Location: San Francisco, United States Currency: USD US$ United States Dollar
ATMs in San Francisco Airport (SFO) Locations & Hours
Here’s a complete list of ATMs located inside San Francisco Airport (SFO), plus additional ATMs and banks near San Francisco Airport (SFO) for convenient cash withdrawals before or after your flight.
Bank of America ATM — Harvey Milk Terminal 1, Arrivals Level (Across Carousel 1)
- Location: Harvey Milk Terminal 1, Arrivals Level, across from Baggage Carousel 1 (landside)
- Hours: Typically terminal access hours; commonly available for early/late arrivals (subject to maintenance)
Bank of America ATM — Harvey Milk Terminal 1, B Gates (Across Gate B16)
- Location: Harvey Milk Terminal 1, Boarding Area B, across from Gate B16 (post-security)
- Hours: Airside concourse operating hours (generally from early departures until last flights)
Bank of America ATM — Harvey Milk Terminal 1, C Gates (Across Gate C5)
- Location: Harvey Milk Terminal 1, Boarding Area C, across from Gate C5 (post-security)
- Hours: Airside concourse operating hours
Wells Fargo ATM — Harvey Milk Terminal 1, Departures Level
- Location: Harvey Milk Terminal 1, Departures Level (pre-security / landside)
- Hours: Typically terminal access hours; often long hours due to flight operations
Wells Fargo ATM — Harvey Milk Terminal 1, B Gates (Near Gate B3)
- Location: Harvey Milk Terminal 1, Boarding Area B, near Gate B3 (post-security)
- Hours: Airside concourse operating hours
Wells Fargo ATM — Harvey Milk Terminal 1, C Gates (Across from Gate C5)
- Location: Harvey Milk Terminal 1, Boarding Area C, across from Gate C5 (post-security)
- Hours: Airside concourse operating hours
Bank of America ATM — Terminal 2, Departures Level (Adjacent to Black Point Cafe)
- Location: Terminal 2, Departures Level, adjacent to Black Point Cafe (pre-security / landside)
- Hours: Typically terminal access hours; commonly available from early morning through late evening
Bank of America ATM — Terminal 2, D Gates (Adjacent to Wakaba Near Gate D9)
- Location: Terminal 2, Boarding Area D, adjacent to Wakaba near Gate D9 (post-security)
- Hours: Airside concourse operating hours
Wells Fargo ATM — Terminal 2, Departures Level (Right of Checkpoint)
- Location: Terminal 2, Departures Level, to the right of the security checkpoint (pre-security / landside)
- Hours: Typically terminal access hours; may be available outside nearby shop hours
Wells Fargo ATM — Terminal 2, D Gates (Adjacent to Shoeshine)
- Location: Terminal 2, Boarding Area D, adjacent to Shoeshine (post-security)
- Hours: Airside concourse operating hours
Bank of America ATM — Terminal 3, E Gates (Across Gate E2)
- Location: Terminal 3, Boarding Area E, across from Gate E2 (post-security)
- Hours: Airside concourse operating hours
Bank of America ATM — Terminal 3, F Gates Food Court
- Location: Terminal 3, Boarding Area F, Food Court area (post-security)
- Hours: Airside operating hours; generally aligned with active gate and dining traffic
Wells Fargo ATM — Terminal 3, Arrivals Level (Across Carousel 4)
- Location: Terminal 3, Arrivals Level, across from Baggage Carousel 4 (landside)
- Hours: Typically terminal access hours; commonly available for arrivals throughout the day
Wells Fargo ATM — Terminal 3, E Gates (Across Gate E2)
- Location: Terminal 3, Boarding Area E, across from Gate E2 (post-security)
- Hours: Airside concourse operating hours
Wells Fargo ATM — Terminal 3, F Gates Food Court
- Location: Terminal 3, Boarding Area F, Food Court area (post-security)
- Hours: Airside concourse operating hours
Bank of America ATM — Dianne Feinstein International Terminal, Main Hall (Near BART)
- Location: Dianne Feinstein International Terminal, Main Hall, near BART station access (pre-security / landside)
- Hours: Typically very long hours due to terminal and BART access flow (subject to terminal access and maintenance)
Bank of America ATM — Dianne Feinstein International Terminal, Main Hall (Near Marketplace G)
- Location: Dianne Feinstein International Terminal, Main Hall, near Marketplace G (pre-security / landside)
- Hours: Typically terminal access hours; often long hours with international departures/arrivals traffic
Bank of America ATM — International Terminal A Gates (Across Gate A2)
- Location: International Terminal, Boarding Area A, across from Gate A2 (post-security)
- Hours: Airside international concourse operating hours
Wells Fargo ATM — Rental Car Center, Level 4
- Location: SFO Rental Car Center, Level 4 (public area)
- Hours: Typically long hours / often available outside rental counter hours (subject to building access and maintenance)
Currency Exchange ATM — International Terminal A-side, Departures Level (Pre-Security)
- Location: International Terminal Building A-side, Departures Level, pre-security
- Hours: Typically terminal access hours; availability may vary by service machine status
Currency Exchange ATM — International Terminal, Boarding Area A (Post-Security)
- Location: International Terminal, Boarding Area A, post-security
- Hours: Airside international concourse operating hours
Currency Exchange ATM (USD) — International Terminal, Arrivals Level
- Location: International Terminal Building, Arrivals Level (USD dispensing foreign-currency ATM service point area)
- Hours: Typically aligned with international arrivals hall access; often long hours
Nearby Option: Bank of America ATM — Millbrae (Off-Airport)
- Location: Millbrae / San Bruno area near SFO access corridors (use if you prefer a street-side ATM after leaving the airport)
- Hours: Varies by site; exterior bank ATMs often have extended hours or 24/7 access
Nearby Option: Wells Fargo / Chase / Bank of America ATMs — San Bruno (El Camino Real Area)
- Location: San Bruno commercial corridors a short drive/rideshare from SFO (multiple bank branches and street ATMs)
- Hours: Varies by branch/site; many exterior ATMs have extended hours
Nearby Option: BART / Millbrae Transit-Area ATMs (Near SFO Connection Routes)
- Location: Transit-linked areas around Millbrae / San Bruno used by SFO passengers (useful if airport ATMs are crowded)
- Hours: Typically tied to station/building access hours
San Francisco Airport (SFO) ATMs Walkthrough & Map
Follow the step-by-step walkthrough below to find ATMs when arriving at San Francisco Airport (SFO). For terminal maps and official airport info, visit San Francisco Airport (SFO) map/homepage.
International Arrivals (SFO)
- After landing, follow airport signs for Immigration / Passport Control (if applicable), then continue to Baggage Claim.
- Collect your luggage and proceed through Customs into the public International Arrivals hall (landside).
- Once you enter the public hall, look for signs reading “ATM” or scan for major bank logos such as Bank of America and Wells Fargo.
- If you are in the Dianne Feinstein International Terminal main hall, one of the easiest ATM areas is near the BART access in the main hall.
- You can also find another landside Bank of America ATM in the Main Hall near Marketplace G if the first machine is busy.
- If you are departing onward from International Terminal A and already passed security, there is also an ATM across from Gate A2 in Boarding Area A.
- If you specifically need a currency exchange ATM, check the International Terminal A-side Departures Level (pre-security) or the International Arrivals Level machine area.
- Withdraw cash before heading out to rideshare, taxi, hotel shuttle, or BART. If you accidentally exit first, re-enter the terminal and follow signs toward the Main Hall / BART area to reach landside ATMs quickly.
Domestic Arrivals (SFO)
- After landing, follow signs for Baggage Claim and Ground Transportation.
- Collect your luggage, then enter the public Arrivals hall (landside) of your terminal.
- At SFO, the easiest first-choice ATMs after arrival are usually on the Arrivals Level (for example, Harvey Milk Terminal 1 across Carousel 1 and Terminal 3 across Carousel 4).
- If your terminal’s arrivals-level ATM is busy, move to the Departures Level (pre-security) in the same terminal for additional ATMs (such as Terminal 1 or Terminal 2 landside machines).
- If you are already past security on a connection, use the gate-area ATMs (e.g., Terminal 1 B/C Gates, Terminal 2 D Gates, Terminal 3 E/F Gates).
- Before going curbside, withdraw the cash you need for tips, local transit, or incidental purchases.
- If you’re headed to pick up a rental car, the Rental Car Center Level 4 has a Wells Fargo ATM and can be a reliable backup if terminal ATMs are crowded.
Quick SFO Landmarks That Mean You’re Close
- International: If you can see signs for BART inside the Dianne Feinstein International Terminal main hall, you’re very close to one of SFO’s easiest landside ATM locations.
- Terminal 1: If you’re near Carousel 1 on Arrivals Level, you’re near a landside ATM.
- Terminal 3: If you’re near Carousel 4 on Arrivals Level, you’re near a landside ATM.
- Airside: If you’re near gates like B16, C5, D9, E2, or the F Gates Food Court, you’re close to one or more post-security ATMs.
- Rental Cars: If you’re in the Rental Car Center Level 4, you’re near another official SFO ATM location.
Use the map below to find the nearest ATMs and banks near San Francisco Airport (SFO), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.
