ATMs at Hilo Airport (ITO): Locations, Fees, Hours

Location: Hilo, United States Currency: USD US$ United States Dollar

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ATMs in Hilo Airport (ITO) Locations & Hours

Here’s a complete list of ATMs located inside Hilo Airport (ITO), plus additional ATMs and banks near Hilo Airport (ITO) for convenient cash withdrawals before or after your flight.

ATM (On-Site) — Near Restaurant / TSA Security Checkpoint (Landside)

  • Location: Main terminal (General Lyman Terminal), landside hallway near the Restaurant—left of the TSA Security Checkpoint area
  • Hours: Accessible during terminal public-access hours (typically early morning through the last departure; exact access can vary by flight schedule)

Important: How many ATMs are actually inside ITO?

  • Hilo Airport (ITO) is a smaller, single-terminal airport. The official airport “Banks & ATMs” listing typically shows one on-site ATM location (near the Restaurant by the TSA checkpoint). If you need a backup option, use one of the nearby 24/7 ATMs listed below (many are 5–10 minutes away in Hilo).

HawaiiUSA Federal Credit Union — IEG Branch ATM (Near ITO / Kekuanaoa St)

  • Location: 375 Kekuanaoa Street, Hilo, HI 96720 (on the main road between ITO and Hilo town; short drive from the airport)
  • Hours: Mon–Fri 09:00–17:00; Sat–Sun Closed

Bank of Hawaii — Drive-Through ATM (Hilo Branch / Kinoole St)

  • Location: 1339 Kinoole Street, Hilo, HI 96720 (drive-through “Banklanai” ATM; short drive from ITO)
  • Hours: 24/7 (ATM); Branch lobby hours vary by day

American Savings Bank — ATM (Hilo Branch / Pauahi St)

  • Location: 100 Pauahi Street, Hilo, HI 96720 (near Aupuni St; close to downtown Hilo)
  • Hours: Mon–Thu 08:00–17:00; Fri 08:00–18:00; Sat 09:00–13:00

First Hawaiian Bank — No-Envelope ATM (Hilo Branch / Kilauea Ave)

  • Location: 1205 Kilauea Avenue, Hilo, HI 96720
  • Hours: Tue–Fri 08:30–16:00; Sat 09:00–13:00; Sun Closed (holiday hours may apply)

First Hawaiian Bank ATM — 7-Eleven Kinoole (24/7)

  • Location: 895 Kinoole Street, Hilo, HI 96720 (convenient 24-hour fallback for late arrivals)
  • Hours: 24/7

First Hawaiian Bank ATM — 7-Eleven Kilauea (24/7)

  • Location: 1321 Kilauea Avenue, Hilo, HI 96720
  • Hours: 24/7

First Hawaiian Bank ATM — 7-Eleven Kawili (24/7)

  • Location: 74 West Kawili Street, Hilo, HI 96720
  • Hours: 24/7

Hawaii Community Federal Credit Union — ATM (Hilo Branch / Aupuni St)

  • Location: 111 Aupuni Street, Hilo, HI 96720 (downtown Hilo area)
  • Hours: Mon–Thu 08:30–16:30; Fri 08:30–18:00; Sat 08:30–12:00

CU Hawaii Federal Credit Union — Walk-Up & Drive-Up ATM (Hilo Main Branch / Hinano St)

  • Location: 476 Hinano Street, Hilo, HI 96720
  • Hours: 24/7 (ATM)

CU Hawaii Federal Credit Union — Walk-Up ATM (Hilo Puainako / Puainako St)

  • Location: 50 E. Puainako Street, Suite 112, Hilo, HI 96720
  • Hours: 24/7 (ATM)

Hilo Airport (ITO) ATMs Walkthrough & Map

Follow the step-by-step walkthrough below to find ATMs when arriving at Hilo Airport (ITO). For terminal maps and official airport info, visit Hilo Airport (ITO) map/homepage.

Main Terminal Arrivals (ITO) — Interisland / Mainland Arrivals

  1. After landing, follow signs for Arrivals and Baggage Claim.
  2. ITO is primarily a domestic airport—most arriving passengers will walk directly to Baggage Claim without immigration formalities.
  3. Collect your luggage, then continue toward the exit into the public (landside) arrivals / lobby area.
  4. Once you’re in the public lobby, look for the airport’s central corridor with the Restaurant and the entrance to the TSA Security Checkpoint (for departures).
  5. Walk toward the TSA Security Checkpoint entrance, then turn to the left side of the checkpoint/restaurant area.
  6. Look for signage that says “ATM” or a wall-mounted ATM near the Restaurant area—this is the airport’s on-site ATM location.
  7. Withdraw the cash you need before heading out to ground transportation, rental cars, or the pick-up curb.
  8. If you don’t see the ATM quickly, stop near the Restaurant / security checkpoint junction and scan the walls—at ITO, the ATM is not a large “ATM room,” it’s typically a single machine near the main passenger flow.
  9. If the on-site ATM is out of service or there’s a line, use the nearby 24/7 ATMs (7-Eleven options listed above) once you leave the airport.

