Best Credit Cards & Banks with Airport Lounge Access (Hong Kong)

Looking for a little luxury during your travels through Hong Kong? Escape the airport crowds and experience the comfort of airport lounges with the help of credit cards and banks. Enjoy a range of features and benefits as many offers complimentary lounge visits, access to the Priority Pass network, and rewards programs to help enhance your journey.

Discover the different lounge programs available, including Priority Pass, Plaza Premium, Lounge Key, and Cathay Pacific Lounges. We’ll explore the unique amenities and eligibility criteria for each to ensure you find the perfect fit for your travel style and needs. Upgrade your airport experience with the best credit card or bank for you, and enjoy a little extra luxury on your travels through Hong Kong.

Best Credit Cards & Banks with Airport Lounge Access (Hong Kong)

1. Citi Prestige Card

Why We Like It
The Citi Prestige Card is one of the best travel credit cards in Hong Kong that offers a range of travel benefits and rewards. With this card, you can enjoy unlimited access to over 1,000 Priority Pass airport lounges worldwide. Additionally, you can earn reward points for every HKD 1 spent, which can be redeemed for travel, shopping, and dining. Below we have discussed many other benefits that come with this card, which would definitely help you make the right choice.

2. American Express Explorer® Credit Card

Why We Like It
The American Express Explorer Credit Card offers a generous welcome bonus, travel credits, and travel insurance, making it an excellent choice for frequent travelers. It also offers access to the Global Lounge Collection program, providing cardholders with access to over 1,200 airport lounges worldwide.

3. The Platinum Card®

Why We Like It
The Platinum Card is one of the most premium credit cards in Hong Kong, offering a range of exclusive travel benefits and rewards. Cardholders can earn Membership Rewards points on their spending, which can be redeemed for flights, hotel stays, and more. The card also offers comprehensive travel insurance and global concierge services, making it a great choice for frequent travelers.

4. HSBC EveryMile Credit Card

Why We Like It
With the HSBC EveryMile Credit Card, you can earn reward points on every transaction and redeem them for airline tickets, hotel stays, and more. Plus, the card offers complimentary travel insurance, airport lounge access, and discounts on dining, shopping, and entertainment.

5. Standard Chartered Cathay Mastercard

Why We Like It
The Standard Chartered Cathay Mastercard is an excellent option for frequent travelers to Hong Kong, offering a range of travel benefits, including airport lounge access, priority check-in, and a wide range of travel insurance options. Cardholders can earn Asia Miles on all eligible spending, with accelerated earn rates for spending on Cathay Pacific flights and dining.

Types of Lounge Programs in Hong Kong

Priority Pass
Priority Pass is a popular airport lounge access program that provides travelers with access to over 1,300 lounges in more than 600 cities worldwide. It offers access to independent lounges, as well as those run by airlines. Members of Priority Pass can enjoy various benefits such as comfortable seating, complimentary refreshments, and high-speed Wi-Fi. Priority Pass membership is available for purchase to anyone, regardless of their frequent flyer status or credit card membership.

Plaza Premium
Plaza Premium is a global airport hospitality service provider that operates over 180 lounges in more than 50 airports worldwide. It offers lounge access to all travelers regardless of their airline or class of travel. Plaza Premium lounges are known for their stylish design, comfortable seating, and a wide range of amenities such as complimentary food and drinks, shower facilities, and business center services. Plaza Premium also offers additional services such as meet and greet, airport transfers, and spa services at selected locations.

LoungeKey
LoungeKey is a lounge access program offered by Mastercard that provides cardholders with access to over 1,000 lounges in more than 130 countries. LoungeKey allows travelers to enjoy comfortable seating, complimentary refreshments, and high-speed Wi-Fi at participating lounges worldwide. Cardholders can also use their LoungeKey membership to purchase additional services such as spa treatments, meals, and shower facilities at selected locations. LoungeKey membership is available to Mastercard cardholders who have a valid credit, debit, or prepaid card.

