Location: Koh Samui, Thailand Currency: THB ฿ Thai Baht
ATMs in Samui Airport (USM) Locations & Hours
Here’s a complete list of ATMs located inside Samui Airport (USM), plus additional ATMs and banks near Samui Airport (USM) for convenient cash withdrawals before or after your flight. At USM, ATMs are generally found in the Arrivals and Departures areas (landside). In the Arrivals hall, the ATM area can be easy to miss—it’s described as being behind a pillar a few steps behind the taxi service counter.
ATM (Arrivals Hall, Landside) — Machine 1
- Location: Public Arrivals hall (landside), behind a pillar just behind the taxi service counter
- Hours: During Arrivals hall opening hours (varies by flight schedule)
ATM (Arrivals Hall, Landside) — Machine 2
- Location: Public Arrivals hall (landside), same ATM cluster behind the taxi counter area
- Hours: During Arrivals hall opening hours (varies by flight schedule)
ATM (Arrivals Hall, Landside) — Machine 3
- Location: Public Arrivals hall (landside), ATM cluster near the arrivals exit/meeting point area
- Hours: During Arrivals hall opening hours (varies by flight schedule)
ATM (Arrivals Hall, Landside) — Machine 4
- Location: Public Arrivals hall (landside), near transport/taxi services in the arrivals meeting area
- Hours: During Arrivals hall opening hours (varies by flight schedule)
ATM (Arrivals Hall, Landside) — Machine 5
- Location: Public Arrivals hall (landside), in/near the small facilities zone (typically close to car rental and passenger services)
- Hours: During Arrivals hall opening hours (varies by flight schedule)
ATM (Arrivals Hall, Landside) — Machine 6
- Location: Public Arrivals hall (landside), same arrivals ATM cluster (look for “ATM” signage; machines are grouped)
- Hours: During Arrivals hall opening hours (varies by flight schedule)
ATM (Departures / Check-in Area, Landside) — Machine 1
- Location: Departures landside near check-in counters (before security), in the main public departures area
- Hours: During Departures hall opening hours (varies by flight schedule)
ATM (Departures / Check-in Area, Landside) — Machine 2
- Location: Departures landside near the check-in flow and passenger service points
- Hours: During Departures hall opening hours (varies by flight schedule)
ATM (Departures / Check-in Area, Landside) — Machine 3
- Location: Departures landside, near shops/cafés around the public check-in area
- Hours: During Departures hall opening hours (varies by flight schedule)
ATM (Departures / Check-in Area, Landside) — Machine 4
- Location: Departures landside, close to the entrance doors for departures/check-in
- Hours: During Departures hall opening hours (varies by flight schedule)
ATM (Departures / Check-in Area, Landside) — Machine 5
- Location: Departures landside, within the departures ATM cluster (machines are usually placed together)
- Hours: During Departures hall opening hours (varies by flight schedule)
ATM (Departures / Check-in Area, Landside) — Machine 6
- Location: Departures landside, near the main pedestrian path between departures facilities and the security entrance
- Hours: During Departures hall opening hours (varies by flight schedule)
ATM (International Terminal, Landside) — Machine 1
- Location: International terminal public area (landside), before immigration/security screening
- Hours: During International terminal opening hours (varies by flight schedule)
ATM (International Terminal, Landside) — Machine 2
- Location: International terminal public area (landside), near passenger facilities/counters
- Hours: During International terminal opening hours (varies by flight schedule)
ATM (Domestic Terminal, Landside) — Machine 1
- Location: Domestic terminal public area (landside), near departures/check-in zone
- Hours: During Domestic terminal opening hours (varies by flight schedule)
ATM (Domestic Terminal, Landside) — Machine 2
- Location: Domestic terminal public area (landside), along the main walkway between terminal amenities and check-in
- Hours: During Domestic terminal opening hours (varies by flight schedule)
ATM (Domestic Terminal, Landside) — Machine 3
- Location: Domestic terminal public area (landside), near the exit/entry point closest to transport pick-up
- Hours: During Domestic terminal opening hours (varies by flight schedule)
Bangkok Bank (Branch / ATM Access) — Bo Phut, Koh Samui (near USM)
- Location: Bo Phut area, Koh Samui (a short drive from the airport; useful before hotel check-in or if airport ATMs are busy)
- Hours: Branch hours vary (check the branch listing before you go)
Bangkok Bank (Branch / ATM Access) — Big C Koh Samui (near USM)
- Location: Big C Koh Samui (supermarket area with multiple ATMs nearby; reachable by taxi/ride within the island road network)
- Hours: Typically aligned with Big C operating hours (varies by day)
SCB (Exchange/Service Area + Nearby ATMs) — Talat Bo Phut (near USM)
- Location: Talat Bo Phut area (near Fisherman’s Village/Bo Phut), a convenient stop if you prefer a bank area over airport ATMs
- Hours: Service hours vary (check current hours before visiting)
Samui Airport (USM) ATMs Walkthrough & Map
Follow the step-by-step walkthrough below to find ATMs when arriving at Samui Airport (USM). For terminal maps and official airport info, visit Samui Airport (USM) map/homepage.
