ATMs at San Antonio Airport (SAT): Locations, Fees, Hours

Location: San Antonio, United States Currency: USD US$ United States Dollar

ATMs in San Antonio Airport (SAT) Locations & Hours

Here’s a complete list of ATMs located inside San Antonio Airport (SAT), plus additional ATMs and banks near San Antonio Airport (SAT) for convenient cash withdrawals before or after your flight.

ATM — Terminal A Arrivals (Lower Level), Baggage Claim Hall

  • Location: Terminal A, Lower Level (Arrivals) — inside the baggage claim hall (landside/public area)
  • Hours: Typically accessible 24/7 (Arrivals level is generally open; access may be restricted during overnight security closures)

ATM — Terminal A Arrivals (Lower Level), Entry Point From Gates to Baggage Claim

  • Location: Terminal A, Lower Level — near the main walk-in path as you enter the baggage claim area from your arriving flight
  • Hours: Typically accessible 24/7 (landside/public area)

ATM — Terminal A Departures (Upper Level), Opposite Delta Ticketing

  • Location: Terminal A, Upper Level (Departures) — in/near the main lobby area opposite the Delta Air Lines ticketing desk
  • Hours: Typically accessible 24/7 (landside/public area)

ATM — Terminal A Departures (Upper Level), Main Lobby (Center Court Area)

  • Location: Terminal A, Upper Level — main lobby/center court area before security (near the central seating/amenities cluster)
  • Hours: Typically accessible 24/7 (landside/public area)

ATM — Terminal A (Airside), Near Gate A4

  • Location: Terminal A, South Concourse (post-security) — near Gate A4 area
  • Hours: During operating hours of the secure concourse (varies by TSA checkpoint hours and flight schedules)

ATM — Terminal A (Airside), Opposite Gate A6

  • Location: Terminal A, South Concourse (post-security) — opposite Gate A6 area
  • Hours: During operating hours of the secure concourse (varies by TSA checkpoint hours and flight schedules)

ATM — Terminal A (Airside), Opposite Gate A12

  • Location: Terminal A, North Concourse (post-security) — opposite Gate A12 area
  • Hours: During operating hours of the secure concourse (varies by TSA checkpoint hours and flight schedules)

ATM — Terminal A (Airside), Concourse Core (Between A10–A14 Zones)

  • Location: Terminal A, post-security — central concourse spine between the A10–A14 gate cluster (near the main amenity icons on the concourse)
  • Hours: During operating hours of the secure concourse

ATM — Terminal A (Airside), North Concourse Near Gate A16

  • Location: Terminal A, post-security — near the north end gate cluster around Gate A16
  • Hours: During operating hours of the secure concourse

ATM — Terminal A (Airside), South Concourse Near Gates A1–A3

  • Location: Terminal A, post-security — south concourse near the Gate A1–A3 end (near the bottom of the concourse spine)
  • Hours: During operating hours of the secure concourse

ATM — Terminal B Arrivals (Lower Level), Near Baggage Carousel 1

  • Location: Terminal B, Lower Level (Arrivals) — near baggage carousel 1 area (landside/public area)
  • Hours: Typically accessible 24/7 (landside/public area)

ATM — Terminal B Arrivals (Lower Level), Near USO Area

  • Location: Terminal B, Lower Level (Arrivals) — near the USO area (landside/public area)
  • Hours: Typically accessible 24/7 (landside/public area)

ATM — Terminal B Arrivals (Lower Level), North End of Terminal

  • Location: Terminal B, Lower Level — at/near the north end of the building on the arrivals side (landside/public area)
  • Hours: Typically accessible 24/7 (landside/public area)

ATM — Terminal B Departures (Upper Level), Near Security Checkpoint Entrance

  • Location: Terminal B, Upper Level (Departures) — near the entrance to the security checkpoint (pre-security/landside)
  • Hours: Typically accessible 24/7 (landside/public area)

ATM — Terminal B (Airside), After Security (Concourse Entrance)

