Travelling can be a tiring experience, but imagine if you had access to an exclusive airport lounge where you could relax, recharge, and enjoy some refreshments. That’s exactly what you get with credit cards and banks that offer airport lounge access in Singapore. In this article, we’ll take a look at some of the best credit cards and banks in Singapore that provide airport lounge access.
Best Credit Cards & Banks with Airport Lounge Access (Singapore)
1. DBS Altitude Visa Credit Card
Why We Like It
The DBS Altitude Visa Credit Card is a great option for frequent travelers looking to earn miles quickly. Cardholders can earn 1.2 miles per S$1 spent locally, 2 miles per S$1 spent overseas, and up to 3 miles per S$1 spent on online flight and hotel transactions. Additionally, there are no minimum spend requirements to earn miles and no expiry on earned miles.
• Intro Offer: Earn up to 10,000 bonus miles when you sign up and spend S$6,000 within the first 3 months of card approval.
• Annual Fee: The annual fee for DBS Altitude Visa Credit Card is S$192.60 which is waived for the first year.
• Lounge Access Details: Cardholders get 2 complimentary visits per year to Priority Pass lounges worldwide. Subsequent lounge visits will be charged at US$27 per visit.
2. Citibank PremierMiles Card
Why We Like It
The Citibank PremierMiles Card offers a great rewards rate on all spend, with 1.2 miles earned per S$1 spent locally and 2 miles earned per S$1 spent overseas. In addition, cardholders enjoy complimentary travel insurance and exclusive hotel deals.
• Intro Offer: New cardholders can earn up to 45,000 bonus miles when they apply for the Citibank PremierMiles Card and spend S$9,000 within the first 3 months.
• Annual Fee: The annual fee for the Citibank PremierMiles Card is S$192.60, but it is waived for the first year.
• Lounge Access Details: Cardholders enjoy complimentary access to over 1,000 airport lounges worldwide through the Priority Pass lounge program.
3. Maybank Horizon Visa Signature
Why We Like It
The Maybank Horizon Visa Signature credit card is great for frequent travelers as it offers a high miles earning rate and various travel perks such as airport lounge access and travel insurance. Cardholders can earn up to 3.2 air miles for every dollar spent on dining, petrol, and hotel bookings, and up to 2 air miles for every dollar spent on overseas transactions.
• Intro Offer: New cardholders can enjoy up to 30,000 bonus air miles when they apply and spend on their card.
• Annual Fee: The annual fee for the Maybank Horizon Visa Signature card is S$180, which is waived for the first year.
• Lounge Access Details: Cardholders can enjoy 3 complimentary access to selected airport lounges in Singapore and overseas, as well as discounted access for their guests.
4. American Express Singapore Airlines KrisFlyer Ascend Credit Card
Why We Like It
The American Express Singapore Airlines KrisFlyer Ascend Credit Card is great for frequent Singapore Airlines flyers who want to earn KrisFlyer miles quickly. Cardholders can earn 1.2 KrisFlyer miles for every $1 spent on eligible purchases in Singapore and overseas, as well as 2 KrisFlyer miles for every $1 spent on eligible purchases made on singaporeair.com, silkair.com, and KrisShop. Cardholders also get a bonus of 5,000 KrisFlyer miles upon their first transaction on the card.
• Intro Offer: 5,000 KrisFlyer miles upon first transaction on the card
• Annual Fee: The annual fee for American Express Singapore Airlines KrisFlyer Ascend Credit Card is $337.05 (inclusive of GST), which is waived for the first year.
• Lounge Access Details: Cardholders enjoy two complimentary access passes per year to over 1,000 airport lounges worldwide through the Priority Pass lounge access program.
5. Standard Chartered Visa Infinite X
Why We Like It
The Standard Chartered Visa Infinite X card is ideal for frequent travelers and those looking for exclusive travel perks. Cardholders can enjoy a complimentary limousine transfer to the airport and up to 6 free visits per year to over 1,000 airport lounges worldwide. The card also offers attractive rewards rates on overseas spend and dining.
• Intro Offer: The card offers 35,000 miles when you apply and make a qualifying transaction within the first 30 days.
• Annual Fee: The annual fee for Standard Chartered Visa Infinite X Credit Card is S$695.50, which is waived for the first year.
