Best Credit Cards & Banks with Airport Lounge Access (Indonesia)

Airport Lounge access is the difference between a good travel experience and a great one. Providing a luxurious sanctuary of pure comfort, which is the perfect antidote for the chaos of regular airline travel. So, a credit card or bank that provides access to these exclusive and relaxing spaces is a huge advantage. Here’s a rundown of the best credit cards and banks with airport lounge access in Indonesia.

Credit Card ReviewsApply / More Details
1. HSBC Premier Mastercard» apply now
2. HSBC Visa Signature » apply now
3. BNI JCB Ultimate Card» apply now
4. Danamon JCB Precious Card» apply now
5. Mega First Credit Card » apply now
6. CIMB Visa Infinite » apply now
7. Mandiri Signature Card» apply now
Types of Lounge Programs in Indonesia
Indonesia Airport Lounge FAQ

Best Credit Cards & Banks with Airport Lounge Access (Indonesia)

1. HSBC Premier Mastercard

Why We Like It
It has a great reward system that multiplies reward points on overseas purchases substantially. What’s more, it includes comprehensive travel insurance and no annual fee to reap the many benefits it offers.

• Reward Rates: 1 point for every IDR 5,000 spent locally and 3 points overseas.

• Intro Offer: N/A.

• Annual Fee: N/A.

• Lounge Access Details: Complimentary access to VIP airport lounges worldwide.

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2. HSBC Visa Signature

Why We Like It
The reward rate on this card allows you to accumulate points lightning-fast when traveling. It also comes loaded with perks such as VIP lounge access, travel insurance, and exclusive shopping and dining benefits.

• Reward Rates: Point for every IDR 1,500 spent. 4X points on travel and dining purchases, and 2X points on overseas transactions.

• Intro Offer: N/A.

• Annual Fee: IDR 1,000,000.

• Lounge Access Details: Free access to lounges around the world.

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3. BNI JCB Ultimate Card

Why We Like It
It’s a domestic bank with deep networks in the region which translates to a suite of premium local benefits. From lounges to airport shuttles to dining. It also has excellent reward bonuses for extra value when traveling.

• Reward Rates: Spend IDR 10,000 for 1 point locally and 2 points overseas. For expenditures over IDR 1,000,000, you get 10X points for domestic and overseas dining transactions and 3X for overseas non-dining purchases.

• Intro Offer: N/A.

• Annual Fee: IDR 1,000,000.

• Lounge Access Details: Complimentary access to airport lounges worldwide

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4. Danamon JCB Precious Card

Why We Like It
Another Indonesian bank with generous reward rates and attractive local perks. It has an enticing intro offer and provides access to airport lounges throughout Indonesia and the rest of the world.

• Reward Rates: Earn 1 D-Point for every IDR 2,500 spent.

• Intro Offer: Spend IDR 25,000,000 in the first 90 days and receive IDR 2,000,000 in Traveloka e-vouchers.

• Annual Fee: IDR 800,000.

• Lounge Access Details: Free Access to over 1000 LoungeKey airport lounges globally.

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5. Mega First Credit Card

Why We Like It
The Mega First Card is for the discerning traveler and encompassesa range of upscale benefits. It’s also excellent for complimentary VIP access to lounges around the world and has no annual fee.

• Reward Rates: Earn 1 point for every IDR 25,000 spent locally and IDR 20,000 overseas.

• Intro Offer: N/A.

• Annual Fee: N/A.

• Lounge Access Details: Access to local and domestic lounges via Priority Pass.

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6. CIMB Visa Infinite

Why We Like It
This Indonesian card will open the door to a range of premium airport lounges located at terminals throughout the country. It also includes comprehensive travel insurance and plenty of bonus points on purchases.

• Reward Rates: Spend IDR 1 to earn 1 point locally and 2 overseas. For preferred cardholders, earn up to 8X bonus points on overseas transactions.

• Intro Offer: N/A.

• Annual Fee: N/A.

• Lounge Access Details: Complimentary access to premium lounges locally and internationally.

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7. Mandiri Signature Card

Why We Like It
This card has been custom-built to accumulate points for conversion to flight miles at great rates. It will also grant you access to a global network of premium airport lounges and includes free travel insurance.

• Reward Rates: Earn 1 GarudaMile for every IDR 20,000 spent. Earn 1 KrisFlyer, Cathay, and ANA Mile for every IDR 30,000 spent.Double points on every transaction over IDR 20,000.

• Intro Offer: N/A.

• Annual Fee: IDR 900,000.

• Lounge Access Details: Free Access to VIP lounges globally via Priority Pass.

more details…

Types of Lounge Programs in Indonesia

Priority Pass
A priority pass is a type of program that facilitates access to a vast network of 1500 + premier airport lounges worldwide. Providing a luxurious escape from airport crowds and tonnes of benefits. Such as high-speed Wi-Fi, complimentary food and drinks, comfortable seating, and plenty of amenities that add up to a relaxing and stress-free travel experience.

Garuda Indonesia Lounges
For Garuda members, this is a first-class airport lounge. Garuda Lounges have an elegant, contemporary design and are considered elite worldwide. Their long list of benefits includes high-speed Wi-Fi, gourmet dining, dedicated workspaces, comfortable and serene environments, and much more.

Batik Air Executive Lounges
Another stand-out in terms of luxury airport lounges. Batik Air Executive Lounges have an ultra-modern design and offer hyper-personalized service. To complement this, they serve a vast selection of upscale local and international cuisine and beverages. It has all the features you would expect from a premium airport lounge.

JCB Lounge Network
With over 1000 lounges worldwide, calling the JCB Lounge network extensive is an understatement. The lounges are stylish and modern and provide all the perks of a high-quality airport lounge. The catch is that to gain access to this vast network, you must be a platinum or diamond JCB cardholder.

Plaza Premium Lounge
Plaza Premium Lounges can be found in over 200 locations worldwide. What’s more, they have built a reputation for the consistency and quality of their services and facilities. From warm showers to fine dining and much more.

LoungeKey
LoungeKey is more similar to a priority pass rather than a specific company-associated or brand of airport lounge. It provides access to more than 1000 high-class airport lounges around the world, featuring free food, drinks, Wi-Fi, and comfortable seating in a private space.

Indonesia Airport Lounge FAQ

Can I access other Asian countries’ lounges with an Indonesian credit card?
Yes. Many Indonesian credit cards offer lounge access in other Asian countries.

Which Indonesian credit card offers free lounge access in Indonesia?
Indonesian credit cards such as the BCA Dunia include free lounge access with no annual fee.

Which Chinese credit card offers free lounge access?
Which Indonesian banks offer airport lounge access?
Many do, here are some notable examples:
• Bank Mandiri.
• CIMB.
• Bank Danamon.

Conclusion
When traveling, arrivals, departures, and layovers can be hellish. However, with a credit card or bank that offers lounge access and travel perks, you can avoid all the chaos and frustration. Instead, you get to kick back in style and luxury while waiting to fly to your destination.