  • Location: Terminal B, post-security — immediately after the TSA checkpoint as you enter the gate concourse
  • Hours: During operating hours of the secure concourse

ATM — Terminal B (Airside), Between Gates B3–B5

  • Location: Terminal B, post-security — between Gates B3 and B5 in the gate concourse
  • Hours: During operating hours of the secure concourse

ATM — Terminal B (Airside), Food Court Area

  • Location: Terminal B, post-security — near the food court cluster
  • Hours: During operating hours of the secure concourse

ATM — Terminal B (Airside), Gate Area Mid-Concourse (B1–B4 Spine)

  • Location: Terminal B, post-security — along the main concourse spine around the B1–B4 gate zone
  • Hours: During operating hours of the secure concourse

ATM — Terminal B (Airside), Gate Area North (B7–B9 Zone)

  • Location: Terminal B, post-security — near the upper/north end of the gate area around Gates B7–B9
  • Hours: During operating hours of the secure concourse

Wells Fargo ATM — Thousand Oaks & Nacogdoches (Offsite)

  • Location: 12320 Nacogdoches Rd, San Antonio, TX 78217 (approx. 4–5 miles from SAT)
  • Hours: 24 hours

Wells Fargo Bank + ATM — Thousand Oaks (MB)

  • Location: 16414 San Pedro Ave, San Antonio, TX 78232 (approx. 4–5 miles from SAT)
  • Hours: ATM typically 24 hours (bank lobby hours vary)

Bank of America ATM — San Antonio Area (Multiple Nearby Options)

  • Location: Several Bank of America ATMs operate around north San Antonio; choose the closest to SAT via the official locator
  • Hours: Many are listed as open 24 hours (varies by site)

IBC Bank ATM — 1500 NE Interstate Loop 410

  • Location: 1500 NE Interstate Loop 410, San Antonio, TX 78209 (near the airport/Loop 410 corridor)
  • Hours: Open 24 hours

IBC Bank ATM — Castle Hills Branch (ATM)

  • Location: 2201 NW Military Dr, San Antonio, TX 78213 (northwest of SAT)
  • Hours: Open 24 hours

USAA ATM/Branch Network — San Antonio Area

  • Location: Use the USAA locator to find the closest USAA ATM near SAT (availability varies by partner site)
  • Hours: Varies by specific ATM location

San Antonio Airport (SAT) ATMs Walkthrough & Map

Follow the step-by-step walkthrough below to find ATMs when arriving at San Antonio Airport (SAT). For terminal maps and official airport info, visit San Antonio Airport (SAT) map/homepage.

Terminal A Arrivals (Lower Level) — Where Most International Arrivals Process

  1. After landing, follow airport signs for Arrivals and Baggage Claim (Terminal A).
  2. If you’re arriving internationally, you’ll clear U.S. Customs and Border Protection in Terminal A first, then follow signs to Baggage Claim.
  3. Once you enter the Terminal A baggage claim hall (landside/public area), slow down and scan for the ATM symbol (ATMs are listed as available in Terminal A baggage claim).
  4. If you don’t see it immediately, walk the perimeter of baggage claim near the main pedestrian flow (ATMs are commonly placed near exits, information desks, and high-traffic corners).
  5. Withdraw the cash you need before heading outside to ground transportation, rideshare, taxis, or parking.
  6. If you accidentally exit the building first, re-enter the baggage claim lobby and look for the ATM symbol again.

Terminal B Arrivals (Lower Level)

  1. After landing, follow signs for Arrivals and Baggage Claim (Terminal B).
  2. Enter the Terminal B baggage claim hall (landside/public area).
  3. Look for ATMs near major landmarks such as the USO area and baggage carousels (these are noted ATM zones in Terminal B).
  4. Withdraw cash before you head outside to the passenger pick-up lanes and ground transportation.
  5. If you need an ATM after meeting someone curbside, return inside the arrivals level and follow the nearest ATM signage.