Cathay Pacific Lounges (The Pier/The Wing)
Cathay Pacific, the Hong Kong-based airline, operates several lounges in Hong Kong International Airport, including The Pier and The Wing. The lounges offer a wide range of amenities to travelers, including comfortable seating, complimentary food and drinks, high-speed Wi-Fi, and shower facilities. The lounges also provide a quiet and relaxing atmosphere for travelers to unwind before their flight. Access to the Cathay Pacific lounges is available to first and business class passengers, Marco Polo Club members, and oneworld frequent flyers with Emerald and Sapphire status.

Hong Kong Airport Lounge FAQ

Can I access China or Singaporean lounges with a Hong Kong credit card?
It depends on the specific lounge program and credit card. Some lounge programs, such as Priority Pass, have lounges in China and Singapore that can be accessed with a Hong Kong credit card. However, it is important to check with the lounge program or credit card issuer to confirm which lounges can be accessed with the card. Additionally, some lounges may have specific entry requirements, such as a certain airline membership or class of service, so it is important to check these requirements before attempting to access the lounge.

Can I access other Asian countries lounges with a Hong Kong credit card?
Yes, it is possible to access other Asian countries’ lounges with a Hong Kong credit card that offers lounge access benefits. However, the availability of lounges and access requirements may vary depending on the specific credit card and lounge program. It is recommended to check with the credit card provider or the lounge program for details on participating lounges and access policies.

Which Hong Kong credit card offers free lounge access? (i.e., no annual fee)
There are very few credit cards in Hong Kong that offer free airport lounge access without an annual fee. However, some credit cards may offer limited complimentary lounge access or discounted lounge rates. Here are a few credit cards that offer free airport lounge access:

• Citibank Clear Card: Offers 2 complimentary lounge visits per year at Plaza Premium Lounges in Hong Kong International Airport.
• Citibank Ultima Card: Offers unlimited access to Priority Pass lounges worldwide.
• Standard Chartered Asia Miles Mastercard: Offers 2 complimentary visits per year to Plaza Premium Lounges in Hong Kong International Airport.
• American Express Platinum Credit Card: Offers complimentary access to over 1,200 airport lounges worldwide through the Priority Pass program.
• HSBC Visa Signature Card: Offers 1 complimentary access per year to designated Plaza Premium Lounges in Hong Kong International Airport.

Note that some credit cards may have certain conditions or restrictions that apply, so it is important to read the terms and conditions carefully before applying for a credit card.

Which Hong Kong banks offer airport lounge access?
In Hong Kong, several banks offer airport lounge access as a benefit for their credit cardholders. These banks include:

• Citibank
• HSBC
• Standard Chartered Bank

It’s important to note that lounge access may vary depending on the specific credit card and the level of access it provides. Some credit cards may only provide access to certain lounges or have limited access, while others may provide unlimited access to a wider range of lounges. It’s best to check with the bank directly or review the credit card’s terms and conditions for more information on lounge access.

Conclusion
In conclusion, airport lounge access is a highly sought-after feature for frequent flyers, providing a comfortable and convenient experience before boarding their flights. With the rise of premium credit cards, many banks and credit card issuers have started offering complimentary access to airport lounges, providing a competitive edge to their products.

While most of the credit cards require payment of annual fees, some cards offer lounge access with no annual fees, such as the HSBC Red Credit Card and Bank of China Travel Credit Card. It is important to note that the lounge access policies may vary depending on the credit card issuer and the lounge program. Before applying for a credit card, it is advisable to check the details of the lounge access program, including the eligible lounges, guest access, and any other fees or restrictions.

Overall, credit cards with airport lounge access provide a great value proposition for frequent travelers, offering an enhanced travel experience and added benefits such as travel insurance, rewards points, and other perks. It is worth considering these credit cards if you are a frequent traveler and want to make the most out of your airport experience.