ATMs at Dayton Airport (DAY): Locations, Fees, Hours

Location: Dayton, United States Currency: USD US$ United States Dollar

ATMs in Dayton Airport (DAY) Locations & Hours

Here’s a complete list of ATMs located inside Dayton Airport (DAY), plus additional ATMs and banks near Dayton Airport (DAY) for convenient cash withdrawals before or after your flight.

ATM — Ticketing Lobby (Landside)

  • Location: In the public ticketing lobby (landside), near the airline ticket counters/check-in area
  • Hours: 24/7 terminal access (ATM availability follows terminal access; closest access is before security)

ATM — Outside the Business Travelers Center (Landside)

  • Location: Landside, outside/near the Business Travelers Center area (before the TSA checkpoint)
  • Hours: 24/7 terminal access (ATM availability follows terminal access)

ATM — Post-Security (Airside, near central concessions)

  • Location: After the TSA checkpoint (airside), in the main concourse area near shops/food (often described as near the bookstore/retail zone)
  • Hours: Limited to airside access (typically when TSA screening is open and you can enter the secure area; check day-of-flight schedules)

KeyBank Vandalia — Branch & ATM

  • Location: 205 E National Rd, Vandalia, OH 45377 (about a 5–10 minute drive from the terminal)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–12:00; Sun Closed

KeyBank Englewood — Branch & ATM

  • Location: 511 W National Rd, Englewood, OH 45322 (north of the airport area)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–12:00; Sun Closed

KeyBank Huber Heights — Branch & ATM

  • Location: 5001 Chambersburg Rd, Huber Heights, OH 45424 (east of the airport area)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–12:00; Sun Closed

KeyBank Northridge — Branch & ATM

  • Location: 4600 N Dixie Dr, Dayton, OH 45414 (south of the airport; quick access via I-75 corridor)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat Closed; Sun Closed

KeyBank North Main — Branch & ATM

  • Location: 4747 N Main St, Dayton, OH 45405 (south/southeast of the airport)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–12:00; Sun Closed

KeyBank Eastown — Branch & ATM

  • Location: 4000 Linden Ave, Dayton, OH 45432 (east of downtown; useful if you’re heading toward Beavercreek/Fairborn)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–12:00; Sun Closed

KeyBank Germantown-Gettysburg — Branch & ATM

  • Location: 3736 Germantown Pike, Dayton, OH 45417 (west side of Dayton)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–17:00; Sat Closed; Sun Closed

KeyBank Dayton Mall — Branch & ATM

  • Location: 2950 Miamisburg Centerville Rd, Dayton, OH 45459 (south Dayton; useful if you’re staying in Centerville/Kettering area)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–12:00; Sun Closed

KeyBank Beavercreek — Branch & ATM

  • Location: 3294 Kemp Rd, Beavercreek, OH 45431 (east metro area; helpful if you’re heading toward Wright-Patterson AFB/Beavercreek)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–12:00; Sun Closed

KeyBank Bellbrook — Branch & ATM

  • Location: 18 W Franklin St, Bellbrook, OH 45305 (south/east metro area)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat Closed; Sun Closed

U.S. Bank Englewood Meijer — Branch & ATM

  • Location: 9200 N Main St, Dayton, OH 45415 (north Dayton; near major shopping)
  • Hours: Mon–Fri 09:00–17:00; Sat 09:00–14:00; Sun Closed

U.S. Bank Gettysburg — Branch & ATM (Drive-up ATM)

  • Location: 2350 N Gettysburg Ave, Dayton, OH 45406 (west Dayton; drive-up ATM noted as 24 hours)
  • Hours: Lobby Mon–Thu 09:00–16:30; Fri 09:00–17:00; Sat Closed; Sun Closed (drive-up ATM listed as open 24 hours)

Wright-Patt Credit Union Vandalia — Branch & ATM

  • Location: 99 W National Rd, Vandalia, OH 45377 (close to the airport; convenient for local cash access)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–13:00; Sun Closed

Civista Bank — Dayton Whipp Rd Branch & ATM

  • Location: 5357 Whipp Rd, Dayton, OH 45440 (east/southeast metro; useful if heading toward Kettering/Centerville)
  • Hours: Mon–Thu 09:00–16:00; Fri 09:00–17:00; Sat 09:00–12:00; Sun Closed

Fifth Third Bank Oakwood — Branch & ATM

  • Location: 2601 Far Hills, Dayton, OH 45419 (south of downtown Dayton)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–12:00; Sun Closed

Fifth Third Bank Centerville South — Branch & ATM

  • Location: 925 S Main St, Centerville, OH 45458 (south metro area; good stop if you’re staying in Centerville)
  • Hours: Mon–Thu 09:00–17:00; Fri 09:00–18:00; Sat 09:00–12:00; Sun Closed

Dayton Airport (DAY) ATMs Walkthrough & Map

Follow the step-by-step walkthrough below to find ATMs when arriving at Dayton Airport (DAY). For terminal maps and official airport info, visit Dayton Airport (DAY) map/homepage.

Arrivals (DAY) — Fastest ATMs for Most Travelers (Landside)

  1. After landing, follow signs for Arrivals and proceed into the terminal’s Baggage Claim area.
  2. Collect your luggage, then continue toward the exit into the public Arrivals / Ground Transportation area (this is landside/public).
  3. Before you go all the way outside to the curb, slow down and look for signs reading “ATM” or “Cash” in the public terminal.
  4. If you are facing the main exit doors, turn back toward the interior of the terminal and head toward the Ticketing Lobby (the main check-in/counter area).
  5. In the Ticketing Lobby (landside), locate the ATM area near the airline ticket counters. This is usually the easiest ATM to access right after arrival because it’s before security.
  6. If that ATM is busy or temporarily unavailable, walk toward the Business Travelers Center area and look for the ATM located outside/near the Business Travelers Center.
  7. Withdraw the cash you need, then return to Ground Transportation for rideshare/taxi/shuttle, or continue outside to the curb.
  8. If you’ve already walked outside, you can re-enter the terminal through the main doors and follow signs back to Ticketing to reach the landside ATM(s).

