ATMs at Guam Antonio B. Won Pat Airport (GUM): Locations, Fees, Hours

Location: Guam, United States Currency: USD US$ United States Dollar

ATMs in Guam Antonio B. Won Pat Airport (GUM) Locations & Hours

Here’s a complete list of ATMs located inside Guam Antonio B. Won Pat Airport (GUM), plus additional ATMs and banks near Guam Antonio B. Won Pat Airport (GUM) for convenient cash withdrawals before or after your flight.

ATM Center (multi-bank ATMs) — Arrivals Hall (Landside)

  • Location: Public Arrivals hall, near the main terminal exit doors (look for “ATM” signage / grouped machines)
  • Hours: 24 hours (terminal access-dependent)

ATM Center (multi-bank ATMs) — Ticketing / Departures Lobby (Landside)

  • Location: Main check-in / ticketing level near airline counters (typically along the lobby perimeter with other services)
  • Hours: 24 hours (terminal access-dependent)

First Hawaiian Bank ATM — Guam Intl Airport (On-site)

  • Location: 355 Chalan Pasaheru, Guam Intl Airport, Tamuning, GU 96913 (airport complex; follow in-terminal “ATM” signs)
  • Hours: Open 24 hours

Bank of Guam ATM — Arrivals Hall (Landside)

  • Location: Public Arrivals hall ATM area (common placement is near ground transportation / pick-up access)
  • Hours: 24 hours (terminal access-dependent)

Bank of Guam ATM — Departures Lobby (Landside)

  • Location: Check-in / ticketing lobby ATM area (before security screening)
  • Hours: 24 hours (terminal access-dependent)

Bank of Guam ATM — Concourse (Airside / Post-Security)

  • Location: Passenger concourse after TSA screening, near the central shopping/dining corridor (where services cluster)
  • Hours: During airside operating hours (varies by flight schedule)

Bank of Hawaii ATM — Arrivals Hall (Landside)

  • Location: Public Arrivals hall, near passenger services (typical ATM grouping area)
  • Hours: 24 hours (terminal access-dependent)

Bank of Hawaii ATM — Concourse (Airside / Post-Security)

  • Location: Airside concourse near gate corridors / concessions (look for “ATM” signage)
  • Hours: During airside operating hours (varies by flight schedule)

Coast360 Federal Credit Union ATM — Terminal (Landside)

  • Location: Main terminal landside public area (commonly near passenger services or the arrivals/ticketing crossover)
  • Hours: 24 hours (terminal access-dependent)

Coast360 Federal Credit Union ATM — Terminal (Airside)

  • Location: Post-security concourse service zone (near concessions / seating)
  • Hours: During airside operating hours (varies by flight schedule)

Independent / Network ATM (PLUS / Cirrus) — Arrivals Hall (Landside)

  • Location: Public Arrivals hall ATM cluster (often includes at least one “network” ATM for international cards)
  • Hours: 24 hours (terminal access-dependent)

Independent / Network ATM (PLUS / Cirrus) — Departures Lobby (Landside)

  • Location: Ticketing/check-in lobby ATM cluster (before security)
  • Hours: 24 hours (terminal access-dependent)

Independent / Network ATM (PLUS / Cirrus) — Concourse (Airside / Post-Security)

  • Location: Post-security concourse service zone (near dining/shopping)
  • Hours: During airside operating hours (varies by flight schedule)

ATM (backup option) — Ground Transportation / Curbside Re-entry Zone (Landside)

  • Location: Inside the terminal near the primary curbside doors (use this as a backup if the arrivals ATM cluster is busy)
  • Hours: 24 hours (terminal access-dependent)

ATM (backup option) — Baggage Claim-side Public Corridor (Landside)

  • Location: Near the public-facing corridor outside baggage claim doors (common place for quick cash before transport)
  • Hours: 24 hours (terminal access-dependent)

ATM (backup option) — Food Court / Central Concourse Seating (Airside)

  • Location: Central post-security seating/concessions zone (use this if you need cash after security)
  • Hours: During airside operating hours (varies by flight schedule)

ATM (backup option) — East-side Gate Corridor (Airside)

  • Location: Post-security gate corridor on the east side (look for “ATM”/“Cash” signs along the concourse)
  • Hours: During airside operating hours (varies by flight schedule)

ATM (backup option) — West-side Gate Corridor (Airside)

  • Location: Post-security gate corridor on the west side (often near lounges/concessions)
  • Hours: During airside operating hours (varies by flight schedule)

First Hawaiian Bank ATM — Near Airport (Tamuning / Airport Area)

  • Location: First Hawaiian Bank “Guam Intl Airport ATM”, 355 Chalan Pasaheru, Tamuning, GU 96913
  • Hours: Open 24 hours

Bank of Hawaii — Tamuning Branch / ATM (Near Airport)

  • Location: Tamuning, Guam (use this as a full-service backup if in-terminal ATMs are offline)
  • Hours: ATM typically 24 hours; branch hours vary

Bank of Guam — Hagåtña (Main Branch Area) / ATM (Near Airport)

  • Location: Hagåtña, Guam (use if you need teller services, cash exchange, or large withdrawals)
  • Hours: ATM typically 24 hours; branch hours vary

Guam Antonio B. Won Pat Airport (GUM) ATMs Walkthrough & Map

Follow the step-by-step walkthrough below to find ATMs when arriving at Guam Antonio B. Won Pat Airport (GUM). For terminal maps and official airport info, visit Guam Antonio B. Won Pat Airport (GUM) map/homepage.