Commuter Terminal Arrivals (ITO) — If Your Flight Uses the Separate Commuter Building

  1. After landing, follow signs for Arrivals and exit the commuter facility into the public area.
  2. Confirm whether you need to walk/ride to the Main Terminal (General Lyman Terminal) for baggage, rental cars, or ground transportation.
  3. Once you reach the Main Terminal public lobby, head toward the Restaurant and TSA Security Checkpoint area.
  4. Position yourself facing the TSA checkpoint entrance, then check the left side near the Restaurant for the airport ATM.
  5. If you’re short on time (or it’s late), skip the on-site ATM and drive to a 24/7 ATM in Hilo (7-Eleven Kinoole, Kilauea, and Kawili are common fast options).

Quick ITO Landmarks That Mean You’re Close

  • If you can see (or smell) the Restaurant in the main terminal lobby, you’re in the right zone—this is where the on-site ATM is typically located.
  • If you’re standing in front of the TSA Security Checkpoint entrance for departures, check left of the checkpoint area.
  • If you’ve already walked outside to the pick-up curb / parking / rental car area, you’ve gone past the easiest ATM spot—turn back inside and head to the Restaurant / TSA checkpoint area.

Use the map below to find the nearest ATMs and banks near Hilo Airport (ITO), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.

ATM Withdrawal Tips & Advice for Hilo Airport (ITO)

  • Plan for a single on-site ATM: ITO is small and typically lists one airport ATM near the Restaurant by the TSA checkpoint. If you absolutely need cash right away (or you’re traveling with a group), consider using a nearby off-airport ATM after you pick up your car.
  • Best “late-night backup” after landing: If you arrive late and don’t want to rely on the airport ATM, the 24/7 First Hawaiian Bank ATMs at nearby 7-Eleven locations in Hilo are often the fastest fallback options.
  • Withdraw before you enter the rental-car flow: At ITO, rental cars and parking are directly in front of/adjacent to the terminal area. It’s easier to grab cash inside before you’re juggling bags at the curb or waiting for a shuttle.
  • Expect flight-schedule-driven staffing: Many airport services in Hilo run on flight schedules. If you land between banks’ open hours, rely on 24/7 drive-through / walk-up ATMs (e.g., credit-union or convenience-store ATMs) rather than branch lobbies.
  • If you’re visiting farmers markets or local roadside stands: Hilo and the east side of Hawai‘i Island have plenty of small vendors where cash is convenient. Consider withdrawing a bit extra in one transaction to reduce repeat ATM fees.
  • Watch for “out-of-network” prompts: Many travelers to Hilo use mainland banks. If you see multiple fees (ATM surcharge + your bank fee), it can be cheaper to use an ATM your bank partners with (or do one larger withdrawal).
  • If the on-site ATM is out of service: Don’t keep waiting—ITO is close to town. Drive 5–10 minutes and you’ll find multiple ATMs (including 24/7 options) without disrupting your trip.

FAQs – Hilo Airport (ITO) ATMs

Where are the ATMs located inside Hilo Airport (ITO)?
The on-site airport ATM is typically located in the main terminal public area near the Restaurant and to the left of the TSA Security Checkpoint entrance.

Is the Hilo Airport (ITO) ATM before or after security?
The on-site ATM is typically in the public (landside) terminal area near the Restaurant—so you can use it whether you’re arriving or departing, without going through TSA.

How many ATMs are inside Hilo Airport (ITO)?
ITO is a smaller airport and typically lists one on-site ATM location. For backups, use nearby off-airport ATMs in Hilo (several 24/7 options are listed above).

What are the hours for the on-site ATM at Hilo Airport (ITO)?
The on-site ATM is accessible during terminal public-access hours, which generally follow the flight schedule (early morning through the last departure). If you arrive very late, use a nearby 24/7 ATM in Hilo.

How much are ATM fees at Hilo Airport (ITO)?
Fees vary by ATM operator and your bank. The ATM will display any surcharge on-screen before you confirm the transaction. Your bank may also add its own out-of-network or foreign transaction fee.

Can I get cash after I go through security at ITO?
If you already cleared TSA and realize you need cash, you may need to exit back to landside (if allowed) to use the on-site ATM near the Restaurant. To avoid this, withdraw cash before entering the TSA checkpoint.

Are there banks or currency exchange counters inside Hilo Airport (ITO)?
ITO generally does not function like a large international hub with full bank counters or currency exchange desks. Plan to use the on-site ATM or visit a bank/credit union in Hilo.

What’s the closest 24/7 ATM to Hilo Airport (ITO)?
Several 7-Eleven locations in Hilo have 24/7 First Hawaiian Bank ATMs. These are common fast options when the airport is quiet or you want a backup to the on-site ATM.

What should I do if the airport ATM is out of cash or not working?
Head into Hilo (about a short drive) and use a 24/7 ATM at a convenience store or a walk-up/drive-up ATM at a local credit union. The nearby list above is designed specifically for quick fallbacks from ITO.

Hilo Airport Related Services

Things to do in Hilo: