ATMs at Penang Airport (PEN): Locations, Fees, Hours

Location: Penang, Malaysia Currency: MYR RM Malaysian Ringgit

ATMs in Penang Airport (PEN) Locations & Hours

Here’s a complete list of ATMs located inside Penang Airport (PEN), plus additional ATMs and banks near Penang Airport (PEN) for convenient cash withdrawals before or after your flight.

Al-Rajhi Bank ATM — Level 1 Arrivals (Public Concourse)

  • Location: Level 1, Public Concourse (Arrivals hall / landside)
  • Hours: 24 hours (typically); may be temporarily offline

Maybank ATM — Level 1 Arrivals (Public Concourse)

  • Location: Level 1, Public Concourse (Arrivals hall / landside)
  • Hours: 24 hours (typically); may be temporarily offline

Maybank CDM (Cash Deposit Machine) — Level 1 Arrivals (Public Concourse)

  • Location: Level 1, Public Concourse (Arrivals hall / landside) — CDM unit alongside standard ATMs
  • Hours: 24 hours (typically); may be temporarily offline

RHB ATM — Level 1 Arrivals (Public Concourse)

  • Location: Level 1, Public Concourse (Arrivals hall / landside)
  • Hours: 24 hours (typically); may be temporarily offline

Arrivals ATM Cluster (Multiple Banks) — Level 1 Public Concourse

  • Location: Level 1, Public Concourse (Arrivals hall / landside) — look for “ATM” signage near the public arrivals flow and terminal exits
  • Hours: 24 hours (typically); individual machines may be temporarily offline

Ambank ATM — Level 2 Departures (Public Concourse)

  • Location: Level 2, Public Concourse (Departures hall / landside)
  • Hours: 24 hours (typically); may be temporarily offline

Bank Islam ATM — Level 2 Departures (Public Concourse)

  • Location: Level 2, Public Concourse (Departures hall / landside)
  • Hours: 24 hours (typically); may be temporarily offline

Bank Rakyat ATM — Level 2 Domestic Departures

  • Location: Level 2, Domestic Departure Floor (check-in/departures level; landside)
  • Hours: 24 hours (typically); may be temporarily offline

CIMB ATM — Level 2 Departures (Public Concourse)

  • Location: Level 2, Public Concourse (Departures hall / landside)
  • Hours: 24 hours (typically); may be temporarily offline

HSBC ATM — Level 2 Departures (Public Concourse)

  • Location: Level 2, Public Concourse (Departures hall / landside)
  • Hours: 24 hours (typically); may be temporarily offline

Maybank ATM — Level 2 Departures (Public Concourse)

  • Location: Level 2, Public Concourse (Departures hall / landside)
  • Hours: 24 hours (typically); may be temporarily offline

Main Departures ATM Corner (Multiple Banks) — Level 2 (Near Information Area)

  • Location: Level 2 Departures hall (landside/public concourse) — near the information area and main departures flow
  • Hours: 24 hours (typically); individual machines may be temporarily offline

Departures Board / Retail Strip ATM Corner (Multiple Banks) — Level 2

  • Location: Level 2 public concourse — near the large departures board and the retail strip (a common place for the airport’s largest ATM cluster)
  • Hours: 24 hours (typically); individual machines may be temporarily offline

Airside ATM (Passenger-Only Zone) — After Security (Level 2)

  • Location: Level 2 airside/secure zone — after security screening (follow “ATM” signage once you’re in the passenger-only area)
  • Hours: During passenger-only area operating hours (often late/early flights covered)

International Airside ATM Point — Near International Gates (Secure Zone)

  • Location: Secure zone serving international departures — after security/immigration processes (follow “ATM” signage)
  • Hours: During international gate/secure zone operating hours

Maybank ATM / Branch — Bayan Lepas / Bayan Baru (Commercial Area)

  • Location: Bayan Lepas / Bayan Baru commercial district (short drive from the airport)
  • Hours: Branch hours vary (typically weekdays); ATM access often extended

CIMB ATM / Branch — Bayan Baru (Town Center)

  • Location: Bayan Baru area (near shops and offices; short drive from the airport)
  • Hours: Branch hours vary (typically weekdays); ATM access often extended

RHB ATM / Branch — Bayan Lepas (Business District)

  • Location: Bayan Lepas business district (short drive from the airport)
  • Hours: Branch hours vary (typically weekdays); ATM access often extended

HSBC ATM / Branch — George Town (City Center)

  • Location: George Town city center (ideal if you’re heading into town anyway)
  • Hours: Branch hours vary (typically weekdays); ATM access often extended

Bank Islam ATM / Branch — Bayan Baru (Near Residential & Shopping Areas)

  • Location: Bayan Baru area (short drive from the airport)
  • Hours: Branch hours vary (typically weekdays); ATM access often extended

AmBank ATM / Branch — Bayan Lepas / Bayan Baru

  • Location: Bayan Lepas / Bayan Baru area (short drive from the airport)
  • Hours: Branch hours vary (typically weekdays); ATM access often extended

Bank Rakyat ATM / Branch — Bayan Baru

  • Location: Bayan Baru area (short drive from the airport)
  • Hours: Branch hours vary (typically weekdays); ATM access often extended

Multi-bank ATMs at Nearby Malls (Bayan Baru)

  • Location: Shopping malls in the Bayan Baru area (short drive from the airport) — typically multiple bank ATMs in one place
  • Hours: Mall hours (usually late morning to late evening)

Penang Airport (PEN) ATMs Walkthrough & Map

Follow the step-by-step walkthrough below to find ATMs when arriving at Penang Airport (PEN). For terminal maps and official airport info, visit Penang Airport (PEN) map/homepage.

International Arrivals (PEN)

  1. After landing, follow airport signs for Immigration.
  2. Proceed through Immigration and continue to Baggage Claim.
  3. Collect your luggage, then follow the flow to Customs.
  4. After Customs, you’ll exit into the public Arrivals area (Level 1, landside/public concourse).
  5. Slow down and look for overhead or wall signage reading “ATM”. The easiest ATMs are typically in/near this public arrivals concourse.
  6. If you don’t immediately see them, walk toward the terminal exits / transport counters area and scan for an ATM cluster (multiple machines grouped together).
  7. Withdraw the cash you need (MYR) before heading outside for taxis, buses, or ride-hailing pick-up.
  8. If the arrivals machines are busy/offline, take the escalator or lift up to Level 2 (Departures) and use the larger departures ATM corner near the main public concourse.

Domestic Arrivals (PEN)

  1. After landing, follow signs for Arrivals and Baggage Claim.
  2. Collect your luggage and follow signs to exit into the public Arrivals concourse (Level 1, landside).
  3. Look for “ATM” signage near the main walkway where passengers exit into the public area.
  4. Use the nearest ATM cluster on Level 1 for quick cash.
  5. If you can’t find a working machine, go up to Level 2 Departures, where the airport’s main multi-bank ATM corner is typically located in the public concourse.

Quick PEN Landmarks That Mean You’re Close

  • Arrivals (Level 1): If you’re in the public concourse after baggage claim/customs and you can see the main exits and transport area, you’re in the right zone—this is where several ATMs are typically placed.
  • Departures (Level 2): If you’re near the information area / main departures flow (the big boards, check-in movement, and retail strip), you’re close to the larger ATM cluster.
  • Airside: If you have already passed security, look around the passenger-only area for ATM signage—but it’s usually easier to withdraw before you go through security.

Use the map below to find the nearest ATMs and banks near Penang Airport (PEN), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.

ATM Withdrawal Tips & Advice for Penang Airport (PEN)

  • If you don’t see an ATM right away on Arrivals (Level 1), go upstairs: PEN’s largest multi-bank ATM corner is commonly in the Departures hall (Level 2, public concourse), so it can be faster to head up one level than to keep searching downstairs.
  • Choose Level 1 ATMs for “grab-and-go” arrivals cash: If you only need a small amount for a taxi, bus, snack, or SIM, the Level 1 public arrivals concourse is the quickest stop before you exit.
  • Withdraw before security if you can: Airside ATMs exist, but landside/public concourse machines are easier to access, give you more options, and save you from backtracking.
  • Use the multi-bank clusters to reduce failure risk: PEN tends to group machines together. If one ATM rejects your card or runs out of cash, simply try the next bank’s machine in the same cluster.
  • Decline DCC and charge in MYR: If the ATM offers to bill you in your home currency, select MYR (Malaysian Ringgit) instead for better exchange rates.
  • Get the denomination you actually need: If you’re heading straight to a hawker center, small notes are useful—try a smaller withdrawal first, then top up if needed (especially if you only see large-note payouts).
  • Watch your timing if you need a staffed service: ATMs are typically available beyond office hours, but any branch/counter-style services nearby generally follow weekday banking hours—withdraw at the airport if you’re arriving late.
  • Keep one backup option in mind: If all airport ATMs are busy (peak arrivals) or temporarily offline, use the map to head to the nearest Bayan Lepas/Bayan Baru mall or bank ATM cluster—usually a short ride from the terminal.

FAQs – Penang Airport (PEN) ATMs

Are there ATMs in the arrivals area at Penang Airport (PEN)?
Yes. PEN has ATMs on the Arrivals level (Level 1) in the public concourse, which is the easiest place to withdraw cash right after you exit into the landside arrivals hall.

Where is the biggest ATM cluster at Penang Airport (PEN)?
Most travelers find the largest multi-bank cluster in the Departures hall (Level 2, public concourse), near the main departures flow and information/retail area.

Which banks have ATMs inside Penang Airport (PEN)?
Common in-terminal ATMs include major Malaysian banks such as Maybank, CIMB, HSBC, Bank Islam, AmBank, RHB, plus others that may appear in the terminal’s ATM clusters.

Is there a Maybank Cash Deposit Machine (CDM) at Penang Airport (PEN)?
Yes. A Maybank CDM is typically available in the terminal’s public concourse area alongside standard ATMs.

Are there ATMs after security (airside) at Penang Airport (PEN)?
Usually yes. PEN commonly has at least one ATM point in the secure passenger-only area, but you’ll have more options and less hassle using the landside ATMs on Levels 1–2.

Are Penang Airport (PEN) ATMs open 24 hours?
ATMs are generally accessible whenever the terminal is operating, and the airport is commonly open around the clock. However, individual machines can go offline temporarily for maintenance, cash replenishment, or network issues.

What fees should I expect when withdrawing at Penang Airport (PEN)?
Expect your home bank’s foreign ATM fee (if any) plus the Visa/Mastercard exchange rate. Some machines may show an on-screen charge before you confirm. If you’re offered DCC, choose to be charged in MYR.

What should I do if an ATM declines my card at Penang Airport (PEN)?
Try another bank’s ATM in the same cluster, switch to a different card network (Visa vs Mastercard), and ensure your bank hasn’t blocked foreign withdrawals. If needed, use the nearest off-airport bank ATM cluster in Bayan Lepas/Bayan Baru.

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