are usually nearby.
  • Terminal 2: The building is compact; if you can see the main exit doors, you’re generally within a short walk of any ATM service point inside.

Use the map below to find the nearest ATMs and banks near Kota Kinabalu Airport (BKI), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.

ATM Withdrawal Tips & Advice for Kota Kinabalu Airport (BKI)

  • Start in Terminal 1 Level 1 Arrivals hall first: This is usually the most convenient place to find a cluster of multiple bank ATMs side-by-side right after you exit baggage claim/customs, before the curbside crowds.
  • If your flight lands late, prioritize landside machines: Airside ATMs can be inaccessible once you exit to the public area or if security checkpoints close for certain gate areas, so use the public Arrivals hall ATMs if you’re unsure.
  • Terminal 1 vs Terminal 2 matters: If you arrive at Terminal 2, withdraw there if possible. If a machine is unavailable, plan a quick transfer to Terminal 1 (or withdraw in the city) rather than spending time searching outside.
  • Watch for “Dynamic Currency Conversion” prompts: Some airport ATMs may offer to bill you in your home currency. For BKI withdrawals, it’s usually better to choose MYR to avoid extra conversion markups.
  • Have a transport plan before you step outside: If you’ll use taxi counters, shuttle tickets, or Grab/e-hailing, withdrawing in the Arrivals hall helps you avoid backtracking into the terminal.
  • Peak-hour reliability tip: During busy arrival banks (late afternoon/evening), a single ATM can run out of cash faster. If your first attempt fails, try a different bank ATM in the same cluster rather than repeating on the same machine.
  • Use the departures-level ATMs as a backup: If arrivals-level machines are busy, consider going up to Level 3 departures (landside) where additional ATMs may be available near check-in and retail areas.
  • Keep small notes for immediate needs: At BKI, small cash is useful right away for snacks, small purchases, or contingencies—use an amount that gives you RM10/RM20 notes if the ATM offers note selection.

FAQs – Kota Kinabalu Airport (BKI) ATMs

Where are the easiest ATMs to find when I land at Kota Kinabalu Airport (BKI)?
The quickest option is usually the Terminal 1 public Arrivals hall (Level 1, landside), where ATMs are commonly grouped together near other passenger services.

Are there ATMs in both terminals at BKI?
Yes—BKI has services in Terminal 1 (main terminal) and Terminal 2. Terminal 1 generally offers the widest choice because it handles most international and domestic traffic.

Do BKI airport ATMs charge a fee?
Many Malaysian ATMs will display any surcharge/fee on-screen before you confirm. Your bank at home may also charge separate international withdrawal and/or FX fees. Always review the on-screen total before approving.

What currency do BKI airport ATMs dispense?
ATMs at BKI dispense Malaysian Ringgit (MYR).

Will my Visa/Mastercard debit card work at BKI ATMs?
In most cases, yes—international cards typically work as long as your bank allows overseas withdrawals and your PIN is enabled for ATM use. If one bank machine declines, try another bank’s ATM in the same arrivals cluster.

Is there an ATM after Immigration (airside) in Terminal 1?
Depending on the zone, some services may be available on the departures/airside level, but the most dependable and easy-to-access ATMs are usually in the public Arrivals hall after you exit Customs.

What should I do if the airport ATMs are out of cash or not working?
First, try a different bank’s ATM in the same terminal. If that fails, use the map to locate ATMs along the airport corridor (Kepayan/Lintas) or withdraw in central Kota Kinabalu where you’ll have many bank options.

Are BKI airport ATMs open 24 hours?
Most airport ATMs are intended to run 24/7, but access can depend on terminal public-area opening, maintenance, and the specific area (landside vs airside). The public Arrivals hall is usually the safest bet for late arrivals.

Kota Kinabalu Airport Related Services

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