If You’re Departing (Best Pre-Security ATM Strategy)

  1. Go to the ticketing lobby of the terminal you’re using (Terminal A or Terminal B).
  2. Before entering TSA, look around the lobby and center areas for the ATM icon (SAT notes ATMs throughout the ticketing lobby).
  3. Withdraw cash before security so you have maximum flexibility (ATMs airside are only reachable during checkpoint/concourse operating hours).
  4. After withdrawing cash, proceed to the security checkpoint.

Quick SAT Landmarks That Mean You’re Close

  • Terminal A: If you are in the ticketing lobby, the center court, or the baggage claim hall, you’re in one of the core ATM zones.
  • Terminal B: If you’re near the USO, baggage carousel 1, or the food court, you’re close to one of the commonly referenced ATM areas.
  • Airside: If you’ve passed TSA and are walking the gate concourse, look for the ATM icon near key gate clusters (e.g., A4/A6/A12 or B3–B5).

Use the map below to find the nearest ATMs and banks near San Antonio Airport (SAT), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.

ATM Withdrawal Tips & Advice for San Antonio Airport (SAT)

  • Use the ticketing lobby ATMs if you’re unsure about TSA hours: SAT notes ATMs throughout the ticketing lobby, which is typically the most accessible area at any time of day.
  • Arriving internationally? Plan to withdraw in Terminal A baggage claim: International arrivals process through Terminal A, and SAT specifically notes ATMs in Terminal A baggage claim—a practical first stop after the formalities.
  • If a secure-area ATM is out of service, don’t backtrack through security: Instead, wait until you’re landside (ticketing lobby or baggage claim) or use the arrivals-level ATMs in your terminal; it’s usually faster than re-clearing TSA.
  • Have a backup plan for very late-night arrivals: While ATMs can be available in public areas, some doors and corridors may be restricted overnight—know that there are also bank/ATM options a short drive away in north San Antonio.
  • When you need foreign currency services, go to Terminal A’s travel center: SAT lists currency exchange services in Terminal A (useful if you’re returning overseas and want to convert leftover cash).
  • Check the on-screen surcharge before you confirm: SAT’s on-site ATMs may display an operator surcharge; if it’s high, consider doing one larger withdrawal instead of multiple small transactions.
  • Prefer an arrivals-level ATM for rideshare/taxi cash tips: The easiest time to grab cash is right before you head to ground transportation on the lower level, especially if you may want to tip drivers or porters.

FAQs – San Antonio Airport (SAT) ATMs

Where are ATMs located inside San Antonio Airport (SAT)?
SAT notes that ATMs are located throughout the ticketing lobby, in the concourses (post-security), and in Terminal A baggage claim.

Is there an ATM in Terminal A baggage claim?
Yes. SAT specifically lists ATMs in Terminal A baggage claim, which is a convenient landside spot after arrival.

Are there ATMs in Terminal B?
Yes. ATMs are listed in SAT’s terminal areas and are commonly referenced around Terminal B arrivals and the concourse, including the food court area.

Can I use an ATM without going through TSA security?
Yes. Your best options without TSA are in the ticketing lobbies (Terminal A or B) and baggage claim areas, which are landside/public.

Are SAT airport ATMs open 24 hours?
ATMs themselves can operate continuously, but your access depends on whether you’re in a public (landside) area or a secure (airside) concourse. Landside areas are generally the easiest to access late at night.

Do SAT airport ATMs charge fees?
Fees vary by ATM operator and your bank. Any operator surcharge is typically shown on-screen before you finalize the transaction, and your own bank may add additional fees.

Which terminal do international arrivals use at SAT (and where should I look for an ATM after landing)?
International arrivals process through Terminal A. After clearing formalities, head to Terminal A baggage claim where SAT notes ATMs are available.

What if the airport ATMs are out of service?
Use the closest off-airport bank/ATM (north San Antonio has many 24-hour ATMs within a short drive), or withdraw at a different landside spot such as the ticketing lobby or the other terminal’s baggage claim area.

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