Best Credit Cards & Banks with Airport Lounge Access (Germany)

Ease your travel stress by finding a tranquil place to relax before your flight. Airport lounges offer comfort and amenities such as Wi-Fi, complimentary food and drinks, and even showers. Many credit card companies and banks in Germany provide airport lounge access as a customer benefit, making it an accessible option for both business and leisure travelers.

In this article, we will explore the best credit cards and banks in Germany offering airport lounge access, outlining the advantages and various lounge programs available. With this information, choose the right card or bank to fit your needs and enjoy airport lounge access on your next trip.

Credit Card ReviewsApply / More Details
1. American Express Platinum» apply now
2. SpardaMastercard Platinum» apply now
3. Volksbanken Raiffeisenbanken Visa Platinum Plus» apply now
4. Deutsche Bank MasterCard Platin» apply now
5. Diners Club Vintage Card» apply now
Types of Lounge Programs in Germany
Germany Airport Lounge FAQ

Best Credit Cards & Banks with Airport Lounge Access (Germany)

1. American Express Platinum

Why We Like It
The American Express Platinum card is a great choice for frequent travelers as it offers exclusive travel benefits such as access to airport lounges, complimentary hotel upgrades and concierge services. Cardholders also receive a welcome bonus of Membership Rewards points upon sign-up.

• Reward Rates: The card offers 1 Membership Rewards point for every euro spent. Points can be redeemed for travel, shopping, or transferred to airline and hotel loyalty programs.

• Intro Offer: Cardholders can receive up to 30,000 bonus Membership Rewards points upon sign-up if they spend €3,000 in the first 3 months.

• Annual Fee: €660 per year

• Lounge Access Details: Cardholders get access to over 1,200 airport lounges worldwide, including Centurion Lounges, Priority Pass, Plaza Premium, and Delta Sky Clubs.

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2. SpardaMastercard Platinum

Why We Like It
SpardaMastercard Platinum offers its users access to airport lounges at more than 900 airports around the world. The card also comes with travel insurance, purchase protection, and extended warranty for added peace of mind.

• Reward Rates: The card offers 1 reward point for every euro spent on purchases.

• Intro Offer: Currently, the card does not have an introductory offer.

• Annual Fee: The annual fee for SpardaMastercard Platinum is €150.

• Lounge Access Details: Cardholders can enjoy unlimited access to over 900 lounges worldwide with the Priority Pass program.

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3. Volksbanken Raiffeisenbanken Visa Platinum Plus

Why We Like It
The Volksbanken Raiffeisenbanken Visa Platinum Plus card offers an extensive range of exclusive travel benefits to its cardholders. The card also provides comprehensive insurance coverage for travel accidents and medical emergencies, as well as lost or delayed luggage.

• Reward Rates: The card offers 1.5 bonus points per euro spent on purchases, with bonus points redeemable for various rewards including travel vouchers, merchandise, and donations to charitable organizations.

• Intro Offer: The card offers an introductory interest rate of 0% for the first three months on balance transfers.

• Annual Fee: The annual fee for the card is €120.

• Lounge Access Details: The card provides complimentary access to more than 1,000 airport lounges worldwide through the LoungeKey program.

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4. Deutsche Bank MasterCard Platin

Why We Like It
Deutsche Bank MasterCard Platin is an excellent option for those who frequently travel and want to enjoy exclusive benefits. This card offers a comprehensive travel insurance package, free use of lounges, and exclusive discounts at airports.

• Reward Rates: The card offers a 1% cashback reward on all transactions. Additionally, customers can earn reward points for every euro spent with the card, which can be redeemed for a variety of benefits.

• Intro Offer: The card does not have an intro offer.

• Annual Fee: The annual fee for the Deutsche Bank MasterCard Platin is €250.

• Lounge Access Details: The card offers free access to over 1,000 lounges worldwide, including Priority Pass, LoungeKey, and Deutsche Bank lounges.