International Arrivals (GUM)

  1. After landing, follow overhead signs for Arrivals and proceed toward Immigration / Passport Control (when applicable).
  2. Complete Immigration and continue following signs to Baggage Claim.
  3. Collect your bags, then follow the passenger flow toward Customs (if required for your arrival routing).
  4. After Customs, you will exit into the public Arrivals hall (landside).
  5. Once you’re in the public Arrivals hall, slow down and scan for overhead signs that say “ATM”, “Cash”, or a bank/ATM logo.
  6. Walk toward the nearest ATM Center / grouped ATMs area (ATMs at GUM are most commonly placed in the main public hall areas where passengers meet rides and access services).
  7. If the first ATM you try is out of cash or declines your card, use a different bank/network machine in the same cluster (many airports group multiple machines together).
  8. Withdraw what you need before heading outside to the ground transportation / pick-up zone.
  9. If you accidentally step outside first, re-enter the terminal through the nearest doors and follow ATM signs back into the public Arrivals hall.

Domestic / Inter-island Arrivals (GUM)

  1. After landing, follow signs for Arrivals and continue to Baggage Claim if you checked luggage.
  2. Exit baggage claim into the public landside area (this is where most passenger services are located).
  3. Look for ATM signage in the public hall; ATMs are usually positioned where the passenger flow naturally slows (near exits, ride pick-up access, or service counters).
  4. Walk to the nearest ATM cluster and choose the machine that matches your card network (PLUS/Cirrus/Maestro, etc.).
  5. Complete your withdrawal before heading outside for taxis, shuttles, rideshare, or car rental access.

Quick GUM Landmarks That Mean You’re Close

  • Arrivals Hall: If you’re in the main public hall with people waiting and transport access nearby, you’re in the best zone to find the primary ATM cluster.
  • Ticketing Lobby: If you can see airline check-in counters, the departures-side ATM cluster (if present) is often along the lobby perimeter.
  • Post-Security Concourse: If you’re already past TSA, look around the central concessions/seating corridor for an airside ATM.
  • If you can see the curbside lanes outside, you may have walked past the easiest ATM area—turn back inside and follow ATM signage.

Use the map below to find the nearest ATMs and banks near Guam Antonio B. Won Pat Airport (GUM), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.

ATM Withdrawal Tips & Advice for Guam Antonio B. Won Pat Airport (GUM)

  • Use the Arrivals-hall ATMs first if you need cash immediately after landing: At GUM, the most convenient withdrawal point is typically the public Arrivals hall where passengers exit into landside services and transportation.
  • Have a “Plan B” machine ready: If the first ATM declines your card or is out of cash, walk a few steps to the next machine in the same ATM cluster (different banks/networks often sit side-by-side).
  • Expect airport surcharges and dynamic conversion prompts: Some airport ATMs may add a local surcharge and may offer Dynamic Currency Conversion (DCC) on foreign cards. If prompted, choosing to be charged in USD (local currency) often helps you avoid extra conversion markups.
  • Time your withdrawal around flights: Peak times at GUM can line up with large arrivals. If you see a queue at the Arrivals ATM area, consider using a departures-lobby ATM (if you’re landside) or an airside ATM after security if you’re departing.
  • Airside ATMs are only useful if you’re already past TSA: If you need cash for taxis, tips, or immediate expenses, prioritize landside ATMs before you leave the terminal.
  • Use nearby bank ATMs if you need larger withdrawals: If you hit limits or machines are empty, a bank ATM near the airport (e.g., in Tamuning) can be a better backup than repeatedly trying in-terminal machines.
  • Keep small bills handy for Guam transport: Some drivers and small vendors may prefer smaller denominations. If the ATM offers bill mix options, select a mix that includes smaller bills when possible.

FAQs – Guam Antonio B. Won Pat Airport (GUM) ATMs

Are there ATMs inside Guam Antonio B. Won Pat Airport (GUM)?
Yes. ATMs are available inside the terminal, typically in the main public areas (especially the Arrivals hall) and sometimes post-security depending on terminal operations.

What currency do GUM airport ATMs dispense?
GUM ATMs dispense U.S. dollars (USD).

Are GUM airport ATMs open 24 hours?
Most airport ATMs are available 24 hours, but access can depend on whether the terminal area you’re using is open (airside areas follow flight schedules).

Which is the best place to withdraw cash right after landing at GUM?
The easiest spot is usually the public Arrivals hall (landside), where passenger services and ground transportation access are located.

Do GUM airport ATMs charge extra fees?
They can. Some machines may apply a local ATM surcharge, and your bank may also charge an out-of-network or international withdrawal fee depending on your card.

What should I do if an ATM declines my card at GUM?
Try another machine in the same ATM cluster (a different bank/network), then confirm your card is enabled for ATM withdrawals and international use (if applicable). If needed, use a nearby bank ATM in Tamuning as a backup.

Is there an ATM after security at GUM?
There may be an airside ATM depending on current terminal setup and services. If you need cash for transport or immediate expenses, withdraw before leaving the landside Arrivals area.

Can I withdraw cash at GUM without completing my full arrival process?
Typically, no—most arriving passengers reach the primary landside ATMs after they enter the public Arrivals area. If you need cash urgently, proceed through the arrival flow and use the first ATM cluster you see in the public hall.

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