Departures (DAY) — When You Prefer a Post-Security ATM (Airside)

  1. Enter the terminal and go to the TSA Security Checkpoint (DAY’s primary screening point).
  2. After screening, you’ll enter the secure concourse area (airside) where gates and most concessions are located.
  3. Walk toward the central concessions/retail zone (shops and food), and look for signage that indicates ATM or cash machine.
  4. If you don’t see it immediately, scan around the retail cluster (bookstore/market-style shop areas are common ATM-adjacent landmarks at smaller terminals).
  5. Use the airside ATM only if you’re already through security—if you still haven’t checked in or need to meet someone landside, it’s usually faster to use the Ticketing Lobby ATM instead.

Quick DAY Landmarks That Mean You’re Close

  • Landside ATM zone: If you’re standing near the airline ticket counters/check-in, you’re in the right neighborhood for the Ticketing Lobby ATM.
  • Business Travelers Center ATM zone: If you see signage for Business Travelers Center, look nearby (the ATM is described as being outside that area).
  • Airside ATM zone: If you’re past TSA and walking near the main retail/food cluster, you’re in the best area to look for a post-security ATM.
  • If you can see the outside curb/pick-up lanes, you’ve likely walked past the easiest landside ATM area—turn back inside and follow signs to Ticketing.

Use the map below to find the nearest ATMs and banks near Dayton Airport (DAY), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.

ATM Withdrawal Tips & Advice for Dayton Airport (DAY)

  • Use landside ATMs if you arrive late at night. Dayton International Airport is open 24/7, but the TSA checkpoint typically runs roughly 04:00–20:00. If you land late or arrive very early, you may not be able to reach any post-security cash machines—head straight for the Ticketing Lobby or Business Travelers Center area instead.
  • Plan cash needs before entering TSA if you’re meeting someone landside. Once you go through security, returning landside can cost time (and may not be convenient if TSA is busy). If you need cash for rideshare tips, shuttle tickets, or hotel deposits, withdraw landside first.
  • Expect operator surcharges and confirm on-screen before accepting. The ATM will display any operator fee before you finalize the withdrawal. If the fee looks high, cancel and try the other landside terminal ATM, or use a nearby bank/credit union ATM off-airport.
  • If your card is international, avoid “dynamic currency conversion” prompts. If you see a prompt offering to charge you in your “home currency,” choose to be charged in USD when possible—this is often the better exchange-rate route for travelers using non-U.S. cards.
  • Small-airport reality: have a backup plan. DAY is a compact terminal, so there may be only a small number of ATMs available inside. If an ATM is down or out of cash, the fastest fallback is typically Vandalia/Englewood area banks (5–15 minutes by car).
  • Withdraw before you pick up a rental car if you need cash-only incidentals. Most rental desks take cards, but cash can help with fuel station pre-authorizations, small purchases, or emergencies. Landside ATMs are easiest before you walk out to the curb.
  • Traveling with a group? Consider making one larger withdrawal rather than multiple small transactions—this can reduce cumulative fees if your bank charges per withdrawal.
  • If you need exact ATM placement, use the official maps page. Airport layouts can change with renovations and tenant moves. Check the DAY terminal maps before you arrive, especially if you’re on a tight connection.

FAQs – Dayton Airport (DAY) ATMs

Are there ATMs inside Dayton International Airport (DAY)?
Yes. DAY lists ATMs in the public terminal (including the ticketing lobby and near the Business Travelers Center). Some airport guides also note a post-security ATM in the main concourse area.

Where is the easiest ATM to use right after landing at DAY?
The easiest option is typically the landside ATM in the Ticketing Lobby because you can reach it from baggage claim without going through TSA.

Is there an ATM after security at DAY?
Some third-party airport directories note an ATM in the secure concourse area near central concessions. Access depends on TSA screening hours and whether you can enter the secure area.

What time are the ATMs available at DAY?
Landside ATMs generally align with the airport’s 24/7 public terminal access. Any airside ATM access depends on TSA checkpoint operating hours and flight schedules.

Do DAY airport ATMs charge fees?
The airport itself doesn’t set ATM surcharges, but the ATM operator may charge a fee (displayed on-screen before you confirm). Your own bank may also add out-of-network or international fees.

What should I do if the terminal ATM is out of service or out of cash?
Use the other landside ATM if available, or head to a nearby bank/credit union in Vandalia/Englewood/Dayton (many are a short drive from the terminal).

Can I withdraw cash at the airline counter or customer service desk at DAY?
Generally, airline counters do not provide cash withdrawals. ATMs are the standard on-airport option; off-airport branches/ATMs are the backup.

Is there currency exchange at DAY?
DAY is primarily a domestic U.S. airport and typically does not operate a full-service currency exchange desk. If you need foreign currency, plan to exchange before travel or use your bank’s services in the Dayton metro area.

Are ATMs accessible without a boarding pass?
Yes for landside ATMs (ticketing lobby / business traveler areas) because they’re in public parts of the terminal. Airside ATMs require clearing TSA and therefore typically require a boarding pass.

Dayton Airport Related Services

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