• Lounge Access Details: Cardholders can enjoy up to 6 free visits per year to over 1,000 airport lounges worldwide through Priority Pass.
6. CIMB Visa Infinite
Why We Like It
The CIMB Visa Infinite card offers a range of exclusive privileges and benefits for frequent travelers. Cardholders can enjoy unlimited access to over 1,000 airport lounges worldwide, complimentary travel insurance, and attractive rewards rates on overseas spend.
• Intro Offer: The card offers 30,000 bonus miles when you make a qualifying transaction within the first 3 months.
• Annual Fee: The annual fee for CIMB Visa Infinite Credit card is S$488.00, which is waived for the first year.
• Lounge Access Details: Cardholders can enjoy unlimited access to over 1,000 airport lounges worldwide through the Priority Pass program.
7. OCBC Voyage
Why We Like It
The OCBC Voyage card is a great choice for travelers who want to earn miles on their spending and enjoy exclusive travel privileges. Cardholders can earn Voyage Miles that can be redeemed for flights, hotel stays, and other travel rewards.
• Intro Offer: The card offers 15,000 Voyage Miles when you make a qualifying transaction within the first 6 months.
• Annual Fee: The annual fee for OCBC Voyage is S$488.00, which is waived for the first 2 years.
• Lounge Access Details: Cardholders can enjoy complimentary access to selected airport lounges through the Plaza Premium Lounge program.
8. HSBC Visa Infinite
Why We Like It
The HSBC Visa Infinite card is designed for high net worth individuals who travel frequently and want to enjoy exclusive travel benefits. The card offers a range of travel-related perks, including airport lounge access, travel insurance, and hotel privileges.
• Intro Offer: The card offers 35,000 air miles or 75,000 HSBC Rewards points when you apply and spend S$5,000 within the first 3 months.
• Annual Fee: The annual fee for the HSBC Visa Infinite Credit card is S$650.00, which is waived for the first year.
• Lounge Access Details: Cardholders can enjoy unlimited complimentary access to over 1,000 airport lounges worldwide through the LoungeKey program.
9. Citi Prestige
Why We Like It
The Citi Prestige credit card offers an impressive range of benefits and privileges for frequent travelers, including unlimited airport lounge access, complimentary hotel nights, and exclusive golf privileges. The card also offers high rewards rates for dining and travel spending, as well as flexible redemption options for miles and points.
• Intro Offer: Receive a welcome gift of 62,500 Citi ThankYou Points upon payment of the annual fee.
• Annual Fee: The annual fee for the Citi Prestige Credit Card is S$535.
• Lounge Access Details: Unlimited access to over 1,000 airport lounges worldwide for the cardholder and a guest.
10. UOB Visa Infinite Metal Card
Why We Like It
The UOB Visa Infinite Metal Card is a premium credit card that offers a range of exclusive benefits and privileges. Cardholders can enjoy access to a variety of luxury travel benefits, including complimentary travel insurance, airport lounge access, and travel concierge services. In addition, the card offers a generous rewards program, with bonus points for dining and overseas spending.
• Intro Offer: None specified on the official website.
• Annual Fee: S$642 (inclusive of GST) per year for the primary cardholder. A fee of S$321 (inclusive of GST) per year applies for each supplementary cardholder.
• Lounge Access Details: Cardholders enjoy unlimited access to over 1,000 airport lounges worldwide with the UOB Visa Infinite Metal Card. This includes access to lounges under the Priority Pass and DragonPass programs, as well as selected Plaza Premium lounges. Cardholders can bring up to one guest per visit for free.
11. The Platinum Card Charge
Why We Like It
The Platinum Card Charge offers an extensive range of travel benefits, including lounge access, elite status with several hotel loyalty programs, and airport limousine transfers. The card also offers dining privileges and exclusive events and experiences.
• Intro Offer: N/A
• Annual Fee: The annual fee is SGD 1,712 for the first year and SGD 1,712 for subsequent years.
• Lounge Access Details: The Platinum Card Charge offers unlimited access to over 1,300 lounges worldwide through the Priority Pass program, including Plaza Premium Lounges, SATS Premier Lounges, and DragonPass lounges.
