ATMs at Sacramento Airport (SMF): Locations, Fees, Hours

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ATMs in Sacramento Airport (SMF) Locations & Hours

Here’s a complete list of ATMs located inside Sacramento Airport (SMF), plus additional ATMs and banks near Sacramento Airport (SMF) for convenient cash withdrawals before or after your flight.

Bank of America ATM / Vending/ATM Machines — Terminal A, Level 1 (Landside)

  • Location: Terminal A, Level 1, landside (public area near ticketing/baggage claim corridors; follow “ATM” signage)
  • Hours: 24/7 (airport-access dependent)

Bank of America ATM / Vending/ATM Machines — Terminal A, Level 2 (Post-Security / Upper Level)

  • Location: Terminal A, Level 2, post-security upper level (in the concourse zone; follow “ATM” signage near central amenities)
  • Hours: 24/7 (post-security access depends on TSA checkpoint hours)

Bank of America ATM / Vending/ATM Machines — Terminal B, Level 1 (Landside)

  • Location: Terminal B, Level 1, landside (public area near baggage claim / ground transportation flow)
  • Hours: 24/7 (airport-access dependent)

Bank of America ATM / Vending/ATM Machines — Terminal B, Level 3 (Post-Security) — ATM Point 1

  • Location: Terminal B, Level 3, post-security concourse (near the main passenger flow after TSA; look for “ATM” signage)
  • Hours: 24/7 (post-security access depends on TSA checkpoint hours)

Bank of America ATM / Vending/ATM Machines — Terminal B, Level 3 (Post-Security) — ATM Point 2

  • Location: Terminal B, Level 3, post-security concourse (secondary ATM point along the main concourse walkway)
  • Hours: 24/7 (post-security access depends on TSA checkpoint hours)

Bank of America ATM / Vending/ATM Machines — Terminal B, Level 3 (Post-Security) — ATM Point 3

  • Location: Terminal B, Level 3, post-security concourse (additional ATM point near mid-concourse amenities)
  • Hours: 24/7 (post-security access depends on TSA checkpoint hours)

Bank of America ATM / Vending/ATM Machines — Terminal B, Level 3 (Post-Security) — ATM Point 4

  • Location: Terminal B, Level 3, post-security concourse (additional ATM point near dining/shopping nodes)
  • Hours: 24/7 (post-security access depends on TSA checkpoint hours)

Bank of America ATM / Vending/ATM Machines — Terminal B, Level 3 (Post-Security) — ATM Point 5

  • Location: Terminal B, Level 3, post-security concourse (additional ATM point near gate corridors—scan signage along the wall/columns)
  • Hours: 24/7 (post-security access depends on TSA checkpoint hours)

Bank of America ATM / Vending/ATM Machines — Terminal B, Level 3 (Post-Security) — ATM Point 6

  • Location: Terminal B, Level 3, post-security concourse (additional ATM point—useful if other machines are busy)
  • Hours: 24/7 (post-security access depends on TSA checkpoint hours)

Bank of America ATM — Natomas / Airport Blvd Corridor (Near SMF)

  • Location: Natomas/Airport Blvd corridor (short ride from SMF; multiple ATMs in retail/office pockets)
  • Hours: 24/7 (ATM; branch hours vary)

Chase ATM — Natomas / Airport Blvd Corridor (Near SMF)

  • Location: Natomas/Airport Blvd corridor (common corridor for quick banking stops)
  • Hours: 24/7 (ATM; branch hours vary)

Wells Fargo ATM — Natomas (On the way to Downtown Sacramento)

  • Location: Natomas shopping/arterial corridors between SMF and downtown
  • Hours: 24/7 (ATM; branch hours vary)

U.S. Bank ATM — Natomas (Retail/Shopping Areas)

  • Location: Natomas retail clusters with multiple banks and ATMs (good backup if you prefer U.S. Bank)
  • Hours: 24/7 (ATM; branch hours vary)

Golden 1 Credit Union ATM — Natomas / Sacramento (Local Credit Union Option)

  • Location: Natomas/Sacramento banking areas (often has easy access and parking)
  • Hours: 24/7 (ATM; branch hours vary)

SAFE Credit Union ATM — Sacramento (Regional Option)

  • Location: Sacramento/Natomas corridors (useful if your card participates in surcharge-free networks)
  • Hours: 24/7 (ATM; branch hours vary)

Bank of the West / BMO ATM — Sacramento (Banking Corridors)

  • Location: Sacramento banking corridors (additional ATM network option; availability depends on location)
  • Hours: 24/7 (ATM; branch hours vary)

Citibank ATM (Select Locations) — Sacramento Area

  • Location: Selected Sacramento-area ATM points (best to check map-based availability)
  • Hours: 24/7 (ATM; varies by site)

Allpoint / Surcharge-Free Network ATMs — Convenience Stores Near SMF Corridor

  • Location: Convenience stores and retail points around Natomas and SMF approach roads (availability depends on your bank’s network participation)
  • Hours: Often 24/7 (varies by site)

Sacramento Airport (SMF) ATMs Walkthrough & Map

Follow the step-by-step walkthrough below to find ATMs when arriving at Sacramento Airport (SMF). For terminal maps and official airport info, visit Sacramento Airport (SMF) map/homepage.

Arrivals (SMF) — Quickest ATM routes after landing

  1. After landing, follow the signs for Arrivals and proceed to Baggage Claim.
  2. Once you’re in the baggage claim / arrivals flow, decide whether you want an ATM before exiting to the curb (recommended if you need cash for tips or a last-minute purchase).
  3. If you arrived in Terminal A, look for the Terminal A, Level 1 ATM point first (landside/public level). Follow “ATM” signage in the arrivals/baggage claim corridors.
  4. If you arrived in Terminal B, look for the Terminal B, Level 1 ATM point first (landside/public level). It’s the easiest option after baggage claim.
  5. If you need cash after security (e.g., you’re meeting someone airside, or you’re connecting and staying post-security), use the post-security ATM points:
    • Terminal A: Level 2 post-security ATM point
    • Terminal B: Level 3 post-security ATM points along the concourse walkway
  6. If one ATM is out of service, walk a minute or two to the next ATM point (Terminal B has multiple post-security ATM points; landside alternatives exist by switching terminals via the parking garage bridges).
  7. If you’ve already gone outside and need cash, re-enter the terminal through the nearest public entrance and follow “ATM” signage back to the landside Level 1 ATM point.

Terminal-to-Terminal tip (SMF)

  1. SMF’s terminals are connected via pedestrian bridges through the parking garage.
  2. If you can’t find or use an ATM in one terminal, switching terminals for the other landside ATM point is often faster than leaving the airport property.

Quick SMF Landmarks That Mean You’re Close

  • Landside (best for arriving travelers): If you’re at baggage claim or the public arrivals curb entrances, you’re close to the Level 1 ATM points.
  • Post-security (best for departing/connecting passengers): If you’re just past the TSA checkpoint in Terminal B on Level 3, you’re in the concourse zone with multiple ATM points.

Use the map below to find the nearest ATMs and banks near Sacramento Airport (SMF), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.

ATM Withdrawal Tips & Advice for Sacramento Airport (SMF)

  • Expect a Bank of America operator fee if you’re not a BoA customer: SMF’s official info notes a $3.00 per-transaction fee for non–Bank of America customers—factor this into how many separate withdrawals you make.
  • Arriving and need cash fast? Use the landside Level 1 ATM points (Terminal A Level 1 or Terminal B Level 1) right after baggage claim—these are the easiest without needing to go back through TSA.
  • Flying out and forgot cash? In Terminal B, there are multiple ATM points on Level 3 post-security—if one is busy, walk a short distance along the concourse to the next ATM point.
  • Connecting between terminals? If an ATM is down in one terminal, use the parking garage pedestrian bridges to switch terminals landside and try the other Level 1 ATM point—often faster than leaving airport property.
  • Late-night arrivals: Food outlets may close, but ATMs typically remain accessible. Withdraw in-terminal before heading to rideshare/taxi pick-up so you’re not searching off-airport late.
  • Need many ATM choices or a different bank network? Withdraw a small amount at SMF for immediate needs, then use the Natomas/Airport Blvd corridor a short ride away for multiple banks and additional ATMs.

FAQs – Sacramento Airport (SMF) ATMs

Are there ATMs at Sacramento International Airport (SMF)?
Yes. SMF provides Bank of America ATMs at multiple points in Terminal A and Terminal B.

Are there 15+ ATMs inside SMF?
SMF does not publish (and does not typically operate) an arrangement with 15+ separately identified ATMs inside the terminals. The airport provides several ATM points across both terminals; if you need many more options, use the near-airport Natomas corridor where multiple banks are available.

Do SMF airport ATMs charge a fee?
SMF’s official passenger services information notes that non–Bank of America customers pay a $3.00 fee per ATM transaction at the airport ATMs.

Where are the easiest ATMs to find right after landing at SMF?
The easiest options are the landside Level 1 ATM points in each terminal (Terminal A Level 1 or Terminal B Level 1) near the baggage claim / arrivals flow.

Where can I find ATMs after I’ve passed TSA?
Use the post-security ATM points: Terminal A Level 2 (post-security) and Terminal B Level 3 (post-security concourse).

What if an ATM is out of service or there’s a long line?
In Terminal B, walk along the Level 3 concourse to another ATM point. Landside, you can also switch terminals via the parking-garage bridges to try the other terminal’s Level 1 ATM point.

Is there currency exchange at SMF?
SMF is primarily an ATM-based airport for cash access. If you need specialized services, plan to use a bank branch in Sacramento/Natomas after leaving the airport.

Sacramento Airport Related Services

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