ATMs at Mactan–Cebu Airport (CEB): Locations, Fees, Hours

Location: Cebu City, Philippines Currency: PHP ₱ Philippine Peso

ATMs in Mactan–Cebu Airport (CEB) Locations & Hours

Here’s a complete list of ATMs located inside Mactan–Cebu Airport (CEB), plus additional ATMs and banks near Mactan–Cebu Airport (CEB) for convenient cash withdrawals before or after your flight.

China Bank (ATM) — Terminal 1 Departures

  • Location: Terminal 1 (Domestic), Departures area (landside), near the check-in / pre-departure services zone
  • Hours: 24 hours (airport operational hours; landside access)

BDO (ATM) — Terminal 1 Departures

  • Location: Terminal 1 (Domestic), Departures area (landside), near the check-in / pre-departure services zone
  • Hours: 24 hours (airport operational hours; landside access)

RCBC (ATM) — Terminal 1 Departures

  • Location: Terminal 1 (Domestic), Departures area (landside), near the check-in / pre-departure services zone
  • Hours: 24 hours (airport operational hours; landside access)

BPI (ATM) — Terminal 1 Arrivals

  • Location: Terminal 1 (Domestic), Arrivals area (landside), in/near the public arrivals exit corridor
  • Hours: 24 hours (airport operational hours; landside access)

Security Bank (ATM) — Terminal 1 Arrivals

  • Location: Terminal 1 (Domestic), Arrivals area (landside), in/near the public arrivals hall / Airport Village-side flow
  • Hours: 24 hours (airport operational hours; landside access)

PSBank (ATM) — Terminal 1 Arrivals

  • Location: Terminal 1 (Domestic), Arrivals area (landside), in/near the public arrivals hall / landside services zone
  • Hours: 24 hours (airport operational hours; landside access)

Euronet (ATM) — Terminal 1 Arrivals

  • Location: Terminal 1 (Domestic), Arrivals area (landside), in/near the public arrivals exit corridor
  • Hours: 24 hours (airport operational hours; landside access)

China Bank (ATM) — Terminal 1 Arrivals

  • Location: Terminal 1 (Domestic), Arrivals area (landside), near the public arrivals hall / exit
  • Hours: 24 hours (airport operational hours; landside access)

RCBC (ATM) — Terminal 1 Arrivals

  • Location: Terminal 1 (Domestic), Arrivals area (landside), near the public arrivals hall / exit
  • Hours: 24 hours (airport operational hours; landside access)

BDO (ATM) — Terminal 1 Arrivals

  • Location: Terminal 1 (Domestic), Arrivals area (landside), near the public arrivals hall / exit
  • Hours: 24 hours (airport operational hours; landside access)

BDO (ATM) — Terminal 2 Departures

  • Location: Terminal 2 (International), Departures area (landside), near check-in / pre-departure services zone
  • Hours: 24 hours (airport operational hours; landside access)

RCBC (ATM) — Terminal 2 Departures

  • Location: Terminal 2 (International), Departures area (landside), near check-in / pre-departure services zone
  • Hours: 24 hours (airport operational hours; landside access)

UnionBank (ATM) — Terminal 2 Departures

  • Location: Terminal 2 (International), Departures area (landside), near check-in / pre-departure services zone
  • Hours: 24 hours (airport operational hours; landside access)

BPI (ATM) — Terminal 2 Arrivals

  • Location: Terminal 2 (International), Arrivals area (landside), after Immigration/Customs flow into the public arrivals hall
  • Hours: 24 hours (airport operational hours; landside access)

BDO (ATM) — Terminal 2 Arrivals

  • Location: Terminal 2 (International), Arrivals area (landside), in/near the public arrivals hall services corridor
  • Hours: 24 hours (airport operational hours; landside access)

Euronet (ATM) — Terminal 2 Arrivals

  • Location: Terminal 2 (International), Arrivals area (landside), in/near the public arrivals hall services corridor
  • Hours: 24 hours (airport operational hours; landside access)

Metrobank / MBTC (ATM) — Terminal 2 Arrivals

  • Location: Terminal 2 (International), Arrivals area (landside), in/near the public arrivals hall services corridor
  • Hours: 24 hours (airport operational hours; landside access)

PNB (ATM) — Terminal 2 Arrivals

  • Location: Terminal 2 (International), Arrivals area (landside), in/near the public arrivals hall services corridor
  • Hours: 24 hours (airport operational hours; landside access)

UnionBank (ATM) — Terminal 2 Arrivals

  • Location: Terminal 2 (International), Arrivals area (landside), in/near the public arrivals hall services corridor
  • Hours: 24 hours (airport operational hours; landside access)

MetroBank (ATM) — Terminal 2 Arrivals

  • Location: Terminal 2 (International), Arrivals area (landside), in/near the public arrivals hall services corridor
  • Hours: 24 hours (airport operational hours; landside access)

LANDBANK (ATM) — Terminal 1 Domestic Pre-Departure Area (MCIAA Building)

  • Location: Terminal 1 (Domestic), Pre-Departure area near the MCIAA building / domestic pre-departure services zone
  • Hours: 24 hours (airport operational hours; access may follow Terminal 1 landside availability)

BDO (ATM) — Terminal 1 Domestic Arrival Hall (ATM point)

  • Location: Terminal 1 (Domestic), Ground Floor Domestic Arrival Hall (landside), near the arrivals hall flow/exit
  • Hours: 24 hours (airport operational hours; landside access)

Metrobank (ATM) — Mactan–Cebu International Airport (Airport-site ATM point)

  • Location: Within the airport complex (Mactan–Cebu International Airport), Pusok, Lapu-Lapu City (ATM point listed for the airport location)
  • Hours: 24 hours (airport operational hours; access depends on the specific terminal/area)

BPI / Euronet (ATM) — Mactan Airport Cebu 3 (Terminal 2) (ATM point)

  • Location: Terminal 2 (International), airport-listed ATM point for BPI/Euronet network (Terminal 2 area)
  • Hours: 24 hours (airport operational hours; access depends on the specific terminal/area)

BPI / Euronet (ATM) — Mactan Airport Cebu 2 (Airport-listed ATM point)

  • Location: Airport-listed ATM point for BPI/Euronet network (Mactan–Cebu Airport area)
  • Hours: 24 hours (airport operational hours; access depends on the specific terminal/area)

BPI / Euronet (ATM) — Mactan Airport Cebu (Airport-listed ATM point)

  • Location: Airport-listed ATM point for BPI/Euronet network (Mactan–Cebu Airport area)
  • Hours: 24 hours (airport operational hours; access depends on the specific terminal/area)

BPI / Euronet (ATM) — Casino Mactan 1 (near-airport)

  • Location: Near-airport casino area in Lapu-Lapu (Mactan), listed BPI/Euronet ATM point
  • Hours: Typically 24 hours (property access and security may apply)

BPI / Euronet (ATM) — Casino Mactan 2 (near-airport)

  • Location: Near-airport casino area in Lapu-Lapu (Mactan), listed BPI/Euronet ATM point
  • Hours: Typically 24 hours (property access and security may apply)

BPI / Euronet (ATM) — Cebu Mactan Newtown (near-airport)

  • Location: The Mactan Newtown area (Lapu-Lapu), listed BPI/Euronet ATM point (a quick drive from CEB)
  • Hours: Typically matches complex/business hours (some ATMs may be 24 hours)

Mactan–Cebu Airport (CEB) ATMs Walkthrough & Map

Follow the step-by-step walkthrough below to find ATMs when arriving at Mactan–Cebu Airport (CEB). For terminal maps and official airport info, visit Mactan–Cebu Airport (CEB) map/homepage.

International Arrivals (Terminal 2)

  1. After landing, follow signs for Arrivals and then Immigration.
  2. Complete Immigration, then follow signs to Baggage Claim and collect your luggage.
  3. Proceed to Customs and complete the arrival exit process.
  4. As you enter the public International Arrivals hall (landside), slow down and look for the ATM icon and bank branding (BPI, BDO, Metrobank/MBTC, PNB, UnionBank, Euronet).
  5. Stay in the Arrivals hall for your first attempt—this is the fastest place to get cash before you commit to transportation or walk outside.
  6. If you see a line at the first machine, walk along the same Arrivals hall corridor to the next ATM (multiple banks are placed in this zone).
  7. Withdraw the amount you need for taxis, Grab/rideshare, SIM card purchases, food, or small payments on arrival.
  8. Only after withdrawing, continue to the pick-up / transport area or onward connection.
  9. If you accidentally step outside first, re-enter the terminal and follow the Arrivals signage back into the hall; then look for ATM signage again.

Domestic Arrivals (Terminal 1)

  1. After landing, follow signs for Arrivals and proceed to Baggage Claim.
  2. Collect your luggage, then follow the main passenger flow toward the public landside arrivals / exit corridor.
  3. Once landside, scan the immediate area near the arrivals exit for ATM signage and bank logos (BPI, BDO, Security Bank, PSBank, China Bank, RCBC, Euronet).
  4. If you don’t spot an ATM immediately, walk a short distance toward the landside facilities cluster (Terminal 1’s landside area is commonly where service counters and ATMs are placed).
  5. Use the first available ATM if you need quick cash for transport or small purchases—then move to a second ATM if you need a different network or the first one is out of cash.
  6. If you’re departing again soon (same day), note that there are also ATMs in the Terminal 1 Departures (landside) check-in/pre-departure zone.
  7. After withdrawing, continue to the taxi/transport pick-up area or the inter-terminal transfer if you’re connecting to Terminal 2.

Quick CEB Landmarks That Mean You’re Close

  • Terminal 2 (International): If you’ve just cleared Customs and you’re in the public Arrivals hall with transport desks nearby, you’re in the best zone to find multiple ATMs.
  • Terminal 1 (Domestic): If you’ve exited baggage claim and you’re in the landside arrivals/exit corridor, you’re in the right area to look for ATM clusters before you go outside.
  • If you can clearly see the curbside lanes and you’re already outside, you may have walked past the easiest ATM area—turn back in and follow the ATM signage.

Use the map below to find the nearest ATMs and banks near Mactan–Cebu Airport (CEB), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.

ATM Withdrawal Tips & Advice for Mactan–Cebu Airport (CEB)

  • Arrivals is the fastest cash zone: At CEB, the most convenient ATMs for fresh arrivals are typically in the Terminal 2 International Arrivals and Terminal 1 Domestic Arrivals landside halls—withdraw before you step outside to avoid doubling back with luggage.
  • Use multiple-bank clusters to your advantage: MCIA places several bank ATMs in the same arrival/departure zones (e.g., BPI/BDO/Metrobank/PNB/UnionBank/Euronet). If one machine is down or out of cash, move to the next bank immediately instead of retrying the same ATM.
  • Expect foreign-card surcharges on many machines: Some Philippine banks apply a visible per-withdrawal surcharge for cards issued overseas (for example, BDO commonly displays a per-transaction fee for overseas-issued cards). Always confirm the on-screen fee before tapping “Proceed.”
  • Terminal 2 arrival strategy: If your plan is Grab/taxi or buying a SIM/eSIM top-up on arrival, withdraw in Terminal 2 Arrivals first. It’s usually the quickest point to get pesos before you join transport queues.
  • Terminal 1 arrival strategy: If you’re landing domestic and heading straight to Mactan resorts or Cebu City, use the Terminal 1 Arrivals ATMs so you have cash before negotiating transport, buying snacks, or tipping porters.
  • Don’t ignore Departures ATMs: If you’re meeting someone landside or arriving very early/late, the Departures check-in areas (Terminal 1 & Terminal 2) can be a good fallback when arrivals machines are busy.
  • Have a near-airport backup: If you prefer a non-terminal setting, nearby areas like The Mactan Newtown (and certain casino/complex locations) have ATMs—useful if you’re staying in Lapu-Lapu and want to avoid peak arrival rush inside the terminals.
  • Bring small bills mindset: Cebu is increasingly card-friendly, but some small vendors and transport scenarios still prefer cash. Withdraw enough for transport + a day of small purchases, then top up later in Cebu City or your resort area if needed.

FAQs – Mactan–Cebu Airport (CEB) ATMs

Are there ATMs in both terminals at Mactan–Cebu Airport (CEB)?
Yes. ATMs are available in both Terminal 1 (Domestic) and Terminal 2 (International), with multiple banks represented across arrivals and departures areas.

Where is the easiest place to withdraw cash after an international arrival at CEB?
The easiest place is usually the Terminal 2 International Arrivals (landside) area after you complete Immigration, baggage claim, and Customs—this is where multiple bank ATMs are typically placed for arriving passengers.

Where is the easiest place to withdraw cash after a domestic arrival at CEB?
The easiest place is usually the Terminal 1 Domestic Arrivals (landside) area near the arrivals exit corridor, where several bank ATMs are positioned for quick access.

Do the ATMs at Mactan–Cebu Airport (CEB) operate 24 hours?
The airport operates 24 hours, and many landside ATM points are available throughout the day and night. Actual access can depend on the specific terminal area (arrivals vs departures) and crowd/security flow at the time you arrive.

Do CEB airport ATMs charge fees for foreign cards?
Often, yes. Many Philippine ATMs apply a per-withdrawal fee for overseas-issued cards, and your home bank may add its own fees. Always review the ATM’s on-screen fee notice before confirming the transaction.

Which ATM should I try first if one machine declines my card?
Try a different bank and/or a different network immediately (for example, switch from an Euronet machine to a bank ATM like BPI/BDO/Metrobank/PNB/UnionBank, or vice versa). Different networks can have different acceptance rules and withdrawal limits.

What if the arrivals ATMs are crowded when I land?
If you have time and prefer fewer queues, consider walking to the next ATM in the same hall (multiple banks are typically clustered), or use a Departures-area ATM landside before you go outside.

Is there a backup place to withdraw cash near the airport?
Yes. Nearby areas in Lapu-Lapu (such as The Mactan Newtown and other commercial complexes) have additional ATMs and can be a convenient fallback if you prefer withdrawing outside the terminals.

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