ATMs at Kos Island Airport (KGS): Locations, Fees, Hours

Location: Kos, Greece Currency: EUR € European Euro

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ATMs in Kos Island Airport (KGS) Locations & Hours

Here’s a complete list of ATMs located inside Kos Island Airport (KGS), plus additional ATMs and banks near Kos Island Airport (KGS) for convenient cash withdrawals before or after your flight.

Eurobank ATM — All Users Area (Landside)

  • Location: All Users Area (public/landside terminal area). Look for “ATM” signage in the main public hall.
  • Hours: 00:00–23:59 (terminal operating hours)

Euronet ATM — Departures & Arrivals, Airside (After Security)

  • Location: Airside concourse after Security Screening, serving both departures and passengers already inside the secure area.
  • Hours: During airside operation (typically within 00:00–23:59; depends on security/flight schedule)

Cashflex ATM — All Users Area (Landside)

  • Location: All Users Area (public/landside terminal area), in the same general “services” zone as other passenger facilities.
  • Hours: 00:00–23:59 (terminal operating hours)

Piraeus Bank ATM — Kardamena (Resort Area, Near-Airport Option)

  • Location: Kardamena center area (close to the airport road; search “Piraeus Bank ATM Kardamena” on the map below).
  • Hours: Typically 24 hours (street/vestibule ATM access varies by exact unit)

National Bank of Greece (NBG) ATM — Antimachia Village (Closest Village to KGS)

  • Location: Antimachia village area (search “National Bank ATM Antimachia” on the map below; Antimachia is the airport’s immediate locality).
  • Hours: Typically 24 hours (street/vestibule ATM access varies by exact unit)

Piraeus Bank ATM / Branch Area — Kos Town (Eleftheriou Venizelou & Korai)

  • Location: Kos Town, Eleftheriou Venizelou St. & Korai St. (use the map below if you want city access after arrival).
  • Hours: ATM typically 24 hours; branch hours (if needed) are usually business hours

Eurobank ATM — Kos Town Center (Near Port / Shopping Streets)

  • Location: Kos Town center (search “Eurobank ATM Kos 853 00” on the map below; multiple units exist around the main tourist core).
  • Hours: Typically 24 hours (street/vestibule ATM access varies by exact unit)

Alpha Bank ATM — Kos Town Center (Bank ATM Option)

  • Location: Kos Town center (search “Alpha Bank ATM Kos” on the map below).
  • Hours: Typically 24 hours (street/vestibule ATM access varies by exact unit)

National Bank of Greece (NBG) ATM — Kos Town Center (Bank ATM Option)

  • Location: Kos Town center (search “National Bank of Greece ATM Kos” on the map below).
  • Hours: Typically 24 hours (street/vestibule ATM access varies by exact unit)

Eurobank ATM — Kefalos Area (West Kos, If Your Hotel Is There)

  • Location: Kefalos village / resort area (search “Eurobank ATM Kefalos Kos” on the map below).
  • Hours: Typically 24 hours (street/vestibule ATM access varies by exact unit)

Piraeus Bank ATM — Kefalos Area (West Kos, Alternative Bank ATM)

  • Location: Kefalos village / resort area (search “Piraeus Bank ATM Kefalos Kos” on the map below).
  • Hours: Typically 24 hours (street/vestibule ATM access varies by exact unit)

Bank ATM Cluster — Kos Port / Harbour Area (Multiple Banks & Independent ATMs)

  • Location: Kos Town port/harbour approaches (high-density ATM area; search “ATM near Kos Port” on the map below).
  • Hours: 24 hours (most street ATMs); individual machines vary

Kos Island Airport (KGS) ATMs Walkthrough & Map

Follow the step-by-step walkthrough below to find ATMs when arriving at Kos Island Airport (KGS). For terminal maps and official airport info, visit Kos Island Airport (KGS) map/homepage.

International Arrivals (KGS) — Fastest Route to Landside ATMs

  1. After landing, follow signs for Arrivals and proceed into the terminal corridor.
  2. In peak summer charter periods, keep moving with the crowd toward Baggage Claim.
  3. Collect your luggage at Baggage Claim.
  4. Follow the passenger flow to the exit into the public arrivals hall (landside / All Users Area).
  5. Once you enter the public hall, stop for a moment and scan overhead signage for the “ATM” icon.
  6. Head to the All Users Area ATMs (this is where the airport lists bank/ATM services accessible without going through Security).
  7. If you only see an airside ATM option and you are already landside, do not go back through Security—use the landside ATM(s) first.
  8. If the landside ATMs are busy or out of service, consider withdrawing a smaller “first-day” amount and using a bank ATM later in Antimachia, Kardamena, or Kos Town (see map below).

Departures (KGS) — When You Need Cash After Security

  1. Enter the terminal and go to the Departures side/check-in area.
  2. If you want to avoid airside ATM surcharges, withdraw from the All Users Area (landside) before you go through Security.
  3. Proceed through Security Screening when you’re ready.
  4. After Security, look around the main airside concourse for “ATM” signage—KGS lists an airside ATM option serving departures.
  5. If an airside ATM offers an unfavorable currency conversion, cancel and choose the option to be charged in EUR (euros).

Quick KGS Landmarks That Mean You’re Close

  • Landside (All Users Area): If you’re in the public arrivals hall where people meet arriving passengers and car-rental desks are nearby, you’re in the right zone for the terminal’s public ATMs.
  • Airside: If you’ve cleared Security and are in the main waiting/shopping area before gates, you’re close to the airside ATM option.
  • If you’re already outside at the bus/taxi/shuttle area and still need cash, go back inside and follow the ATM icons in the public hall.

Use the map below to find the nearest ATMs and banks near Kos Island Airport (KGS), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.

ATM Withdrawal Tips & Advice for Kos Island Airport (KGS)

  • KGS has limited on-site ATM operators: The airport lists a small set of ATM providers (public “All Users Area” options plus an airside ATM). If you see a fee you don’t like, your best “Plan B” is usually a bank ATM in Antimachia or Kardamena rather than hunting for more choices inside the terminal.
  • Summer peak crowds change everything: Kos is a heavy summer charter airport. If you land during a wave of arrivals, go to the landside ATM quickly (before the taxi/transfer rush), or wait until the initial line clears to reduce time stress.
  • Expect different surcharges by operator at KGS: Travelers commonly report that airport/independent networks can charge higher withdrawal fees than Greek bank ATMs. Always read the ATM fee screen at KGS and cancel if the surcharge is high—then try the other landside machine.
  • Prioritize landside before you pass Security: If you’re departing and want cash, withdraw in the All Users Area first; the airside ATM is convenient but may have higher fees and fewer alternatives if it’s down or busy.
  • Watch for DCC prompts at the airport machines: At KGS, you may be offered “pay/withdraw in your home currency.” Decline and choose EUR to avoid the airport ATM setting its own exchange rate.
  • Have a cash plan for late arrivals: The terminal operates nearly all day (00:00–23:59), but if you arrive very late and an ATM is out of service, the quickest fix is often withdrawing at a bank ATM in Antimachia on the way to your accommodation.
  • Don’t over-withdraw at the airport: Use KGS ATMs for immediate needs (bus/taxi tips, small purchases), then switch to a mainstream Greek bank ATM in your resort/town for larger withdrawals once you’re settled.

FAQs – Kos Island Airport (KGS) ATMs

Where are the ATMs inside Kos Island Airport (KGS)?
KGS lists ATMs in the All Users Area (public/landside terminal hall) and an additional ATM option in the airside area after you pass Security.

Are there ATMs in the public arrivals hall at KGS?
Yes. The airport lists ATM access in the All Users Area, which is the public/landside zone you reach after exiting baggage claim into the arrivals hall.

Is there an ATM after Security at KGS?
Yes. KGS lists an airside ATM option (after Security). Use it for convenience if needed, but check the on-screen surcharge before confirming.

What fees should I expect at KGS airport ATMs?
Fees vary by operator and card type. At Kos airport, travelers often report different surcharges depending on whether the machine is a Greek bank ATM or an independent network ATM. Always read the fee disclosure screen before accepting.

What currency do KGS airport ATMs dispense?
Kos Island Airport (KGS) ATMs dispense euros (EUR).

What should I do if the ATM offers to charge my card in my home currency?
Select the option to be charged in EUR. The “home currency” option is typically a Dynamic Currency Conversion (DCC) prompt that can apply a worse exchange rate.

What if the airport ATM is out of cash or not working?
Because KGS has limited on-site ATM providers, the fastest backup is withdrawing at a bank ATM in Antimachia (closest village) or Kardamena (near-airport resort area) on your route from the airport.

Is the KGS terminal open 24 hours for ATM access?
KGS lists terminal operating hours as 00:00–23:59. ATMs inside the terminal are generally accessible during those operating hours, and airside ATM access depends on Security/flight operations.

Kos Airport Related Services

Things to do in Kos: