Location: St. Thomas, United States Currency: USD US$ United States Dollar
ATMs in Saint Thomas Cyril E. King Airport (SST) Locations & Hours
Here’s a complete list of ATMs located inside Saint Thomas Cyril E. King Airport (SST), plus additional ATMs and banks near Saint Thomas Cyril E. King Airport (SST) for convenient cash withdrawals before or after your flight.
FirstBank (ATM) — Cyril E. King Airport (CEK)
- Location: Inside the terminal (landside/public area). Follow signs for “ATM” after exiting Baggage Claim into the Arrivals hall.
- Hours: 06:00–23:00 (matches terminal public access hours in most cases; late-night access is limited when the terminal closes)
ATM (Independent / Multi-network) — Arrivals Hall (Reported)
- Location: Public Arrivals hall (landside), typically along the wall near the main exit doors and ground transportation flow.
- Hours: 06:00–23:00 (terminal access hours)
ATM (Independent / Multi-network) — Near Car Rental Counters (Reported)
- Location: Landside terminal area near the in-terminal car rental desks (look for a small alcove or wall-mounted cash machine).
- Hours: 06:00–23:00 (terminal access hours)
ATM (Independent / Multi-network) — Ticketing / Check-in Level (Reported)
- Location: Departures/ticketing floor near airline check-in counters—often positioned so you can grab cash before joining the security line.
- Hours: 06:00–23:00 (terminal access hours)
ATM (Independent / Multi-network) — Near Baggage Claim Exit (Reported)
- Location: Just outside the baggage claim doors, where passengers funnel into the public Arrivals area.
- Hours: 06:00–23:00 (terminal access hours)
FirstBank (ATM) — Crown Bay I
- Location: Parcel # 16E & 6G, St. Thomas, USVI 00802 (Crown Bay area; useful if you’re heading toward the cruise/harbor side)
- Hours: 24/7 (ATM access is typically continuous; verify if the machine is in a locked vestibule)
FirstBank (ATM) — Waterfront Branch I
- Location: 11A–11B Curacao Gade, St. Thomas, USVI 00802 (downtown waterfront / Charlotte Amalie area)
- Hours: 24/7 (ATM access is typically continuous; branch lobby hours may be shorter)
FirstBank (ATM) — Waterfront Branch II
- Location: 11A–11B Curacao Gade, St. Thomas, USVI 00802 (same waterfront branch area; second ATM position)
- Hours: 24/7 (ATM access is typically continuous; verify after-hours access)
FirstBank (ATM) — Kronprindsens Gade (GERS)
- Location: Gers Building, 2nd Floor, Charlotte Amalie, St. Thomas, USVI 00802
- Hours: 24/7 (ATM access may depend on building access outside business hours)
FirstBank (ATM) — Tutu Park III (FirstBank Plaza)
- Location: 4700 Estate Charlotte Amalie, Suite 101, St. Thomas, USVI 00802 (Tutu Park / mid-island area)
- Hours: 24/7 (ATM access is typically continuous; verify if placed inside a secured area)
FirstBank (ATM) — Tutu Park IV (FirstBank Plaza)
- Location: 4700 Estate Charlotte Amalie, Suite 101, St. Thomas, USVI 00802 (same plaza; additional ATM)
- Hours: 24/7 (ATM access is typically continuous)
FirstBank (ATM) — East End Plaza (Red Hook)
- Location: 6115 Estate Smith Bay (Red Hook), St. Thomas, USVI 00802 (good stop if you’re ferrying to St. John or staying on the East End)
- Hours: 24/7 (ATM access is typically continuous)
FirstBank (ATM) — Havensight Point of Sale I
- Location: 9100 Havensight, Suite #5, St. Thomas, USVI 00803 (Havensight / cruise port shopping area)
- Hours: 24/7 (ATM access often tracks the surrounding complex; verify late-night access)
FirstBank (ATM) — Havensight Point of Sale II
- Location: 9100 Havensight, Suite #5, St. Thomas, USVI 00803 (second ATM position at the same address)
- Hours: 24/7 (verify after-hours access if inside a retail area)
FirstBank (ATM) — Roy Lester Schneider Hospital
- Location: Roy Lester Schneider Hospital, 9408 Estate Thomas, St. Thomas, USVI 00802
- Hours: 24/7 (hospital ATMs are often accessible extended hours; verify public access after-hours)
Merchants Commercial Bank (ATM / Branch) — Tutu Park Mall
- Location: 4608 Tutu Park Mall, Ste. 100, St. Thomas, USVI 00802
- Hours: Mon–Fri 09:00–16:00 (branch); ATM access may be longer depending on mall access
Scotiabank (ATM / Branch) — Altona & Welgunst
- Location: Altona & Welgunst (St. Thomas), USVI (branch/ATM area)
- Hours: Mon–Wed 08:30–15:30; Thu–Fri 08:30–17:30; Sat–Sun Closed (branch hours; ATM access may be longer)
Saint Thomas Cyril E. King Airport (SST) ATMs Walkthrough & Map
Follow the step-by-step walkthrough below to find ATMs when arriving at Saint Thomas Cyril E. King Airport (SST). For terminal maps and official airport info, visit Saint Thomas Cyril E. King Airport (SST) map/homepage.
All Arrivals (SST) — Fastest Way to Reach the Main Landside ATM Area
- After landing, follow signs for Arrivals and proceed toward the terminal exit flow.
- If your flight uses baggage claim, collect your luggage at Baggage Claim.
- Walk out of baggage claim into the public Arrivals hall (landside)—this is the easiest place to access cash before getting a taxi or rental car.
