A credit card with airport lounge access gives you the comfort of luxury amenities and an amazing pre-flight experience. Along with travel perks, credit cards with rewards will benefit your daily spending, giving you exclusive discounts and cashback.
If you are an Australian resident and looking for all these premium benefits, your queries will be answered in this article. We have picked the best credit cards and banks with airport lounge access in Australia. All these credit cards are recommended for business personnel to casual consumers. Let’s have a look.
| Credit Card Reviews | Apply / More Details |
|---|---|
| 1. Diners Club Business Card | » apply now |
| 2. The Platinum Card | » apply now |
| 3. Citi Prestige | » apply now |
| 4. Westpac Altitude Rewards Black | » apply now |
| 5. ANZ Frequent Flyer Black | » apply now |
| 6. St.George Amplify Rewards Signature | » apply now |
| 7. BankSA Amplify Signature Credit Card | » apply now |
| Types of Lounge Programs in Australia | |
| Australia Airport Lounge FAQ |
Best Credit Cards & Banks with Airport Lounge Access (Australia)
1. Diners Club Business Card
Why We Like It
Diners Club Business Card is a must-have choice for fellas hunting for an affordable yet travel-oriented credit card. The main highlight is the wide lounge access and exclusive travel reward points, which can be converted to Qantas Points for discounted tickets and more. It also has a flat reward rate and campaign discounts on local vendors—an all-in-one budget-friendly business package.
• Intro Offer: No Sign-up Bonus
• Annual Fee: $95
• Lounge Access Details: Catalina Lounge, Plaza Premium Lounge, and Rex Lounge
2. The Platinum Card
Why We Like It
American Express Platinum Card is undoubtedly Australia’s best elite international credit card choice. You can unlock worldwide access to airport lounges, airport retail discounts, and exclusive reward rates in Australia if you have an eligible credit score. Also, the welcome bonus is pretty great, adding amazing overall worth to your net value.
• Intro Offer: Earn 150,000 Bonus Rewards Points on spending $5000 within the first three months.
• Annual Fee: $1,450 p.a.
• Lounge Access Details: American Express Global Lounge collection access.
3. Citi Prestige
Why We Like It
Citi Prestige MasterCard is a complete premium package for frequent travelers and reward strategists. And if you can avail of the welcome bonus, you can unleash further discounts and annual rewards. Priority Pass and exclusive international partnerships will allow you access to a wide range of airport lounges and partner hotels. This makes Citi Prestige MasterCard a definitive choice against the hefty annual fee.
• Intro Offer: Earn 300,000 bonus Citi reward Points after spending $7,500 on eligible purchases within 60 days.
• Annual Fee: $350 in the first year, afterward $700 per year.
• Lounge Access Details: Priority Pass Lounge access.
4. Westpac Altitude Rewards Black
Why We Like It
Are you looking for a travel card with excellent rewards at an affordable annual fee? Westpac Altitude Rewards Black will be your best bet. A hybrid of travel perks and reward-based credit cards lets you access more than 1300 airport lounges with an insane reward program for Australian airlines and a huge network of local and International vendors.
• Intro Offer: Earn 140,000 bonus Points with $6,000 spent on eligible purchases within 120 days.
• Annual Fee: $250
• Lounge Access Details: Priority Pass airport lounge passes.
5. ANZ Frequent Flyer Black
Why We Like It:
ANZ Frequent Flyer Black is an exclusive Australian credit card with Qantas Club Lounges. An ideal choice for domestic and international travelers of Qantas airlines. The reward program is pretty basic yet amazing, and You can earn cashback plus Qantas Points from more than 2,000 popular retailers when you shop through Cashrewards. Also, the signup bonus is easy to avail of, upgrading your discounts and annual bonus factors.
• Intro Offer: Earn 110,000 bonus Qantas Points on spending $5,000 within the first 3 months
• Annual Fee: $425
• Lounge Access Details: Qantas Club Lounge access.
6. St.George Amplify Rewards Signature
Why We Like It:
St.George Amplify Rewards Signature Visa Card is another great choice for travel perks with exclusive rewards. You are getting a Priority Pass, Visa Luxury Hotels booking service, and a lot more on domestic and international travel transactions. The reward rate is flat at 1.5 per dollar, with a 10% bonus every year. If you want a Visa credit card with travel perks, this one will do the job.
• Intro Offer: 150,000 bonus Amplify Points when you spend $12k+ on eligible purchases
• Annual Fee: $199 for the first year, afterward $279
• Lounge Access Details: Priority Pass Lounge Access.
7. BankSA Amplify Signature Credit Card
Why We Like It:
If you are already a consumer of BankSA or Planning to join the bank, you must look at this flexible credit card. BankSA Amplify Signature Visa Credit Card offers more or less the same benefits as St.George Amplify Rewards Signature Card. So you can prioritize the Banking facility depending on your vicinity or preference. All details are mentioned below.
• Intro Offer: Earn 150,000 Amplify Points after spending $12k+ on eligible purchases
• Annual Fee: $279
• Lounge Access Details: Priority Pass Lounge Access.
Types of Lounge Programs in Australia
Priority Pass
Priority Pass-eligible credit cards allow you access to more than 1300+ premium airport lounges around the globe. These lounges are great for providing amenities like food, workspaces, entertainment, and a spa. The priority pass allows you to access more than 5 international and domestic lounges in Australia. For complete details of lounges, visit the official website.
Qantas Club
Qantas club is one of the widest airport lounge networks in Australia, operated by Qantas Airlines Australia. With eligible credit cards or club membership, you can access 650 Qantas and partner lounges worldwide. These lounges provide premium services to make your pre-flight experience a breeze.
Virgin Australia Lounge
Virgin Lounges is another chain of Australian airport lounges operated by Virgin Airlines. You can access these lounges via Velocity Platinum or Gold card and Velocity Lounge membership. These lounges are super luxe, offering complimentary barrage and snacks, quiet zones, state-of-the-art workspace, spa, entertainment, and more to ensure a relaxed pre-flight experience.
The Centurion Lounge
Centurion Lounges are part of the World’s largest American Express Global Lounge access. You can access these lounges in Australia’s major cities, i.e., Sydney and Melbourne. American Express lounges are well known for their luxury accommodation and elevated pre-flight experience, and Australia is no exception. These lounges can be accessed via the Platinum credit card.
Australia Airport Lounge FAQ
Can I access New Zealand lounges with an Australian credit card?
Yes, You can access any International airport lounge with your eligible Australian Credit Card. For instance, International Priority Pass lounges can be accessed with your Westpac Altitude Rewards Black and Diners Club Business Card, allowing you access to International Qantas Club Lounges.
Which Australian credit cards offer free airport lounge access? (ie. No annual fee)
The majority of Credit Cards come with complimentary lounge access. However, you can have unlimited airport lounge access with elite cards like American Express Platinum and ANZ Frequent Flyer Black.
Which Australian banks offer airport lounge access?
Popular Australian banks like St.George, Bank SA, Westpac, ANZ, and Citi Banks offer a wide range of travel credit cards with airport lounge access. You can also choose international banking solutions like American Express for Credit Cards designed exclusively for Australian residents.
Conclusion
We have enlisted travel-oriented credit cards with additional benefits, including rewards, discounts, and business credit. That may help you choose the best-suited credit card for you in Australia. A quick tip to summarize the choices efficiently is prioritizing your travel frequency and domestic or international preference.
People having frequent domestic flights must go with credit cards operated by domestic airlines, i.e., ANZ Frequent Flyer Black. And if you are a business personnel or a frequent international traveler, you must opt for an elite status credit card for uninterrupted access to multiple lounges worldwide.