Location: Keflavík, Iceland Currency: ISK ISK Icelandic Krona
ATMs in Keflavík Airport (KEF) Locations & Hours
Here’s a complete list of ATMs located inside Keflavík Airport (KEF), plus additional ATMs and banks near Keflavík Airport (KEF) for convenient cash withdrawals before or after your flight.
ATM Cluster (Arion / Multi-ATM) — Arrivals Hall (Landside Main Exit Zone)
- Location: Main public Arrivals hall after Customs, near the passenger exit / pickup-meeting flow
- Hours: 24 hours (KEF states airport terminal ATMs are open 24 hours)
ATM (Arion Bank) — Baggage Reclaim Area (Arrivals Side)
- Location: In or near the baggage reclaim / reclaim-adjacent circulation area before exiting fully into the public arrivals hall
- Hours: 24 hours
ATM Zone — Arrivals Hall (Near Currency Exchange / Tax Refund Area)
- Location: Arrivals-side public hall near currency exchange / tax-refund services and passenger assistance counters
- Hours: 24 hours (ATM access typically exceeds counter hours)
ATM (Arion / Bank-Branded) — Arrivals Hall North Side Seating / Waiting Area
- Location: Public arrivals hall side corridor near seating/waiting areas used by arriving passengers and greeters
- Hours: 24 hours
ATM (Arion / Bank-Branded) — Arrivals Hall South Side Passenger Flow
- Location: Opposite-side arrivals hall corridor along the main path from Customs exit toward transport pickup
- Hours: 24 hours
ATM (Arion / Multi-ATM) — Departure Hall (Landside Check-in Area Central)
- Location: Departure hall / check-in landside area, central passenger flow near airline check-in counters
- Hours: 24 hours
ATM (Arion / Multi-ATM) — Departure Hall (Near Check-in Row / Self-Service Kiosks)
- Location: Landside departure hall near self-service check-in kiosks and airline bag-drop/check-in rows
- Hours: 24 hours
ATM Zone — Departure Hall (Near Currency Exchange / Banking Service Point)
- Location: Departure hall near the banking/currency exchange service area (historically Arion service point zone)
- Hours: 24 hours (ATM access can remain available when desk service is closed)
ATM (Landside) — Departure Hall Side Corridor (Pre-Security)
- Location: Pre-security departure corridor off the main check-in hall, near passenger services/retail passageways
- Hours: 24 hours
ATM (Landside) — Departure Hall Near Information Desk / Wayfinding Hub
- Location: Near the main information / wayfinding zone in the departure hall where passengers ask for directions
- Hours: 24 hours
ATM (Airside) — Post-Security Schengen Shopping Corridor (Main Hall)
- Location: After security in the main airside concourse/shopping corridor on the Schengen side
- Hours: Typically available throughout active terminal operations; many KEF terminal ATMs are accessible 24 hours depending on zone access
ATM (Airside) — Main Food Court / Seating Zone After Security
- Location: Airside near central dining/seating areas after security screening
- Hours: Usually aligned with airside access and flight activity; machine may operate continuously
ATM (Airside) — A-Gates Corridor (Schengen Side)
- Location: Airside gate corridor serving Schengen departures (A-gate side / main hallway area)
- Hours: During active gate operations; often available for most of the day/night due to KEF banked departures
ATM (Airside) — C-Gates Upper-Level South Building Corridor
- Location: Airside upper-level south building gate corridor (C-gates area)
- Hours: Gate-area access hours; ATM operation may continue while area is open to passengers
ATM (Airside) — Near Passport Control to Non-Schengen / D-Gates Transition
- Location: Airside transition area before/near passport control for non-Schengen departures (UK/US etc.)