- Slow down and scan the walls/columns for “ATM” signage (the airport is compact, so the sign is often visible from the main Arrivals walkway).
- Check the FirstBank ATM first (it’s the most consistently documented ATM option at the airport).
- If there is a line, look for a second machine nearby in the same landside zone (some airports cluster an additional “independent” ATM in the Arrivals hall).
- Complete your withdrawal, then continue toward the main exit doors for taxis, ride pickups, and shuttle/ground transport.
- If you accidentally step outside first, re-enter the terminal and follow the Arrivals → ATM signage back into the public hall (re-entry is easiest during normal terminal hours).
Departures / Check-in Level (SST) — If You Need Cash Before Security
- Enter the terminal and go to the ticketing/check-in area for your airline.
- Before joining the busiest part of the check-in/security queues, look around the outer walls and pillars for ATM markings.
- If you see an ATM near the check-in hall, withdraw cash before you commit to the security line (this saves time and avoids backtracking).
- If you don’t see one on the departures level, head down/over to the Arrivals hall (landside) where the primary ATM option is most commonly found.
- Return to check-in and continue through security once you have the cash you need.
Quick SST Landmarks That Mean You’re Close
- If you’ve just exited Baggage Claim and can see car rental desks or the main terminal exit doors, you’re in the right landside zone to find the most common ATM placement.
- If you’re standing at airline check-in and you can see the security queue, scan the perimeter walls/columns—some airports place an ATM here for last-minute withdrawals.
- If you can see the outside curbside pickup lanes and taxis clearly, you may have walked past the easiest ATM area—turn back inside and follow ATM signs.
Use the map below to find the nearest ATMs and banks near Saint Thomas Cyril E. King Airport (SST), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.
ATM Withdrawal Tips & Advice for Saint Thomas Cyril E. King Airport (SST)
- Plan withdrawals around terminal hours: public terminal access is typically limited late at night. If you arrive close to closing, go straight to the landside Arrivals hall ATM area before you step outside.
- Expect small-airport ATM downtime: when multiple flights land close together, the in-terminal ATM can run low on cash or have a short line—use the “near the airport” FirstBank/Crown Bay/Havensight options as backups.
- Carry small bills for taxis and tips: at SST, taxis and shuttles often move quickly from curbside; having smaller denominations ready can make pick-up smoother.
- Decline Dynamic Currency Conversion (DCC): if the ATM offers to convert the withdrawal into your home currency, choosing USD processing usually avoids a worse exchange rate (SST uses U.S. dollars).
- Check the on-screen surcharge before confirming: airport ATMs can have higher operator fees than town ATMs; if the fee looks steep, consider withdrawing a single larger amount (within your bank limits) or using a nearby bank ATM after leaving the terminal.
- Use “near-airport” ATMs if you’re staying at Lindbergh Bay: the airport is very close to the Lindbergh Bay area; it can be easier to walk/drive to a bank ATM after check-in rather than queuing in Arrivals during peak times.
- Have a second card ready: if your primary card is blocked for travel security reasons, you’ll want a backup method before heading to a ferry (Red Hook) or remote resort areas.
- If your card is swallowed: treat it as urgent—contact your bank immediately and then use an alternate ATM location from the list (Crown Bay/Havensight/Tutu Park are common next stops depending on your route).
FAQs – Saint Thomas Cyril E. King Airport (SST) ATMs
Does Saint Thomas Cyril E. King Airport (SST) have ATMs inside the terminal?
Yes—ATMs are generally available inside the terminal, and a FirstBank ATM is publicly documented at the airport. Because the terminal is compact and services change, follow in-terminal ATM signs in the landside Arrivals hall and confirm on arrival.
What time are the ATMs available at SST?
In-terminal ATM access typically matches public terminal access hours. If you arrive late, prioritize withdrawing cash before leaving the terminal because re-entry can be limited once the building closes for the night.
Do SST airport ATMs dispense U.S. dollars?
Yes. St. Thomas uses U.S. dollars (USD), and airport-area ATMs dispense USD.
How much are ATM fees at Saint Thomas Cyril E. King Airport (SST)?
ATM surcharges vary by machine/operator and your home bank. Airport ATMs can cost more than town ATMs, and the exact fee is shown on-screen before you confirm—cancel if you don’t like the total.
Which nearby ATMs are the easiest backup if the airport ATM is out of service?
Common, practical backups on St. Thomas include FirstBank ATMs in the Crown Bay, Havensight, and Tutu Park areas (depending on which direction you’re traveling) as well as other local bank branches/ATMs on the island.
Can I use an international debit card at SST airport ATMs?
Usually yes if your card is on major networks (e.g., Visa/Plus, Mastercard/Cirrus). If you’re traveling internationally, notify your bank before arrival and expect the ATM to prompt you about conversion—choose USD processing when possible.
Is there an ATM after security (airside) at SST?
Some travelers report seeing ATMs closer to ticketing/departures areas, but availability can vary. If you need cash for ground transportation or tips, the most reliable approach is to withdraw landside (Arrivals hall) before proceeding deep into departures/security.
What should I do if the ATM won’t accept my card at SST?
Try a second machine (if available), then switch to a nearby bank ATM from the list (Crown Bay/Havensight/Tutu Park are common). If multiple machines fail, contact your bank to confirm travel access and verify your daily withdrawal limits.
St. Thomas Airport Related Services
- BOOK an AIRPORT HOTEL in St. Thomas or SLEEPING PODS
- RENT a CAR in St. Thomas Airport or BOOK a PRIVATE TRANSFER
- STORE your LUGGAGE in St. Thomas Airport or NEARBY
- BUY a LOCAL eSIM for St. Thomas, United States or a GLOBAL eSIM