Types of Lounge Programs in Singapore
Priority Pass
Priority Pass is one of the world’s largest independent airport lounge access programs, offering access to over 1,300 lounges in more than 140 countries. Members can enjoy complimentary food and drinks, comfortable seating, and other amenities, regardless of airline or ticket class. Priority Pass also offers access to select airport restaurants and spas in some locations. Memberships can be purchased directly or through eligible credit cards.
SATS Premier Lounge
SATS Premier Lounge is a network of airport lounges operated by SATS, a leading provider of gateway services and food solutions in the Asia-Pacific region. Their lounges offer a comfortable and relaxing environment, complimentary food and beverages, and other amenities such as shower facilities, Wi-Fi, and workstations. Access is available to eligible passengers flying with select airlines, as well as to members of certain credit cards and lounge programs.
Plaza Premium
Plaza Premium is a global network of airport lounges with over 180 locations in more than 50 airports worldwide. They offer a range of lounge options to suit different needs, including their signature lounge concept, Plaza Premium Lounge, as well as lounges for arrivals, transit, and even private suites. Plaza Premium lounges offer complimentary food and beverages, Wi-Fi, and other amenities, and access is available to eligible passengers and members of select credit cards and lounge programs.
DragonPass
DragonPass is a digital membership platform that provides access to airport lounges, dining, and other travel-related services. Members can enjoy access to over 1,000 lounges in more than 130 countries, as well as discounts at airport restaurants, spas, and other outlets. DragonPass memberships can be purchased directly or through eligible credit cards, and members can manage their account and access digital benefits through the DragonPass app.
LoungeKey
LoungeKey is a lounge access program offered by Mastercard that provides access to over 1,000 lounges in more than 500 airports worldwide. Members can enjoy complimentary food and beverages, Wi-Fi, and other amenities, and access is available to eligible Mastercard cardholders. Memberships are managed through the LoungeKey app, which allows users to search for lounges, view their account information, and access their digital membership card.
Singapore Airport Lounge FAQ
Can I access Hong Kong or China lounges with a Singaporean credit card?
The lounge access benefits for Singapore credit cards typically only apply to lounges in Singapore or other countries specified by the card issuer. However, some credit cards may offer access to certain international lounges as part of their benefit package. It is best to check with the specific credit card issuer for more information on the details of their lounge access benefits.
Can I access other Asian countries’ airport lounges with a Singaporean credit card?
Similar to the first question, the lounge access benefits for Singapore credit cards usually only apply to lounges in Singapore or other countries specified by the card issuer. However, some credit cards may offer access to certain international lounges as part of their benefit package. It is best to check with the specific credit card issuer for more information on the details of their lounge access benefits.
Which Singapore credit cards offer free airport lounge access? (i.e., no annual fee)
Most credit cards with lounge access benefits come with an annual fee. However, some credit cards may offer limited free access to airport lounges or provide vouchers that can be used to access lounges without an additional fee. For example, the Citi PremierMiles Card offers 2 complimentary visits to Priority Pass lounges each year, while the OCBC Voyage Card offers complimentary airport limousine transfers and access to select Plaza Premium lounges. It is best to check with the specific credit card issuer for more information on their lounge access benefits and any fees associated with them.
Which Singapore banks offer airport lounge access?
Several banks in Singapore offer credit cards with airport lounge access benefits, including DBS, Citibank, Maybank, American Express, Standard Chartered, CIMB, OCBC, HSBC, and UOB. It is important to note that the specific lounge access benefits may vary between different credit cards offered by the same bank. It is best to check with the specific credit card issuer for more information on their lounge access benefits.
Conclusion
In conclusion, there are several credit cards and banks that offer airport lounge access in Singapore. Each of these cards offers different reward rates, introductory offers, and annual fees, so it is important to compare them before making a decision.
In terms of lounge programs, the top ones available in Singapore include Priority Pass, SATS Premier Lounge, Plaza Premium, DragonPass, and LoungeKey. Each program has its own set of benefits and limitations, and some are more widely accepted than others. It is important to research which program will best suit your needs before purchasing a membership or using a credit card that offers lounge access.
Overall, if you are a frequent traveler and value the convenience and luxury of airport lounges, there are several credit card options available in Singapore that can provide access. However, it is important to carefully consider the rewards rates, fees, and terms and conditions of each card before making a decision. Additionally, it is worth exploring different lounge programs to determine which one will provide the most value for your travel needs.