ATM Withdrawal Tips & Advice for San Francisco Airport (SFO)
- Use SFO’s landside baggage-level ATMs first after arrival. The fastest options for most arriving passengers are the Arrivals Level machines (for example, Terminal 1 across Carousel 1 or Terminal 3 across Carousel 4), so you can get cash before stepping into rideshare/taxi queues.
- If one ATM is busy, SFO usually has a second bank option nearby. SFO officially lists both Bank of America and Wells Fargo ATMs across terminals, including pre-security and post-security locations, which makes it easier to compare surcharge prompts and network compatibility.
- International Terminal main hall near BART is one of the best backup spots. If you arrive internationally and miss the first ATM, the Dianne Feinstein International Terminal Main Hall has official listed ATM locations near major passenger flow areas like BART and Marketplace G.
- If you need foreign-currency ATM service at SFO, use the International Terminal currency-exchange ATMs. SFO specifically lists currency exchange ATMs in the International Terminal A-side Departures Level (pre-security), Boarding Area A (post-security), and an Arrivals Level USD location.
- Connecting passengers should use gate-area ATMs instead of exiting security. SFO has post-security ATMs in multiple boarding areas (B, C, D, E, F, and A), so you often don’t need to leave the sterile area just to get cash.
- Rental car pickup travelers can use the Rental Car Center ATM as a backup plan. If terminal ATMs are crowded, the Rental Car Center Level 4 Wells Fargo ATM is a useful alternative after taking AirTrain to collect your car.
- Expect separate fees from the ATM operator and your own bank. At SFO, surcharge amounts can differ by machine/operator; if the first ATM fee prompt is higher than expected, try another official ATM in the same terminal before confirming.
- Use the official SFO map if a terminal renovation changes the immediate layout. SFO terminals are frequently updated; the official flysfo.com/maps page is the best reference if a nearby concession or seating area has moved.
- Late-night access is usually easiest in landside public areas. Post-security access depends on active concourses and screening, but landside terminal halls and the International Main Hall are typically the most reliable places to look first.
- Keep the receipt and note the exact terminal/gate landmark. Saying “Terminal 2 near Wakaba by Gate D9” or “International Main Hall near BART” makes it much easier to report and trace any ATM issue with your bank.
FAQs – San Francisco Airport (SFO) ATMs
Are there ATMs in all terminals at San Francisco Airport (SFO)?
Yes. SFO officially lists Bank of America and Wells Fargo ATMs across Harvey Milk Terminal 1, Terminal 2, Terminal 3, and the International Terminal areas, with locations both pre-security and post-security.
Where is the easiest ATM to use right after landing at SFO?
For most arrivals, the easiest ATMs are in the landside Arrivals Level / baggage claim areas (such as Terminal 1 across Carousel 1 or Terminal 3 across Carousel 4). International passengers can also use the International Main Hall ATMs near BART/Marketplace G.
Can I find an ATM before security at SFO?
Yes. SFO has several pre-security ATMs, including locations in Terminal 1 Departures Level, Terminal 2 Departures Level, and the Dianne Feinstein International Terminal Main Hall.Are there ATMs after security at SFO?
Yes. SFO has post-security ATMs in multiple gate areas, including B and C Gates (Terminal 1), D Gates (Terminal 2), E and F Gates (Terminal 3), and International Boarding Area A.
Does SFO have currency exchange ATMs, not just regular bank ATMs?
Yes. SFO officially lists currency exchange ATMs in the International Terminal (including A-side Departures pre-security, Boarding Area A post-security, and an Arrivals Level USD location).
Is there an ATM at the SFO Rental Car Center?
Yes. SFO lists a Wells Fargo ATM at the Rental Car Center, Level 4, which is a useful backup if terminal ATMs are busy or you are already taking AirTrain to pick up a rental car.
What fees should I expect at SFO airport ATMs?
Fees vary by operator and by your bank. At SFO, you may see an ATM surcharge prompt before confirming the withdrawal, and your own bank may also add out-of-network or international fees. If you want to compare, try another official SFO ATM nearby before completing the transaction.
Do SFO ATMs accept international cards?
Many do, especially in the International Terminal and major terminal hubs. If one machine declines your card, try another ATM (for example, switching between Bank of America and Wells Fargo) in the same terminal or in the International Main Hall.
What if I already left the terminal curbside and forgot to withdraw cash?
You can re-enter the terminal and return to a pre-security area such as baggage claim, departures level, or the International Main Hall. These landside ATM locations are usually the easiest to access without going back through security.
San Francisco Airport Related Services
- BOOK an AIRPORT HOTEL in San Francisco or SLEEPING PODS
- RENT a CAR in San Francisco Airport or BOOK a PRIVATE TRANSFER
- STORE your LUGGAGE in San Francisco Airport or NEARBY
- BUY a LOCAL eSIM for San Francisco, United States or a GLOBAL eSIM