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5. Diners Club Vintage Card

Why We Like It
The Diners Club Vintage Card offers exclusive access to airport lounges worldwide, making it an ideal choice for frequent travelers. The card also offers a comprehensive travel insurance package and flexible reward redemption options, making it a well-rounded choice for travelers.

• Reward Rates: The Diners Club Vintage Card offers 1 reward point for every €1 spent on eligible purchases.

• Intro Offer: The card does not currently have an introductory offer.

• Annual Fee: The annual fee for the Diners Club Vintage Card is €195.

• Lounge Access Details: The Diners Club Vintage Card provides access to over 1,000 airport lounges worldwide, including major airports in Germany and other countries. Cardholders can also access a range of other exclusive privileges and services.

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Types of Lounge Programs in Germany

Priority Pass
Priority Pass is a global lounge access program that provides members with access to over 1,300 airport lounges worldwide, including over 30 lounges in Germany. Members can choose from a range of membership options, with different annual fees and benefits. Priority Pass membership can be obtained directly or through a participating credit card.

Lufthansa Lounge
Lufthansa Lounge is the airport lounge program for Lufthansa and its partners. The lounges are available to passengers travelling on Lufthansa Group flights and to certain elite members of partner airlines. The lounges offer a range of amenities, including food and beverage options, comfortable seating, and workspaces.

LoungeKey
LoungeKey is a global airport lounge access program that provides members with access to over 1,000 lounges worldwide, including over 10 lounges in Germany. Members can use their LoungeKey membership to gain access to participating lounges, regardless of their airline or travel class. LoungeKey membership can be obtained directly or through a participating credit card.

Germany Airport Lounge FAQ

Can I access other European lounges with a German credit card?
It depends on the lounge program associated with your German credit card. Some lounge programs like Priority Pass and LoungeKey offer access to lounges worldwide, including in other European countries. However, it’s important to check the terms and conditions of your credit card and the specific lounge program to see if there are any restrictions or fees for accessing lounges in other countries.

Can I access North American lounges with a German credit card?
Yes, some German credit cards offer access to North American lounges. The specific lounges that you can access with your German credit card will depend on the lounge program associated with the card. For example, the American Express Platinum Card offers access to Centurion Lounges, Delta Sky Club lounges, and Priority Pass lounges in North America. However, it’s important to check with your credit card issuer to confirm the specific lounge access benefits that come with your card.

Which German credit cards offer free airport lounges? (i.e., no annual fee)
Unfortunately, there are no credit cards in Germany that offer free airport lounge access without an annual fee. Most credit cards with airport lounge access benefits require an annual fee. However, some cards may offer discounted or limited access to airport lounges as a benefit. It’s essential to read the terms and conditions of each credit card to understand the lounge access benefits that come with it.

Which German banks offer airport lounge access?
Many German banks offer airport lounge access as a benefit for their premium credit cards, such as Deutsche Bank, Commerzbank, DKB, and Sparkasse. However, the lounge access privileges may vary depending on the specific credit card and the bank’s partnership with lounge programs. It’s recommended to check with the bank or credit card issuer for the exact details of lounge access benefits.

Conclusion
In conclusion, there are several German credit cards that offer airport lounge accessas a benefit, including the American Express Platinum, SpardaMastercard Platinum, Volksbanken Raiffeisenbanken Visa Platinum Plus, Deutsche Bank MasterCard Platin, and Diners Club Vintage Card. The most common lounge programs in Germany include Priority Pass, Lufthansa Lounge, and LoungeKey. While access to other European and North American lounges with German credit cards may be limited, it is possible with certain cards and lounge programs. It is important to carefully review the terms and conditions of each credit card to understand the lounge access benefits and any associated fees.

Overall, credit cards with airport lounge access provide a great value proposition for frequent travelers, offering an enhanced travel experience and added benefits such as travel insurance, rewards points, and other perks. It is worth considering these credit cards if you are a frequent traveler and want to make the most out of your airport experience.