Arrivals (USM) — Where most travelers find the easiest ATMs
- After landing, follow signs for Arrivals and proceed to Baggage Claim.
- Collect your luggage, then follow the flow to the exit into the public Arrivals hall (landside).
- Once you enter the public Arrivals hall, slow down and look for signs reading “ATM”.
- Walk toward the taxi service counter (this is a key landmark in the arrivals meeting area).
- Look for the ATM area behind a pillar a few steps behind the taxi service counter (it can be easy to miss if you walk straight outside).
- Withdraw the cash you need before you head out to taxis / pick-up / transfers.
- If the machines are busy, wait for a second—USM is a small airport and peak arrival times can create short queues.
- If you accidentally walk outside first, simply turn back into the Arrivals hall and follow ATM signage toward the taxi counter area.
Departures (USM) — Best if you forgot to withdraw on arrival
- Enter the airport and follow signs for Departures and Check-in.
- Stay in the public departures area (landside) before passing any security screening.
- Scan the walls and pillars for ATM signage—ATMs are typically placed in public areas near check-in.
- If you’re not seeing them immediately, walk the main corridor near check-in counters and the central public amenities zone.
- Withdraw cash before you go airside—once you pass security, options are usually more limited.
- After withdrawing, return to the check-in line or proceed to security as normal.
Quick USM Landmarks That Mean You’re Close
- Arrivals: If you’re in the public Arrivals hall and can see the taxi service counter, you’re very close—look for ATMs behind a pillar a few steps behind it.
- Departures: If you’re still before security and near the check-in counters, you’re in the right zone for departures-side ATMs.
- If you can see the outside pick-up lanes, you’re likely just past the easiest ATM area—turn back inside and follow ATM signs.
Use the map below to find the nearest ATMs and banks near Samui Airport (USM), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.
ATM Withdrawal Tips & Advice for Samui Airport (USM)
- Expect an easy-to-miss arrivals ATM spot: In the Arrivals hall, ATMs have been described as behind a pillar a few steps behind the taxi service counter—don’t rush straight outside.
- Withdraw on arrivals if you need cash for transport: Many arrivals use taxis/transfers immediately; grabbing cash before leaving the hall saves a second stop later.
- Plan for Thailand’s local ATM fee: For foreign cards, Thai ATMs commonly show a local fee around ฿220 per transaction, and in some cases can be higher—always confirm the exact fee on-screen before you accept.
- Use the departures-side ATMs if arrivals are crowded: USM is small and arrivals can peak; if queues form, departures-side machines can be a quicker alternative (especially if you’re being picked up and can loop back).
- Choose “Without conversion” at the ATM screen: If offered Dynamic Currency Conversion, select the option to be charged in THB (local currency) so your bank/card network can apply the exchange rate.
- Carry small bills after withdrawing: On Koh Samui, smaller vendors and some transport situations can be easier with ฿100/฿500 notes. If the ATM dispenses large notes only, consider making one small purchase at the airport shop/café to break a bill.
- Have a backup plan just outside the airport zone: If airport machines are down, Bo Phut and major supermarkets/malls on the island (e.g., Big C areas) typically have multiple bank ATMs a short ride away.
FAQs – Samui Airport (USM) ATMs
Are there ATMs inside Samui Airport (USM)?
Yes. ATMs are available in both the Arrivals and Departures areas of Samui Airport (USM).
Where exactly are the ATMs in the USM Arrivals hall?
In the public Arrivals hall (landside), the ATMs may be hidden behind a pillar a few steps behind the taxi service counter, so look around that meeting/transport counter area.
Are USM ATMs before or after security?
The easiest machines to use are typically in public (landside) areas—Arrivals hall and Departures/check-in—so you can withdraw before heading outside (arrivals) or before security (departures).
How much are ATM fees at Samui Airport (USM) for foreign cards?
Thailand’s local ATM fee for international cards is commonly around ฿220 per withdrawal, though the amount can vary by bank/ATM—USM ATMs will show the exact fee on the screen before you confirm.
Do Samui Airport (USM) ATMs dispense Thai baht (THB)?
Yes—ATMs at USM dispense Thai baht (THB).
What should I do if USM airport ATMs are out of service?
Use the map in this guide to route to nearby ATMs/banks in Bo Phut and other commercial areas (supermarkets/malls) on Koh Samui; these locations often have multiple ATMs and are a short ride from the airport.
Can I pay for airport taxis or transfers with a card instead of withdrawing cash?
Some services may accept cards, but acceptance can vary by operator and time. If you want to avoid hassles on arrival, withdraw enough THB at the arrivals hall ATM area before leaving the terminal.
Koh Samui Airport Related Services
- BOOK an AIRPORT HOTEL in Koh Samui or SLEEPING PODS
- RENT a CAR in Koh Samui Airport or BOOK a PRIVATE TRANSFER
- STORE your LUGGAGE in Koh Samui Airport or NEARBY
- BUY a LOCAL eSIM for Koh Samui, Thailand or a GLOBAL eSIM