- Hours: Typically aligned with non-Schengen processing periods and terminal operations
ATM (Airside) — D-Gates Lower-Level Non-Schengen Waiting Area
- Location: Lower-level non-Schengen departure area near D-gates seating / gate lounges
- Hours: During active non-Schengen departures; availability can vary overnight by gate area access
ATM (Airside) — Duty Free / Retail Crossover Zone (Post-Security)
- Location: Post-security retail crossover zone where passengers pass between shopping and gate corridors
- Hours: Usually matches airside access and commercial area opening pattern
ATM (Airside) — Gate Lounge Secondary Seating Area
- Location: Secondary airside seating/lounge corridor beyond the main shopping area, near additional gates
- Hours: Active gate-area hours
Nearby Option: ATM — Airport Car Rental / Service Area (Outside Terminal Zone)
- Location: Car-rental/service cluster near KEF airport roads (short shuttle/walk/drive depending provider location)
- Hours: Varies by operator/site; some machines offer extended access
Nearby Option: Arion Bank ATM — Keflavík / Reykjanesbær Town Area
- Location: Bank branch or self-service kiosk in Keflavík / Reykjanesbær (off-airport, short taxi/drive from KEF)
- Hours: Exterior/self-service access often extended; branch counter hours weekdays
Nearby Option: Landsbankinn / Íslandsbanki / Arion ATMs — Reykjanesbær Commercial Streets
- Location: Town-center and retail areas in Reykjanesbær / Keflavík, commonly used if you prefer non-airport ATM fees
- Hours: Varies by bank/site; many exterior ATMs have extended hours
Keflavík Airport (KEF) ATMs Walkthrough & Map
Follow the step-by-step walkthrough below to find ATMs when arriving at Keflavík Airport (KEF). For terminal maps and official airport info, visit Keflavík Airport (KEF) map/homepage.
International Arrivals (KEF)
- After landing, follow airport signs for Passport Control / Immigration (if applicable for your arrival flow) and then Baggage Reclaim.
- Collect your luggage in Baggage Reclaim.
- Proceed through Customs to exit into the public Arrivals hall (landside).
- Once you enter the public hall, slow down and look for signs reading “ATM”, banking, or currency exchange.
- KEF’s easiest arrival-side ATM options are usually in the Arrivals hall and near the baggage reclaim / arrivals-side circulation areas.
- If the first ATM has a queue, continue along the same arrivals hall corridor—KEF commonly has multiple ATMs spread through arrivals/departure zones.
- Withdraw cash before heading outside to the Flybus / airport bus stops, taxi rank, rental-car shuttles, or pickup area.
- If you accidentally walk outside first, re-enter the terminal and return to the Arrivals hall; follow ATM signage back toward the main public hall.
- If you prefer more choice, you can also use an ATM in the Departure hall (landside), which is in the same terminal and usually a short indoor walk away.
Domestic Arrivals (KEF)
- Important note: KEF is primarily Iceland’s international airport. Scheduled domestic flights in Iceland are generally handled at Reykjavík Airport (RKV), not KEF.
- If you are connecting onward within Iceland, you will usually transfer by bus/taxi/rental car from KEF to Reykjavík Airport (RKV) or travel onward by road.
- For cash at KEF before continuing your journey, use the Arrivals hall or Departure hall (landside) ATMs in the same terminal.
- If you are already in the public area and can see transport desks, bus pickup signs, or the main terminal exit doors, you are in the right zone to find the easiest ATM access.
- If one ATM doesn’t accept your card, try another ATM in the departure check-in hall before leaving the airport campus.
Quick KEF Landmarks That Mean You’re Close
- Arrivals: If you’ve just cleared Customs and entered the public arrivals hall, you’re in one of the best ATM areas at KEF.
- Baggage reclaim area: KEF has arrival-side ATMs associated with the baggage reclaim / arrivals flow, so you may already be very close before exiting fully.
- Departure hall: If you can see check-in counters and self-service kiosks, you’re in another strong ATM zone (landside).
- Airside: If you’re already past security, look for ATMs in the main shopping/dining concourse and gate corridors.
- Outside already? If you can see the bus bays/taxi queue, go back inside to the arrivals or departure hall for the easiest ATM access.
Use the map below to find the nearest ATMs and banks near Keflavík Airport (KEF), especially if you can’t use the ATMs inside the airport or prefer to withdraw cash outside the airport.
ATM Withdrawal Tips & Advice for Keflavík Airport (KEF)
- KEF ATMs are a better first stop than exchange desks for many travelers. KEF’s own airport info notes ATMs are available throughout the terminal and open 24 hours, so they’re usually the fastest option after late-night arrivals.
- Use the Arrivals hall ATM before heading to buses/taxis. KEF ground transport (Flybus/coach/taxi/rentals) is right outside, and it’s much easier to sort out cash inside before you step out into the pickup zone.
- KEF is a single-terminal airport, so you can switch to the Departure hall ATM easily. If the first arrivals ATM is busy or rejects your card, you usually do not need to leave the building or change terminals—just move to the landside departure/check-in hall.
- Arrivals and baggage reclaim areas may both have ATMs. KEF airport guides commonly reference ATMs in the arrival hall and baggage reclaim area, so watch for ATM signs before and after the public exit point.
- Expect Iceland ATM fees and your home-bank fees. Airport ATMs can add operator surcharges, and your card issuer may also charge out-of-network and foreign withdrawal fees. If the fee looks high, compare another KEF ATM before withdrawing.
- Choose ISK if a currency-conversion option appears. If the ATM offers to charge your card in your home currency, selecting ISK (Icelandic króna) is often the better rate than Dynamic Currency Conversion.
- If you arrive before a road trip, withdraw a practical amount at KEF. Many travelers leave KEF immediately for Reykjanes/Blue Lagoon/Reykjavík, so it’s convenient to get starter cash at the airport even if Iceland is highly card-friendly.
- Late-night or very early departures: landside and terminal-wide ATMs are your safest bet. KEF reports ATMs as 24-hour, while bank/currency service desks may not match your flight time.
- Keep your receipt and note whether it was arrivals, departure hall, or airside. KEF is busy and international; if there’s a transaction issue, that location detail helps your bank trace it faster.
- If you don’t like the airport surcharge, use a town ATM later in Reykjanesbær/Reykjavík. KEF is convenient for immediate cash, but many travelers prefer to do a second withdrawal off-airport if they want to compare fees.
FAQs – Keflavík Airport (KEF) ATMs
Are there ATMs at Keflavík Airport (KEF)?
Yes. KEF has ATMs located throughout the terminal, including arrival- and departure-side areas, and airport information states the ATMs are available 24 hours.
Are KEF airport ATMs open 24 hours?
Yes. KEF’s currency-exchange information page states that ATMs in the terminal are open 24 hours, even when service desks are closed.
Where is the easiest ATM to use right after landing at KEF?
The easiest place is usually the public Arrivals hall (landside) after Customs. KEF airport guides also commonly mention ATM access in or near the baggage reclaim / arrivals flow.
Does KEF have a separate domestic terminal with different ATMs?
No. KEF is Iceland’s main international airport and uses a single passenger terminal. Domestic scheduled flights are generally handled at Reykjavík Airport (RKV).
Can I find an ATM in the departure hall at KEF before security?
Yes. KEF airport guides commonly reference ATMs in the departure hall, which is useful if you want cash before security or if arrivals-side ATMs are busy.
Can I withdraw Icelandic króna (ISK) from KEF airport ATMs?
Yes. KEF airport banking/currency guidance and airport guides describe ATM withdrawals for local cash, and ATMs at KEF are commonly used to obtain ISK after arrival.
What fees should I expect at KEF ATMs?
Fees vary by ATM operator and your card issuer. You may see a local ATM surcharge plus your own bank’s out-of-network or foreign withdrawal fees. If you want to compare fees, try another ATM in the same terminal before confirming.
What should I do if the first KEF ATM rejects my card?
Try another ATM in the same terminal (Arrivals hall, Departure hall, or another zone), because KEF has multiple ATMs throughout the terminal and acceptance can vary by machine/network.
Is it better to exchange money at a counter or use an ATM at KEF?
Many travelers prefer the ATM for speed and 24-hour availability. At KEF, ATMs are often the most practical option if you arrive late or need cash immediately for transport after landing.
Keflavík Airport Related Services
- BOOK an AIRPORT HOTEL in Keflavík or SLEEPING PODS
- RENT a CAR in Keflavík Airport or BOOK a PRIVATE TRANSFER
- STORE your LUGGAGE in Keflavík Airport or NEARBY
- BUY a LOCAL eSIM for Keflavík, Iceland or a GLOBAL eSIM